Jefferson Capital Systems

They say I have an account from Verizon in opened August 2016. I have not had a Verizon account since 2013. Also, I have never had a contract with Jefferson Capital Systems and have never received any type of contact from this business regarding the account mentioned. I never received a Right to Dispute letter from Jefferson Capital Systems (Verizon Wireless). I never received proof that this account belongs to me e.g., a contract with my signature. They are also reporting inaccurate dates and amounts from the original lender as well, which is illegal. I want this account completely removed from all of my credit reports.

Jefferson Capital has added collections accounts on my credit reports without my knowledge and I have not been contacted and do NOT recognize this debt. They put these collection accounts on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me.

I request that Jefferson Capital verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any and all WRITTEN agreements between myself and the original creditor stating this debt is owed
4. Full account summary and ITEMIZED calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

I had several problems with ***, so I settled my account and cancelled my service. Now, several years later, I am being contacted constantly by Jefferson Capital Systems trying to collect a debt that I do not owe. No one at the company has tried to assist me in trying to correct their mistake. Every time I call, all they tell me is that they are not going to remove the debt from my report until I pay them $140.

I have received multiple letters to my personal residence from this company. The letters are addressed to a woman I divorced 7 years ago, and who NEVER lived at this address. I purchased this home 4 years after my divorce. I find this to be offensive. I have not seen or spoke to this women for 7 years.

this company has reported to all 3 credit bureaus of an account I do not own.this is hurting my credit. It is in collections. I do not owe this company. This is in violation of the fair credit reporting act.

Jefferson Capital Systems is being reported on my credit without my knowledge. This company is also not registered in the state of Louisiana.

I've been disputing a Verizon Wireless bill which is over 5 years old and still being reported to the credit bureaus. After being with Verizon Wireless for over 20 years, I ended my service and waited for my final online bill. I paid it in full online and Verizon Wireless closed my online account along with my ability to login. Two months later, I received a written bill in the mail for additional charges. I requested detailed billing from Verizon Wireless which they did not provide. A few months later, they sold this debt off to Jefferson Capital Systems for collection.

I've requested from Jefferson Capital Systems proof of this outstanding bill. Namely, I requested a history of invoices for the last 6 months of service and a history of payments as well, to reconcile the invoiced amount with actual payments. To no avail. Jefferson Capital Systems has not provided any proof that this bill is correct.

Jefferson Capital Systems has assigned the debt collection to about 4 different credit collection companies over the last 5 years which try to get you to pay the bill off without any proof that the debt is legit or correct.

Jefferson Capital Systems, in collusion with Verizon Wireless, are abusing the billing, collection, and credit rating system of consumers for the sake of profiteering with unfair and illegal billing practices.

This type of unscrupulous corporate billing abuse is rampant and companies succeed because statistically most consumers get tired of these accounts negatively impacting their credit rating and payoff the bill for the sake of clearing these delinquent accounts from the credit bureaus.

I've disputed this bill with all three credit bureaus. TransUnion and Experian agreed with my dispute and removed it. Equifax kept it on so it is still affecting my credit rating as 1/20/20.

I was recently looking at my credit report and I see a collection from Jefferson Capital System collections. I have not received any correspondence from this company nor did I know an account was sent to collections. On top of that said account that was sent to collections was not at over $1,000.00.

Company reported to credit bureaus date it purchased account from original holder and not the date of the actual account. Account is older than 4 years.

Jefferson Capital Systems purchased my account from ***. I was in a car accident and my car insurance company Infinity Auto was in the process of sending my lender the total amount left of my car loan of $7300. I found out from my insurance company on 01/31/2020 that a 3rd party creditor I had never heard of or communicated with, submitted for my full payout of $11,030. Is Jefferson Capital Systems planning on returning $ 3730 beyond the original debt amount?

This "Debt" was paid off nearly 2 years ago. I will have to locate my paperwork on it as I have moved recently. It was paid off through another collection agency with a Sprint Gift Card I received for changing to Sprint. Now this company has added the debt yet again to my Credit report. I want this off of my Credit Report. I did contact Jefferson Capital Systems to resolve this issue, but they put me on the phone with someone who could not speak clear English, therefore I could not communicate with him. They would not put anyone on the phone that spoke clear English.

I have contacted Jefferson Capital Systems, LLC, with several letters and credit disputes regarding an alleged debt of $1102.09 with the reference number #***. They are continuously ignoring any correspondence to my questions and negotiating a price to pay the reference fee (although I am not confirming or acknowledging the alleged debt). This account was paid off when we left Verizon as it was installment loans that were paid by T-mobile we left. The billing statements and collection amount that Jefferson Capital Systems has and is alledging is not only incorrect, but hurting my credit score for an account that was completely closed and paid off at Verzion Wireless. I have attempted contact with the company over the past year with no response to settle the debt or show accurate statements regarding the debt. I am reporting for inaccuracy for the account, that the account is closed, and that this company would rather keep reporting on my credit report than communicate with me.

Original debt was from Verizon. Tmobile was supposed to pay any Early Term fees. They did not. Verizon tripled the amount owed. Paid with Jefferson Capital and they said they would delete in entirety their reporting on my credit report. They did not delete. They in fact updated with the amount I paid which was a settlement thus still showing I owe more money to them and still dinging my credit. I have contacted JCAP twice and they said they will not update and that the lower amount owed still looks better on my credit then nothing paid. No that is not what was agreed and you even sent me a letter stating I was paid in full and account was closed!!

The company I am filing a complaint against reported to the credit bureaus that I have a collection account with them. The account is supposedly with ***. I have never had an account with ***. When I called they did not have any such account in their system and they refuse to send any documentation of the account and also refuse to remove the account from my credit report with the 3 major bureaus.

They added collection to my credit reports without my knowledge! I checked & can't verify their registration in Pennsylvania! BOTH are FDCPA violations! Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the PA Secretary of State that they are registered in Pennsylvania which is also against the FDCPA! I request that Jefferson Capitol verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs. Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

Jefferson Capital Systems, LLC is in violation of the FCRA.

Just got around to checking my credit report. to my surprise I have a account that's in collections from a Verizon account that I was not made aware of. This has really taken a toll on my credit and I Have not been properly made aware of this being on my credit report. I request that Jefferson Capitol verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency.

I noticed a Verizon Wireless account on my credit report that is showing in collections with Jefferson Capital. I have no knowledge of this account and had straight talk phone service at the time this account was opened. I disputed with the credit bureaus and got no resolution. I called Jefferson capital and their automated system could not find any accounts with my ssn. Upon speaking to an agent (***) I was directed to call Unison Inc. At 8884077636 and told they were handling the account. Upon calling unison inc. No one ever comes to the phone and I cannot find any information online regarding this supposed collection agency. This account is not mine and is hurting my credit. It is fraud and I would like it removed from my credit report.

This company, Jefferson Capital Systems has been calling me, 12 calls just since December 30, 2019 thru yesterday, January 21, 2020 requesting my personal information over the phone which I will not give them. I have repeatedly requested them to stop calling and won't tell me the reason they want my personal information unless I first give it to them. I looked up this company which is a debt collector. I have no uncollected debt and nothing shows on my credit report. I have had this problem before with a common name like mine. I want them to stop calling me.

While checking my credit report I have found an account that's in collections from a Verizon account that I was not made aware of. This is effecting my credit and I was never properly made aware of this being on my credit report. I request that Jefferson Capitol verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency.