Jefferson Capital Systems

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the LA Secretary of State that they are registered in Louisiana which is also against the FDCPA!

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law

I have tried 4 times to dispute this collections account on my credit through credit karma. I also called verizon to get full details on this account. I wanted to know how much they transferred over to Jefferson Capital Systems and also the first date of default. Verizon stated they were unable to tell me ANY information because the account was transferred to Jefferson Capital systems. Jefferson Capital systems reported on my credit that the account was opened Aug 1st of 2016. This is completely false being that I have been on a phone plane with my mom since 2015. I want this account removed!!!

Called this company based on a hit on my credit report and the woman on the phone was unable to give me any information on the account including how much was owed. I have not received any letters or calls and have no knowledge of this account from Verizon as I am not a Verizon customer. I have reported the account as fraudulent with the credit agency’s as well as this company and have yet to receive any validation of the account.

This company continues to re-age a debt that was placed by them on my credit report. This is illegal and I will continue to dispute this matter until it is taken care of.

I paid off a collection account. I was told that I would receive an email and a mailed letter stating that this has been resolved. I paid this 5 days ago and I was told it would take 24-48 hours to receive an email showing this has been taken care of. Here we are five days later and still no proof that I paid this. Every time I call they tell me “you just need to wait” I can’t seem to get any kind of solid answer or receipt we’ll call it showing this payment.

This business is reporting 2 different collection accounts on my credit report from Verizon wireless. I disputed this information online stating I have no knowledge of either account they are trying to collect on. I have asked for proof of these accounts and never received any information back from them but they noted my account as disputed and meets FCRA requirements. Both accounts are stated to be from 2017 but I was with Straight talk from 2012-2018 and had absolutely no dealings with Verizon wireless during that time frame. I have had my information stolen from an ex in the past. These accounts could’ve been opened fraudulently. This is very damaging to my credit scores and I feel like this company is intentionally trying to ruin my credit. Without providing me documentation, I don’t know how they can continue reporting these accounts belonging to me. They are not mine!

Jefferson Capital Systems has been sending collection letters to my father's home address, an address at which I've never lived, for six months now regarding a past due bill from Verzion Wireless. I have never had a Verzion Wireless account, or mobile service from Verzion Wireless. I called Verzion Wireless (11/6/19) and they have no records of me ever existing in their database. I have had the same mobile number, ***, for over 8 years now and this number has never been associated with a Verzion Wireless account. The letters allege that I owe Verzion Wireless over $3,000 dollars for a past due bill that was originally posted in 2017, when I was under contract with Sprint. I have never received any contact from any Verzion Wireless employees (letters, emails, phone calls, etc.).

I won't be bullied into taking the "hit" on my credit for an account that was manufactured by someone else. I discovered an account on my credit from Jefferson Capital Account Number ***. I reached out to them several times in this regard and I have been ignored. I don't know what the account is for or who the original creditor is.... they never afforded me the opportunity to dispute the account or to confirm if it were in fact mine- they just placed in on my credit without proper validation. '

I am trying to communicate through letters I've sent to dispute the dates they are claiming on my credit report and also trying to resolve his issue and I am not getting any response so I cannot get this off my credit without them communicating with me. I want in writing what the transaction will be and I get nothing even over the phone resolved. I am not risking sending any money without a contract and they will not respond.

My name is *** my ***. The account is listed as Verizon Wireless. I have no knowledge of this account and do not believe it belongs to me. I was not given notice that the collection was being added to my account, which is a FDCPA violation. I am requesting the following information:

1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

I also was not given the 30 day period to respond before the collection was added, which is a right guaranteed to me by law.

I did research and learned that your agency is reasonable, so I decided to contact you with my complaint first. If the above mentioned information cannot be verified, your collection must be deleted from all 3 credit reporting agencies. If this email not met with success, I will have to move on to other avenues to report these violations, such as a Revdex.com complaint and a FTC complaint. I truly hope we can resolve this issue quickly.

Thank you

I was not notified of attempt to collect prior to affecting my credit. No information given to handle collection on bill from over 2 years ago. Not given the opportunity to pay debt prior to reporting.

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the LA Secretary of State that they are registered in Louisiana which is also against the FDCPA!

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

Jefferson Capital added a collection to my credit reports without my knowledge! I checked & can't verify their registration in Ala! BOTH are FDCPA violations!

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the AL Secretary of State that they are registered in Alabama which is also against the FDCPA!

I respectfully request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

Jefferson Capital put collection on my credit report without my knowledge which is a clear violation of FDCPA. This needs to be remedied ASAP.

This is a violation because they did so without providing the proper written notice via letter. Doing so would have allowed me the opportunity to dispute this before it going on my credit report and prevented the negative impacts.

I request that Jefferson Capital verify the following information:
1. Full original account number
2. Date original account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying information, this account must be deleted from all Credit Reporting Agencies.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30 day time frame that is allowed by law.

I have sent several dispute letters to this company I have never been called or informed of any debt that I had with this company until they started to report on my credit bureaus they continue to file a debt on my credit report that does not belong to me and refuse to work with me they continuously add more and more money to the debt that does not belong to me and Will not respond to validating the report directly to me or working with me in anyway shape or form I find this company unscrupulous and is costing me The ability to get a car or decent living environment due to the unscrupulous amounts of money on my credit report of a depth that does not belong to me

This company, which I hold no signed contract with, not have received services from, reported a collection account again my SSN in the amount of $934.92 with Transunion, Experian, and Equifax reporting agencies. I requested verification of the debt and account; however, the business only provided me with a statement from the alleged original creditor. Considering that this business does not have a contract with me for goods or services they have provided, nor have they provided adequate proof with signed contracts that I am obligated to pay this alleged debt.

I have already settled this debt in 2018 with Verizon wireless. I have disputed this issue a couple times through a credit reporting agency and they refuse to acknowledge that the debt Verizon claimed where mine are in fact not. I settled this with Verizon long before it went to collections and was surprised to see it pop up on my credit and would like it removed.

I have written this company, and disputed the collection with the credit reporting companies. I have no knowledge of the account they are trying to collect on. I have never had an account with the company they purchased the so-called " debt " from.
I have never had a written or contractual agreement with Jefferson Capital systems, either. I have a family member with a VERY similar name and I have also had my information stolen from an ex before. This account could belong to my family member or may have been opened fraudulently. I have asked in writing and over the phone for proof of account. I have never received anything. They are also past the statue of limitations to attempt to collect on this debt. In my state of Idaho it is 2 years. I believe this is a form of cyber harassment and this company is intentionally trying to damage my credit report.

Showing debt on credit report not belonging to me. Have requested proof as I know none exists. I did not have the referred to verizon account and advised it may belong to ex spouse or be FRAUDULENT but have seen nothing but refusal to remove

Jefferson capital systems re-aged a debt I had from Verizon and send it to the credit bureau as a new debt. by law this is illegal and it has effected my credit again when the debt was previously already on there. I would like this account deleted or I may be forced to pursue legal action.