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I had a auto insurance policy with Geico Insurance. On or about August 2018, my policy monthly payment was increased by $50 due to a family member being added to my policy without my permission or authorization. The family member called Geico to inquire about insurance on a vehicle they were looking to purchase which had nothing to do with my vehicle or policy. Some how a Geico representative added this family member to my policy without requesting my approval or providing me with prior notification in writing or by phone. This is unethical and should be considered illegal. The family member did not provide any information about me nor did they have my policy number yet somehow they were included as an additional driver for my vehicle. When I called in to Geico to dispute this, I was told by several representatives and even a supervisor that they could not explain how this happen but in order for me to not be charged the additional amount of $50, I would need to provide proof of my family member having insurance for the duration he was added to my policy. Unfortunately, my family member did not have insurance because he did not own a vehicle at the time. Due to my not being able to provide insurance for my family member I was told that I would be responsible for paying the additional fees. I'm a single mother on a fixed income and cannot afford to pay any additional fees especially for something that was placed on me unfairly and without my permission. I believe that the actions of Geico are unlawful and there are many others who have experience a similar situation. Something needs to be done to stop this company from these type of practices which can cause severe financial hardships for their customers. I called Geico recently as 3/6/2019 at 1:48pm to ask again if I can resolve this matter but I was advised that nothing could be done. Geico has also sent my account to a collection agency and I'm not being threaten with a negative impact on my credit profile for a mistake that I did not make.
March 13, 2019
Revdex.com
1411 K Street, NW, 10th Floor
Washington, DC 20005-3404
Attention: ***
Regarding: ***
Policy #: XXXX-XX-30-88
Complaint ID: 13426454
Dear ***:
We have received your request for assistance on behalf of ***. A response to *** has been sent via United States Post Office mail.
If you have additional questions, please call our analyst, Christina S, at , extension ***.
Sincerely,
Martha F
Regional Vice President
GEICO Casualty Company
Tell us why here...
Jan 12 I filed a claim after damage to the rear of my truck and was told within 24 hours a claim representative would contact me to have the truck looked at . I have full coverage insurance with a $500 deductible, after that phone call I haven’t heard back from Geico. I have reached out several times and several messages and never received a call back. They have raised my premium due to the claim but never paid out the claim nor even looked at the truck.
March 13, 2019
Revdex.com of Metropolitan Washington DC and Eastern Pennsylvania
1411 K St. NW, 10th floor
P.O. Box 149104
Washington, DC 20005-3404
Attention: ***
RE: CASE NUMBER: ***
COMPLAINANT: ***
CLAIM NUMBER: ***
DATE OF LOSS: January 12, 2019
COMPANY: GEICO Casualty Company
Dear ***:
Thank you for your letter of March 6, 2019.
*** has automobile insurance through GECIO under policy number ***, which was effective October 1, 2018. Our records show ***, spouse of ***, reported their 2016 *** pickup truck was involved in an incident on January 12, 2019 in El Paso County, Colorado. *** explained she was driving the vehicle up a hill and experienced mechanical issues. She further indicated the vehicle stalled and rolled back into a 1982 ***, which was being driven by her daughter, ***. *** stated she did not want to file under her automobile policy and wanted to address the issues with ***.
On January 14, 2019, *** explained she was following her mother’s vehicle and she noticed the 2016 *** pickup truck started to slow down then began to roll backwards. *** stated she tried to avoid the accident but was unable to do so.
On January 16, 2019, *** explained she was still in the process of pursuing *** for the damages to her vehicle. We tried to secure a recorded statement about the facts of the incident from *** but she was unable to provide one at the time of the call. On January 23, 2019, we contacted *** for her recorded statement and she was not able to provide it because she was at work.
On February 28, 2019, *** contacted us on the status of an inspection for the 2016 *** pickup truck and we informed him *** was pursuing ***.
