Jefferson Capital Systems

Jefferson Capital Systems has garnished my wages. I have never received any kind of paperwork from them. I did not ever talk to them either on the phone.
They are taking 25% of my gross wages every paycheck until 900.00 is paid off and I don't even know what I'm paying for.

This was just added to my credit report. I called the agency immediately and asked them to validate this debt that was due. I received a letter on March 2020. I never received my debt validation and this organization placed the debt on my credit report. This is a direct violation of the Fair Debt Collection Act. I also called the company asked to validate the debt where they tried to get me to settle and I informed them that I was not acknowledging this debt and that I would like for them to validate it. Nothing has been sent to me since that day. Yet, this debt was placed for collection on my credit report. I am demanding that this debt is removed from my credit report. I will consider any contact not in accordance with the Fair Debt Collection Act, a serious violation of the law & will immediately report any violations to my State Attorney General, Revdex.com, Federal Trade Commission, & the Consumer Financial Protection Bureau should it become necessary to take legal action to protect myself.

I have not received any correspondence from this company notifying me of an alleged debt they are supposedly allowed to collect on on behalf of another company. I've reached out to try and resolve the matter, but have been unsuccessful.

You are on credit report remove yourself from it. If not file papers with attorney generals office

I have an aggressive collection from this company that I do not have a contract with and have received no letter from. Upon checking my credit I found this attached.

The company of Jefferson Capital put a collection on my credit reports without my knowledge and in doing so, this has violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. I have not received any information on this debt. This information must be verified by Jefferson Capital: 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs. Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

I have no idea who these people are and they do not have my signature on any documents but they do have a charge of $275 on my credit report

Jefferson Capital attempts to collect fraudulent debt that’s not verified after receiving police report and Federal Trade Commission report that proved the account was open fraudulent.

Jefferson Capital put a collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Please be advised this is not a refusal to pay a debt, but a notice pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

I have no knowledge of this account with Verizon Wireless in the amount of $2,057. I request that you please verify the following information to assist identifying whether this debt is valid:

1. Full original account number
2. Date original account opened
3. Any written agreement(s) between myself and the original creditor stating I agreed to pay alleged debt
3. Consumer address at which original account was opened
4. Date of first delinquency
5. Itemized calculation of alleged debt

If Jefferson Capital Systems is unable to provide the above identifying account information I will have no recourse but to presume the debt invalid and/or fraudulent and request account deletion from all credit reporting agencies without further discussion of payment in full or partial settlement.

This is my attempt to verify the validity of this alleged debt and I appreciate your transparency and cooperation.

Please conduct all communication through written correspondence to the following address only:

Ms. ***
***
Absolutely no phone calls. If correspondence is initiated by JCS in any manner other than permitted I will cease all communication (invoking my legal right to request JCS cease communication) with the presumption that the debt is invalid and that I own zero responsibility (in part or whole) for the repayment of said debt.

Thank you for your assistance.

This company that I do not have a contract with, or any type of service relationship reported a negative account on all three of my credit reports including Transunion, Equifax, and Experian for an amount of $945. I have contacted this company to request further information as well as proof of alleged debt and has not been provided with anything. They could not even tell me what this account was for. This company does not have a contract with me. I am not obligated to provide payment for this alleged debt.

I paid off a debt in full on June 25, 2020. Jefferson capitals website states that 30 days after an account is paid off it will be removed from my credit file. The trade line remained on my account in July 2020 so I called Jefferson capital customer service. The lady that I spoke with apologized and said that the file should have been marked for deletion but wasn’t for some reason. She assured me that it would come off of my credit file the next time they reported to the bureaus. The account still shows on my credit file along with the full balance, it does not even show that I paid it off. It is now September and I cannot purchase a home until this account comes off my credit file.

