Jefferson Capital Systems

I keep getting sent collection letters from the company and after I had verified with them that the debt is not mine and asked for them to remove my address from their records they continue to send me documents with my name

Jefferson Capital has erroneously placed 3 *** accounts on all 3 of the credit bureaus reports. I have asked for documentation or validation of this debt and they have failed to provide any documentation to me. I am an active *** customer and no accounts in collections. I would like them to correct their records and permanently remove me from their systems.

Jefferson Capital System is currently reporting an alleged balance of $402 to the credit bureaus. The original creditor name is 12 ***. I contacted the original creditor to which I have a current and paid-to-date account with. I inquired to the $402 being reported by Jefferson Capital System to which they have no knowledge of.

Jefferson Capital Systems added a collection account to me credit report, although I have never received a letter via USPS, phone call in an attempt to collect a written off debt that they purchased.

I do not now nor have I ever had a contract with Jefferson Capital Systems.
I have demanded the following, without any resolve.
Re: Acct No: xxxxxx3848

To Whom It May Concern:

I am writing this letter in response to the collection activity that you placed in my credit file with all 3 credit bureaus on June 3, 2019 as a newly opened account with you. In conformance to my rights under the Fair Debt Collection Practices Act (FDCPA), I am requesting you to provide me with a validation of the debt that you talked of earlier. Please note, this is not a refusal to pay, rather a statement that your claim is disputed, and validation is demanded. (15 USC 1692g Sec. 809 (b)).

I do hereby demand that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you.

I demand you provide me with the following:
• The full original Account Number.
• Date the original Account was opened.
• Agreement with the creditor that authorizes you to collect on this alleged debt.
• The agreement bearing my signature stating that I have agreed to assume the debt.
• Valid copies of the debt agreement stating the amount of the debt and interest charges.
• Complete payment history on this account along with an accounting of all additional charges being assessed.
• Full account summary and itemized calculation of the alleged debt.
• Date of the first delinquency.
• Dates and times of any phone calls made to me and to what number an attempt to contact me concerning the alleged debt was made prior to it being reported to an agency, proving that these calls were made in the times governed by FDCPA law.

If your office fails to provide me with the above demanded documentation within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased.

Your non-compliance with my request will also be construed as an absolute waiver of all claims to enforce the debt against me and your implied agreement to compensate me for court costs and attorney fees if I am forced to bring this matter before a judge.

Jefferson and it's cohorts have been trying to collect from me on a utility account for some address in Detroit Michigan for years. I have NEVER lived in or even ever been to Detroit! This was never my account yet they continue to harass me and give misinformation to the credit reporting agencies negatively affecting my excellent credit in an effort to coerce me into sending them money I do NOT owe.

I did not got any information about from this company before they report on the credit bureaus about 2 collection accounts, I did not open any account to *** and it shows a collection in the amount of $313.00. didnt open any account with that co. also on the credit card account they are fraudulent charges and I contact the crdit card co. and they told me ther are going to take care of it I did request over the phone for a payment schedule on the credit card to no avail, Thank You for Your Help

not showing its been paid off on my credit report

Verizon Wireless submitted this collection after my grandmother Linda Hooper, who was the original name on the account passed away. I was the only other name on the account. I was 17 yrs old and could not pay for the phones so verizon turned the phones off and now say we owe full price on them. I could not pay that type of money at that age. Now its a debt in my name for 1800$ and I do not believe I should be held accountable for the debt seems how it was a result of my grandmothers death.

They added collection to my credit reports without my knowledge! I checked & can't verify their registration in Pennsylvania! BOTH are FDCPA violations!

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the PA Secretary of State that they are registered in Pennsylvania which is also against the FDCPA!

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

I have went back and forth with the company regarding two accounts. I have know knowledge of the accounts and seen the items on my credit report. I did some research on the company and it came to be a energy company from Detroit,Michigan. I have never resides in the state of Michigan and I have asked them several times on several different occasions what I need to do to show any proof of not have knowledge of the accounts. The company still insists that I pay them. I feel that is wrong for me to have to pay a debt that isn’t mine. I have been disputing these two items with this company for over 5 years and still can’t come up with a way to fix the issue.

I never received a Right to Dispute letter from Jefferson Capital Systems (Verizon Wireless). I never received proof that this account belongs to me e.g., a contract with my signature. I believe someone has stolen my identity and opened this account in my name. If this is not removed from my credit reports I will have no choice but to take my FTC Identify Theft Report to the police and Small Claims Court.