On March 6, 2019, Ryen R, claims supervisor, contacted *** to discuss the status of his claim and explained *** preferred to file a claim with ***. Mr. R explained we would complete a supplemental review of his claim. On March 7, 2019, Mr. R contacted *** and inquired on the filing with *** in which *** stated *** completed their investigation. *** determined there was no evidence of any manufacture defect. Mr. R explained we could assist *** and advised his vehicle had Collision coverage with a $500.00 deductible. *** agreed to file under his automobile policy and scheduled an appointment to have his vehicle inspected on Monday, March 11, 2019 at 9:00 a.m. at ***. Mr. R sent *** an email with the appointment information.
On March 11, 2019, *** contacted Mr. R and left a message to explain he was unable to attend his appointment. *** indicated he was called into work. Mr. R tried to contact *** to reschedule his appointment and received his voicemail. We will continue our efforts to reach *** to reschedule his appointment.
If there are any additional questions, please feel free to contact Claims Manager Jolette S at or via email at ***@geico.com.
Sincerely,
Dan B
Regional Vice President
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because:
Due to the extreme length of time, an adjuster should come to my residence to look at the truck, they did this for the other party involved , yet want me to take it to a shop of their choice . I also have asked for the recorded phone calls they state they had with my wife. By law I am allowed to take the truck to any repair shop to do the work, not the one Gieco is demanding I go to.
Regards
Dear ***:
Thank you for your letter of March 18, 2019.
After multiple attempts, we were able to make contact with *** to discuss his claim on March 18, 2019. *** requested we inspect his vehicle at his home or deal with his repair facility. We explained our process for inspecting the vehicle and *** stated he already had an estimate for $1,400.00. At that time, we asked to review his estimate but he disconnected the call.
On March 21, 2019, we contacted *** and scheduled an appointment for a field adjuster to complete an estimate of his vehicle at his residence.
On March 25, 2019, we completed an estimate of ***'s vehicle and our gross estimate amount was $1,345.65 and the net amount was $845.65 after applying his $500.00 deductible. We issued a payment of $845.65 directly to *** on March 29, 2019.
If there are any additional questions, please feel free to contact Claims Manager Jolette *. S at or via email at ***@geico.com.
Sincerely,
Dan B
Regional Vice President
Am 15 year customer with Geico and recommended my son 2 years back and always had good service with local adjusters when needed or the online help. However opposite with the catastrophic team. We had vehicles damage during hurricane Michael and appears Geico hired interns (under estimated, unaware of processes, non acknowledgement of salt water damage and associated problems etc. and ignore complaints/shown problems. ( Had 3 vehicles damaged and problem with all 3 claims , 2 finally resolved the 3rd still ongoing. Been fighting Geico for 3 months, too much to try and put in writing, You cant get a response from the adjuster supervisors state they are forwarding complaint to, everything they do is verbal, they will not put their verbal response in writing. The catastrophic team customer service is a JOKE. We will be changing to Progressive and saving money. My daughter has them and experienced damage to her vehicle also, Their customer service and handling of her claim was 100% better than Geico.
I called Geico's customer service number and specifically requested a quote for possibly adding my daughter. MaryAnn (customer service rep.) confirmed that's what she was doing, collecting my daughter's information to quote possibly adding her. Before the end of the call, I received a confirmation email thanking me for my transaction of adding my daughter, which what not the basis for my call. When I questioned MaryAnn about the email, her response was that my daughter had to be added because she's a licensed driver in my home. Now, my complaint comes due to the lack of information MaryAnn decided not to disclose from the very start of the quote. She NEVER told me that by providing my daughter's information she would definitely be added to my insurance (which she knew based on speaking to another rep, Janet, and a supervisor, Josiah). She then went on to say that it's only an additional $60/month for my daughter to be added. I later found out that was not correct, my new rate would now be $248/month. An increase of $122/month. This is a very dishonorable situation that Geico was placed themselves in. If I had known that by providing my daughter's information that my payment would have increased, I would've not continued with the call. I am terribly disappointed, dissatisfied and frustrated with Geico and their unfair services and practices with me.
