Jefferson Capital Systems

The Jefferson capital is trying to collect 4 thousand dollars from me on behalf of Verizon wireless. I have left Verizon wireless back indefinitely 2017 with a 0 balance and still a 0 balance. I have spoken with them trying to close a debt that I have nothing to do with.

After checking mu annual credit report online, I discovered a derogatory remark from Jefferson Capital System. They have placed a bill for $140 from Verizon Wireless in collection and caused my credit score to drop. This is not my bill and I do not owe Verizon Wireless any money. I have filed disputes with all 3 credit bureaus concerning this matter and the report remains on my credit report. I would like this removed as it hurts my credit score that I have worked so hard to build.

I had an account with Verizon Wireless from several years ago that was sold to collections. Jefferson Capital Systems bought the debt from Verizon, but I was never contacted about this collection account. I saw it appear on my credit report and I reached out to them. I asked for verification of the debt and was told they would send it to me, but never did. They have since "sold" and then bought the collection account back so it looks like a new collection account on my credit report. My credit report shows this account was opened in January 2019, but it's several years old. When they sell and rebuy it, it falls off my credit file and then comes back on as a new account. I have been trying to improve my credit and repair past mistakes, but Jefferson Capital Systems is actively preventing me from this by the continual repurchasing of the same debt, not having contacted me regarding the debt prior to putting it on my report initially, and I have not received any information on the original debt and account date. I want this resolved and I want this off my credit file and to be done with Jefferson Capital Systems for good.

Under the Fair Debt Collection Practices Act, I am asking for validity of this debt and how the amount of debt was calculated. I have received no communication of this debt and it was put on to my credit report without prior knowledge of it.

Jefferson Capital System purchased a Verizon debt of $646 from 2016 that had fallen off my Credit report 5 months ago. Since then I have not received a single letter or attempt to resolve the debt. I called the number available on their website and because I had no details (no account number from Verizon or their file number) the representative said they couldn't locate my file and couldn't go further into resolving the issue.

Jefferson Capital Systems appeared on my credit report on all 3 reporting agencies without contacting me prior to reporting and refuse to provide me with any information in regards to the original contract information between myself and the original creditor. Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the Texas Secretary of State that they are registered in Texas, which is also against the FDCPA! I request that Jefferson Capitol verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs. Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $$1095.00 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt. In addition, this collection agency is not licensed to collect debt in CA.

Jefferson Capital is illegally reporting to all three credit bureaus an account that is collections for $2,239.00. On April 30, 2019, I disputed the Verizon collection account that was on my credit report. I received a letter from Transunion on June 4, 2019 with the Investigation results from my Verizon dispute, which stated in response to your dispute, the item was DELETED from your credit report. Jefferson Capital LLC, which is a debt buyer, states they purchased my account on or around April 3, 2019? I was never notified that my account was sold by Verizon or Jefferson Capital. Jefferson Capital immediately legally should have notified me within 30days to validate and verify the account and give payment opportunities. I was denied all rights. I called Jefferson Capital July 30, 2019 and spoke with a women named *** who advised me that legally they do not have to notify me that they have purchased the debt, “and that I was aware that I owed Verizon, and that I’ve owed this debt for quite a while”. I asked her several times could she explain to me why her company legally didn’t have to notify me within 30 days? I never received an answer. I asked for verification of documentation of anything every sent to me for my validation of the account. I asked for a confirmation number for the call, but of course the call was suddenly disconnected.

However, I received my first letter from Jefferson Capital almost 7 months after reporting to the credit bureaus. The letter and the documentation have so many holes in it, it’s basically a template that they use for all their customers. They simply add the demographic info on the top, that’s why they can’t state the dates. The letter states “on or around April 3, 2019. Why wouldn’t they have scanned a copy or made account notes their system to indicate the exact date in which you sent out your correspondence. If in fact you sent the correspondence out? This documentation isn't sufficient, I need to see a itemized bill, with all dates.

This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $1,260.00 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.

I have attempted to contact Jefferson Capital Systems wanting to resolve this issue that keeps reappearing on my credit report. They are reporting the same account that has been deleted from my credit report twice after being disputed. Months after the account could not be validated, they reported it back on to my credit report twice.

Jefferson Capital Systems has listed a derogatory collection for debt for $168, on behalf of Verizon on multiple credit reporting agencies.