On August 28th 2020 I had my yearly security clearance review done for the US Navy...Upon the completion of the review I was informed of two collection accounts being reported by JEFFERSON CAPITAL SYST.....One account for Verizon Wireless account number 352421XXXX...the other for FINGERHUT DIRECT MRKTING account number 331665XXXX....Both of these accounts are fraudulent and I have filed a Identity Theft report with the Federal Trade Commission (FTC Report Number ***) which is available upon request......I mailed this form to the address listed on my credit reports and have yet to had any response....I am in the process of file a complaint with the Attorney General's office in MN as these accounts are fraudulent and are hindering my security clearance with the Navy...

I sent a debt validation letter to the company at which they didn’t provide sufficient data to show that this account belongs to me. I don’t recognize this debt and therefore requested more information.

This is for Jefferson Capital Systems, LLC located at *** ( ***) any of its subsidiaries or companies, In reference to account # ***, original creditor Verizon Wireless $1903.00 , collection opened on 2/11/2020
This account has been added to my credit report without my knowledge. I have contacted this company numerous times asking for proof( VALIDATION, NOT VERIFICATION) that this is in fact a debt that I owe to a Verizon Wireless for $1903.00. According to my report, this is listed as a Factoring Company (Verizon Wireless). This addition to my credit report in addition to not providing me with written proof of the original debt, along with written proof of your right to collect the said original debt of $1903.00 is a violation of FDCPA !This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION
made pursuant to 15 USC 1692g Sec. 809 (b) of the FDCPA. I respectfully request that your offices
provide me with competent evidence that I have any legal obligation to pay you.

I am not liable for this debt with verizon and I do not have a contract or recall this debt with jefferson capital system

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. I checked & can't verify their registration in Louisiana ; Both would be FDCPA violations. I have no information on this debit at all. I request that Jefferson Capitol verify the following information: 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs. Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

Recently I noticed that I had a collection account reported to the credit bureaus by Jefferson-Capital. The account is listed as Verizon Wireless.on March 13th 2020 I sent a letter to JCS to validate and never received a response. I was not given proper notice that the collection was being added to my account, which is a FDCPA violation. I requested the following information:
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.
I truly hope we can resolve this issue quickly.
Thank you

Jefferson Capital Systems purchased a bad debt that I had disputed from Verizon Wireless. I have continually refused to do business with Jefferson Capital for years and I have filed disputes with the 3 credit bureaus over their listing on my credit report. I have asked for validation of debt as well as the nature of the debt, date of first deliquency and all other pertinent information and all they have done to affirm the debt with no supporting information. They have also continually and illegally re-aged this alleged debt and have even maintained the reporting monthly but sent it to additional collection agencies to try and collect which also illegally re-ages their negative listing on my report.

Further as a resident, of the State of Washington, I claim that the Washington State Staute of Limitations has expired, Please note that Title 4, Chapter 16 of the Revised Code of Washington (RCW) outlines the various statutes of limitations for debt collection in the state. RCW 4.16.040 gives written contracts and accounts receivable a statute of limitations of 6 years before the unpaid debt becomes time-barred.
In spite of the fact that more than 6 years has passed since the date of first delinquency of an account that I had with Verizon Wireless. As well as, based on the fact I have never had or acknowledged any contractual agreement or obligation with Jefferson Capital or their representatives, their long, ongoing harassment and illegal collection activity and reporting still continues. The Fair Debt Collection Practices Act (FDCPA) clearly states that my state's laws and regulations shall apply. This activity must cease.

Company bought off a debt that I settled in 2019. I verbally made company aware that debt was paid and ask them to send proof of the debt they were claiming. They never submitted to me proof of debt. Original debt of 402 was paid to portfolio recovery systems in December of 2019. I have documentation supporting that pay off. Jefferson Capital refused to acknowledge this and placed the collection on my credit report. I have even sent them I request to remove the collection along with documents proving debt was paid. They still have not removed the collection from my credit reports

I have tried to dispute and/or remove a collections item for $497.00 via *** Wireless that has been paid off since 2016. I am in the middle of purchasing a home and its ruining my credit and I would like it removed or I would like to speak to a supervisor to address this situation.