March 5, 2019 Dear ***,
We received your correspondence dated February 26, 2019, regarding the above-noted complaint number. We have not included any personal identifying information in our response as you requested.
Our insured originally called to obtain a quote to add her daughter to her policy. Because we write a Family Automobile Policy, when our insured advised her daughter is nineteen, with a valid license, and living in the household, we advised we must include her on the policy to properly underwrite the policy and protect our insured and her family. We made an exception to future date the change effective March 25, 2019, to give our insured time to either obtain other insurance for her daughter, or prepare for the billing change. We spoke with our insured on March 4, 2019, and explained the reason we are unable to remove her daughter, but we also explained that her billing will not change until the March payment for the amount of $188.24.
We trust this information is sufficient to allow you to close your file. Please call Christy H, Complaint Underwriter, at , if you have any further questions.
Very Truly Yours,
Heather M.Assistant Vice President Underwriting
A year and half ago,I got hit by uninsured car. I had a geico premium.
Until today,my deductible and aftermarket parts total worth of $2000 not paid yet.
After year later from the accident,I left the Geico for not to wasting my money anymore for crap insurance,which don't even protect me.
And then,They closed my account and lately closed my claim as well.
I can't check any update for my claim anymore.
I'm losing a lot of money.
I paid expensive premium every months and losing my $2000 now.
Don't waste your money!
On 1/1/19 Geico policyholder *** backed out of of her driveway into my wife's parked car. We exchanged information and I submitted photos of the damage to both vehicles, along with a photo of ***'s license plate and her current Geico Texas insurance registration card to Geico. Geico filed it as a claim. I also submitted the phone number of my sister in law who was present outside with us and witnessed the accident. Geico has claimed that because they are unable to contact their client, they will not pay the claim. They have not contacted the witness, claiming that she is not independent by nature of being a relative. I have contacted them by phone on 1/23; 2/4; 2/7; and 2/11. Despite promises to return my calls for an update they have not done so, contacting me only by e-mail to deny the claim. I cannot be responsible for forcing their client to respond, but believe that I have provided sufficient evidence to prove my claim. The claim is a small one, likely less than the deductible on my own insurance. I do not believe that Geico has acted in good faith. I went to ***'s address and left her my phone number and a request for her to contact Geico. She has not done so. What recourse do I have?
Attention: ***
RE: CASE NUMBER: ***
COMPLAINANT: ***
CLAIM NUMBER: ***
DATE OF LOSS: January 21, 2019
COMPANY: GEICO County Mutual Insurance Company
Dear ***:
Thank you for your letter of February 15, 2019.
On January 21, 2019, *** reported our policyholder backed into his parked vehicle while she was leaving her driveway. We attempted to contact our policyholder, *** to verify the details of the reported loss. Our efforts to contact *** through phone calls, emails and letters were not returned. On February 9, 2019, we contacted *** to advise we were unable to cover his damages due to non-cooperation from our policyholder.
On February 20, 2019, we obtained a recorded statement from ***, sister-in-law of ***. Upon review of the recorded statement, as well as photos provided, we agreed to proceed with handling ***’s property damage. An appointment for inspection of ***’s vehicle has been scheduled for February 26, 2019.
If you have additional questions or concerns, please contact Claims Manager Ashley W at or via email at ***@geico.com.
Sincerely,
Dan B
Regional Vice President
I had GEICO insurance for a few years and they were great in terms of customer service, claims, and ease of use. My son had to file claim and they were perfect, I could not have asked for better service. The only problem I had was the increasing premiums. I would still insure with them if the price had not increased so much this last year. I was told the increase was due to Colorado premium increase and there was nothing they could do. Unfortunately, I had to shop around for another company and found insurance for 1/3 less than GEICO's semi-annual price. I'm sorry to have had to make the switch because GEICO has excellent service but the financial cost is just too great..