Complainant: ***
Arlington Texas
01/13/2020

Company Name: Jefferson Capital Systems LLC
(Consumer Complaint Division, if you have no contact person)

Complaint Against:
Jefferson Capital Systems, LLC
***
In regards to Jefferson Capital Systems buying of debt and illegally updating the report date on the following account:
Account Name JEFFERSON CAPITAL SYSTEMS
Account Number *** Account Type Debt Buyernt. $4,034 past due as of Jan 2020.
Date Opened 06/20/2018
Status Updated 01/11/2020
Balance$4,034
Balance Updated 01/11/2020

In September 2017, I voluntarily surrendered my Mitsubishi Outlander to Santander Consumer with the agreement with them that if I surrendered the new vehicle with less than 1000 miles on it, they would not report a repossession and would take the vehicle back on good faith with no other financial obligations from the address I provided to them in Bonham Texas. They subsequently came and picked up the vehicle and I did not hear anything else from them.
Two months later, I see that I have this account opened from Jefferson Capital Systems and I start receiving very rude and unprofessional phone calls at inappropriate times every single day with threats to sue and to garner wages. I am a 70 percent disabled veteran of the US Army and I live on my disability checks. They cannot garnish that, and I am fairly certain that the practice of updating your credit report with a new balance and report date every month is highly unprofessional and may be illegal in most states. I'll let a DAV lawyer decide that.
I would like this matter settled and the account deleted from my credit files - all three of them.

I look forward to your reply and a resolution to my problem and will wait until March 1, 2020 before seeking help from the Revdex.com and/or filing a complaint with the Disabled American Vets Association and the VA.

Sincerely

I am currently active duty air force serving in a deployed location. on Jan 10th a collection alert on my credit report reflected a debt form Jefferson capital systems (original creditor: security national bank). on 10 September 2019 I paid security national in full and received an email from them stating my debt was paid in full and it would be updated on my credit report. Security national updated my report and since they have been removed. but now I have Jefferson capital false reporting a debt that I paid to the original creditor. Also I have never received a letter or phone call from Jefferson capital that I had a debt with them before they reported on my credit report. I called security national and they are now known as "Western". I called western and they didn't have a file for me. they stated they only have files for people with active accounts.

Over the last several years I have had a collection account with Jefferson Capital Systems regarding an old Verizon account, the amount listed is a whopping $3416.00. I had a Verizon account many moons ago in which some contract with in it were transferred to other contracts. This was in 2013. I am now seeing updates within the credit reports as its from 2016, 2017, 2018 and 2019! I have pulled reports from archived from all those years! Not once I have ever been contacted by this company and my letters to them have gotten zero response on the many times I have sent them, I have disputed multiple times. They are breaking the law reporting inaccurate dates and inaccurate amounts even from Original Creditor.They are also not registered in Louisiana and that is direct violation of FDCPA law

I received a notification that a new collection had be added to my credit report. The collection is from Jefferson Capital System Account # *** in the amount of $909.00 with a collection date of 08/2017 for Verizon Wireless. The have added this to all reports (Equifax, Experian, and Transunion). This collection is not mine nor has it ever been.

They added collection to my credit reports without my knowledge! I checked & can't verify their registration in Maine! BOTH are FDCPA violations!??Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the ME Secretary of State that they are registered in Maine which is also against the FDCPA!??I request that Jefferson Capitol verify the following information.?1. Full original Account Number?2. Date original Account was opened?3. Any written agreements between myself and the original creditor stating this debt is owed?4. Full account summary and itemized calculation of alleged debt?5. Date of the first delinquency?6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.??If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.??Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

Back in 2015, I had issue with Verizon Wireless and their billing, issues could not get resolved so I switched to Sprint. Sprint was running a promotion to switch to them and they take care of your old carrier final bill.
In 2018, while checking my credit, my wife and I were buying a house, I saw a collections from Verizon Wireless for $1007.00, which I had No knowledge of because I was never sent any letter informing me of an existing bill. I called Verizon to resolve it and they refused. I emailed a finance executive from Verizon wireless and he refused to help me. And I never heard a thing again from any collection agency OR Verizon Wireless. The account is in Jefferson Capital Systems LLC office per my credit report, I have never received a letter from them However Jefferson Capital Systems LLC did contract another company to handle it for them, Convergent. Convergent sent me a letter, dated 7-19-2019, when I contacted them later in the month (I live in Monroe, NC but I work in Chicago, Il for the airlines, so sometimes I’m gone for a few weeks), the6 informed me that they no longer have the account after 7-21-2019. They had offered a settlement of half, which I was willing to do.
I have yet to hear directly from anyone else about this account, no phone call, no letter, no email, etc. Nothing!!! It is in my credit report and remains active. I file disputes through the various credit agencies but always comes back as active. I sent Jefferson Capital Systems LLC a letter requesting to resolve this matter on November 21, 2019 and have yet to receive a letter or call about this matter.

I recently had disputed an account that was fraudulent on my credit report. I submitted a dispute but was denied with no reason. Proper documentation was not provided or even a correct response back. I am currently seeking legal action. I am trying to buy a home and this impacts my credit profile severally. I am not willing to pay for something that is not my debt.

The company is lying in regards to a Verizon debt they claim I owe.

I have tried several times to dispute this collections account on my credit through Credit Karma. I have also contacted Verizon to get full details on this account. Verizon was unable to provide any information on the account because it was cancelled and paid in full. Jefferson Capital systems reported on my credit that the account was opened April 4, 2016 and that the first delinquency was in June 2013. I would like the information completely removed from all credit reporting agencies.