My complaint is to dispute the validity of the debt and I request that Jefferson Capital verify the following:
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

They added collection to my credit reports without my knowledge! I checked & can't verify their registration in Florida! BOTH are FDCPA violations!

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the FL Secretary of State that they are registered in Florida which is also against the FDCPA!

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

This complaint is in response to a recent claim regarding account#***, which they claim I owe $3,236. Yet again, they have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. The haven't provided me any name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they "verified" without providing any proof bearing my signature. The listed item is inaccurate and incomplete and represents a very serious error in their reporting. I've been disputing this error with this company since NOV 1,2015. I want this matter resolved expeditiously and removed from all three credit reporting bureaus via TRANSUNION, EXPERIAN, AND EQUIFAX.

This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $751 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.

Zero validation of account. Old Verizon account. Have supporting receipts documents and contracts that show Verizon sold an account to this company. Offered settlement from company. Called to get it in writing per my attorney. Customer service rep was rude would not allow me to speak with anyone or send me anything that would be useful with getting this resolved. Account needs to be deleted as they have failed many times to validate the information. Was ready to settle for 250.00 just to be over this. They offered 460.00 . That is my last bill amount I paid Verizon account shows paid in full have disputed this with credit bureaus . Still no verifications or validations.

I have been getting repeated calls and letters about a supposed Verizon debt with Jefferson Capital Systems. The collections account isn't mine. My name is *** and the debt is listed as belonging to someone under the name *** and it's over $2,000. I've tried disputing it with them and have filed disputes with all of the credit bureaus, but Jefferson Capital has refused thus far to comply with the fair credit laws. This debt isn't mine. I have never had Verizon service, and my name certainly has never been ***. This collections account needs to be resolved and collected from whoever actually owns it.

I have a debt with Jefferson Capital, something I've been trying to resolve for over a year. When I contact them they tell me to call another collector they have contracted to manage my debt, *** LLP. When I contact *** they tell me the account has been transferred to another party, ***. When I contact *** they tell me they have no record of me in their system. So I return to *** who tell me they are unsure of who currently is managing my debt and will have to research this and call me back within 24 hours, however they never do. I've gone through this process repeatably and all I want to do is set up a payment plan so I can get my home loan! I DON'T UNDERSTAND HOW A COMPANY WHO IS REFLECTING ON YOUR CREDIT FOR A DEBT HAS NO IDEA WHO I NEED TO PAY TO END THIS NIGHTMARE! The bank I'm working with for my home loan doesn't even know how to help me because they think its bizarre they even let so many companies handle their cases. I've tried speaking to someone at Jefferson they refuse to help me, however they are the ones reporting the debt on my credit therefore I feel they are liable.

Jefferson Capital Systems LLC continues to keep derogatory remarks on an account that is over 7 yrs old, way past statute of limitations. They refuse to supply any and all account information including dates of service because they know it is illegal to collect on a debt this old. They continue to change the dates on the credit file to around 2 yrs ago, which they cannot prove and is also illegal. I request that Jefferson Capital verify the following information: 1. Full original account number 2. Date original account was opened 3. Any written agreement between myself and original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt. 5. Date of the first delinquency. Jefferson Capital stated that this account was opened on October 24, 2017 and it’s not possible because I have not given any of my information to Jefferson. If Jefferson Capital Systems is unable to provide the identifying the above account information, this account should be deleted from all credit bureaus and no further contact shall be made by phone, email, or mail.

I am trying to pay a collection and they do not even know who I am, spoke to 3 people from their phone line, went up to a supervisor and ask me to contact Radius Global Solutions, LLC,
After speaking to another 3 people from Radius Global Solutions, LLC, they do not know who I am...
I am not giving my SSN to someone that is supposed to be a collection agency.
This is so horrible experience.... need help 0_0 I want to pay but to who???

They added collection to my credit reports without my knowledge! They have continuously harassed me by calling before 8:00am and calling multiple times every single day. BOTH are FDCPA violations!

I have severe anxiety, social and generalized so these consistent calls from different local numbers have been a huge strain on my mental health making me worry about every possibility. I have screenshots of all of the times that they have called and once I made the connection called each number I have in my missed calls the many times they call daily - that all lead back to the same place! Under FDCPA, they are not allowed to call before 8:00am and cannot harass me by calling multiple times daily and never leaving messages!

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me, where I would have my 30 legal days to dispute this supposed debt.

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.