I was in a total loss car accident in queens, NY December 5, 2018. thanksfully I was not hurt too bad, but my back was im some serious pain for about 2 weeks. I live in another county, and was familiar with the people at the collision shop I was towed to from the accident, so I decided to go home and leave my car at the collision shop, since Geico had to inspect it anyway. I called geico and advised them that I was in very bad pain and could not get to the collision shop to get my things (since now at this point they considered my car a total loss), so they told me my car would not be towed till friday that week. I arrived at the collision shop that thursday, and was told my car had already been gone for 2 days to the salvage yard. the next day, I drove to the opposite county to get my bel***ings, in a lot of pain. I stand on a line at l*** island insurance auto auctions, who FIRST has me sign a document saying I got my things. I didnt think anything of it at first. however when I got to my car...my plates had been stolen and all my bel***ing gone...right down to the car seats and stoller in the trunk. they also ripped out any air bags that deployed. the reason I mention this is b/c there were 2 very serious safety recalls on my 2011 *** at the time, and I had a pending claim. however...now that the salvage yard had their way with the car...now *** has all sorts of reasons why they cant inspect my car. so my stuff is gone, my recall claim is damaged...and not to mention ive been in a huge car accident. ive called geico 20 times at this point...they said "we acknowledge that we said we wouldnt tow your car until friday, however there is nothing we can do at this point and we are sorry". Ive been paying insurance dues to them since im 16 years old! im 35! thats a lot of money. and its a disgrace that someone who has been a customer for so l***, could be damaged in this way and no one take any responsibility
Dear ***:
Thank you for your inquiry of February 5, 2019.
On December 5, 2018, *** reported a collision loss to her 2011 ***. On December 6, 2018, *** scheduled an appointment for an inspection at her body shop of choice, *** in Jamaica, NY. On December 10, 2018, Auto Damage Adjuster, Chi W, completed an initial estimate in the amount of $8453.96. *** was immediately notified that her vehicle was declared a total loss.
On December 10, 2018, It was conveyed to *** that she was required to remove her personal items from her vehicle, as it was scheduled to be picked up from her repair facility on December 12, 2018. On December 11, 2018, after hours, *** contacted Auto Damage Adjuster, Joseph P, to request her vehicle pickup to be rescheduled. Due to the late notification the request was processed the next business day not allotting enough time to delay the pickup. Upon the tower’s arrival, at ***’s vehicle was released to the tower by *** without hesitation.
On December 14, 2018, *** contacted Auto Damage Supervisor, John P, and advised that she drove to *** in Medford Long Island where the vehicle was towed, to pick up her belongings. *** advised that several items were taken from her vehicle. Mr. P contacted her shop of choice and spoke to *** who stated that they had no recollection of the items *** informed were missing. The repair facility was unable to provide video from a security camera showing that the items were present when the vehicle was located at the shop. In addition, the shop stated the customer approved the release of the vehicle prior to the towers arrival.
According to ***, ***’s 2011 ***, has not been modified or dismantled and can be seen in the same state it was released to the tower for further inspection if required by her vehicles manufacturer.
We feel we have handled this matter within the guidelines set forth in New York State Regulation 64.
If any additional information is needed, please contact, Auto Damage Supervisor John P at ***.
Spoke to 5 different people and all of them had a different story. And the last call said they do not record calls but the 4 previous calls said they do. They just don’t want to admit to their error. Worst customer service I’ve ever experienced.
No Comment
Spoke to 5 different people and all of them had a different story. And the last call said they do not record calls but the 4 previous calls said they do. They just don’t want to admit to their error. Worst customer service I’ve ever experienced.
I called Geico because that offered me a great premium to begin. It was different than what I was being offered at the other companies. Then, I was hit with a ticket that was 15 miles over the speed limit and the insurance industry went wild. They thought to try to charge me $65 dollars per month more on 1 speeding ticket that I should have never received to begin ( I sped up due to the police officer speeding up, behind me.) I was able to talk Geico back down about half. They offered me 125 plus 5 dollars the first payment, then charged me 135. Then, I closed my account. They tried to take the payment, they couldn't. I contacted them right away. I spoke to a rep, they said it was okay, they wouldn't charge me for it the issue then they charged me an additional 20 dollars. I called about it, I spoke to Brian ***. He decided as a supervisor after knowing how i'd be treated not to help. I'm bringing the issue to court. I know the jackass judges are full of st too, but these thieves are going to pay me somehow. To progress, sooner or later we must be credible.
No Comment
Our car was in accident 4 months ago. And this is the worst experience for a client to be dragged through. They only paid for the first 30 days of rental car even though we had to wait months to get the replacement parts from Europe. So I have been paying for a rental car ever since . From the start the first adjuster’s assessment was wrong . The car should have been totaled but was not . Got the car out finally and now the car overheats . We took it to a specialist and he said the fan assembly was not working properly because of the accident and now we have warped heads . While in the shop for over a week now, the new adjuster said he was looking for a engine replacement. They could not find one so I talked with him yesterday and he said most likely it will be totaled . So this afternoon I get a call today saying they were only going to replace the fan assembly and that should fix the problem. I’m no mechanic but how is replacing the fan assemble going to fix the engine? Seriously what are they thinking. So now I have to wait for them to get in a fan assembly and still keep paying for a rental car while we wait again. Is there a time limit that this has to be resolved by, how do I get reimbursed for my rental car expensives. Do not use Geico as your insurance carrier . Worst mistake ever .
Attention: ***
RE: CASE NUMBER: ***
COMPLAINANT: ***
CLAIM NUMBER: ***
DATE OF LOSS: September 2, 2018
COMPANY: GEICO County Mutual Insurance Company
Dear ***:
Thank you for your letter that was received on January 25, 2019.
This loss occurred on September 2, 2018. *** reported his 2016 *** was involved in a collision due to avoiding a deer in the road. The claim was assigned to GEICO Auto Damage Adjuster Javier G on September 03, 2018, and an estimate was written at *** the following day in the amount of $24,215.52. The initial estimate amount was 39% of the vehicle’s Actual Cash Value ($62,829.00). In Texas a vehicle would be deemed a total loss when the cost of repairs meets or exceeds 100% of the Actual Cash Value.
Supplemental estimates were completed at *** and payments were issued as follows:
Date Amount
10/05/2018 $3,579.23
10/22/2018 $6,238.51
11/07/2018 $599.89
01/05/2019 $5,310.06
01/28/2019 $910.12
The cost of repairs after the December 19, 2018 supplement totaled $41,354.33, which amounted to 66% of the vehicle’s Actual Cash Value. On Friday, January 11, 2019, Mr. G was contacted by *** and was informed that the vehicle’s engine was now overheating. A supplement was then assigned to Mr. G for inspection at a different body shop, ***. On January 14, 2019, Mr. G inspected the vehicle at ***, where he was informed that the fan assembly was not operating at full capacity and *** believed the heads in the engine might be damaged.
GEICO Manager Rick M and Supervisor Daniel K visited *** on January 23, 2019, and personally inspected the vehicle. The vehicle was started and the engine was inspected while running for roughly 30 minutes, and there were no apparent issues or misfires. *** was also unable to provide proof that the engine needed replacement or that the heads were damaged. However, it was visible that the fan assembly was not functioning properly, as it only turned on intermittently. It was determined that the fan assembly needed replacement, but the engine was running as it should.
On January 24, 2019, Auto Damage Adjuster Steven T completed the final supplement for a new fan assembly and made payment directly to *** in the amount of $1,720.76.
On January 31, 2019, GEICO Auto Damage Manager Rick M contacted *** to discuss his concerns. They discussed the engine appeared to be running correctly, but the fan assembly needed replacement. *** advised he understood, but wanted to make sure this would fix the issue he is having with the overheating of his vehicle. He advised he has given the shop permission to take the vehicle for a longer test drive after repairs are completed. Mr. M stated we would keep in contact with *** to ensure this corrects the issue.
GEICO apologizes for any inconvenience that this loss has caused ***, as it is our intention to settle all claims as quickly and as fairly as possible. If there are any additional questions, please feel free to contact Claims Manager Rick M at . ***@geico.com.
Sincerely,
Paul M
Assistant Vice President
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because:
THE AMOUNT THAT THEY HAVE PAID IS OVER WHAT THEY SHOWED , IT'S $40980 AND THEY JUST ADDED MORE TO THAT AMOUNT.
the amount they sent you is completely wrong. They have paid $40980 and they just bought another fan assembly for over $1000 plus shipping from Europe.We are still having problems with the car overheating and they keep trying to fix everything other than the engine. a mechanic they trust told them the heads were warp do to the fan not working properly. They do not want to replace the engine because it will have to be totaled because of the cost of the engine. This vehicle should have been totaled from the beginning.Regards
Geico is abusing its power and taking advantage of me.
Geico has decided to unfairly and unethically hold these auto incidents against me.
1. As I was in a store my car was legally parked outside in the parking lot when a new driver hit my car. Thankfully her father was in the car and made her go look for the owner of the car. Conclusion: they took full responsibility and their auto insurance took care of the claim and repairs.
2. Driving my granddaughter to pre-school one morning a woman in a SUV driving behind me decided she was in too big of a rush to wait for me that she didn’t even realize that my right (passenger side) blinker was on and I was turning right. She decided that she was going to try and go around the front of my car at full speed and proceeded to crash into the back passenger side door right where my granddaughter was sitting in her car seat. How my granddaughter didn’t sustain any physical injuries is a miracle. I had several witnesses including the woman driving behind the driver that hit me, all stop to give witness statements that the woman was completely at fault. The woman and her insurance company, took full responsibility for this accident and the claims were processed under her insurance company.
3. My car was hit when my car was turned off, legally parked and I was not in the car.
Because of these 3 incidents that were legally proven not to be my fault, so much so the drivers took full responsibility and put the claim through their insurance, GEICO is using them to penalize me, charge me rates I can not afford and if that wasn’t enough for them they placed me and my household on a high risk list that won’t let me get a different insurance company or policy. I am paying $1,200+ dollars a month!! My daughter is being charged almost $300. dollars a month and she has never had an accident and has a perfect driving record. She can’t even get lower rates since she is living at my house until she purchases her new house.
January 29, 2019
Revdex.com of Metropolitan Washington DC
and Eastern Pennsylvania
1411 K St. NW, 10th Floor
Washington, DC 20005-3404
Attention: ***
Re: *** Case ID: *** Policy#: ***
Dear ***
This will acknowledge receipt of your January 23, 2019 inquiry regarding the above referenced private passenger automobile insurance policy.
Our records show that *** and *** currently insure three vehicles under the above policy, which was initially established on June 2, 2017 with a placement in our preferred company, GEICO General Insurance Company.
On April 10, 2018, the policy was reviewed by our Underwriting Department, and the decision was made to non-renew the policy due to the insured’s overall accident history (six accidents in less than four years), which did not meet our company’s standards for a continued policy placement in our preferred company. Our records show that three of the four accidents were deemed 100% negligent on the insured’s part. However, this was not the sole reason for the non-renewal action. There was also a concern with the overall frequency of the occurrences. Studies have shown that loss frequency, regardless of negligence, is an indicator of future loss potential. A Notice of Non-Renewal was subsequently mailed to the address on file on April 12, 2018 to notify the insured that the preferred policy would be terminated as of 12:01 AM on June 2, 2018. The insured was also provided with an offer to continue the policy in our standard company, GEICO Indemnity Company, with a premium appropriate to the indicated risk. The insured accepted the offer after being advised of the new premium via telephone on April 16, 2018.
It is GEICO’s position that the insured is receiving the best rate that our company can offer at this time based on the current underwriting factors for the policy, including the overall driving history for the listed drivers. GEICO is not responsible for the underwriting criteria used by other insurance carriers. The insured’s daughter is eligible to establish a policy of her own to insure her personal vehicle. She does not need to move out of the household to have a separate policy. If she is interested, she can contact GEICO’s Sales Department at to obtain a premium quote, or by visiting our company’s website at www.geico.com.
Since there appears to be no valid complaint against GEICO, we ask that this be removed from our record.
If you require further assistance with this matter, please contact the undersigned at .
Sincerely,
Brian O Executive Office
Auto body 'repair shop' returned my car to me without doing the repairs. Upon further investigation by Geico, in addition to not completing the repairs the repair shop requested additional parts replacement for thousands of dollars while in possession of my car, however the parts were not replaced. Geico employees and their supervisor are fully aware of the issue, however they refuse to help saying, I picked the body shop. All I can figure is the Geico employees are incompetent or involved in the insurance fraud.
No Comment
I've contacted Geico multiple times to close the account. Each time that I've called them, I'm told if I make a payment for a certain amount, the account would be either covered to a certain date or closed in full. Which hasn't turned out to be true. Each time after contacting them to ensure the account has been closed, they always ask for more money, for different reasons. The last few calls included one on 1/5/19. I talked to supervisor 'Nicole' who informed me if I provided a copy of my new policy that was dated before the cancelation date of my Geico account, the $70 balance on my account would be taken care of. She implicitly said this, and when I called on 1/10/19 to confirm the balance was taken care of, they asked for $8.83 more! And when I asked Adam T to verify the call recording, conveniently enough, that call wasn't recorded by them! When will it end with these people! All with the threat of 'we're going to send you to collections.' Are you able to assists with this fraudulent co?
January 18, 2019
Revdex.com
1411 K Street, NW, 10th Floor
Washington, DC 20005-3404
Attention: ***
Regarding: ***
Policy #: XXXX-XX-***
Complaint ID: ***
Dear ***:
We have received your request for assistance on behalf of ***. A detailed response to *** has been sent via United States Post Office mail.
If you have any additional questions, please contact our analyst, Kynda Violante, at , extension ***.
Sincerely,
Gregory J
Assistant Vice President
GEICO General Insurance Company
From: *** <>Date: Sun, Feb 10, 2019 at 2:09 PMSubject: Complaint ID: ***To: ***@myRevdex.com.org <***@myRevdex.com.org>Hello ***Just getting around to seeing this. This matter has been satisfied by Geico. Looks like its too late to add my response, but in fairness to them, they have resolved the issue and I am satisfied with the resultThank you for assistance!
I took a settlement with Geico when their driver was at fault because my vehicle was totaled and we needed to replace it. They told me that my health insurance would cover my medical bills and that I could use the settlement for a new car and to pay anything that my medical insurance didn't pay. Now my insurance is coming after my saying that I have to pay. Thanks Geico for lying you
No Comment
Absolute CROOKS!! I had a policy quote online for $79/month on a vehicle I was about to purchase, the lady on the phone tells me I have to purchase it NOW, knowing full well I didn't even take ownership of the vehicle. I wanted a quote, nothing more. When I owned the vehicle I would have purchased it. So I already have a bad taste in my mouth. I finally get the vehicle a week later and click on my email quote to get things going. I had put the wrong model number down so I needed to call in because the system wouldn't let me change it. I talk to the guy that I was away for 2 years and didn't need insurance which was the same as my original quote, and he's trying to tell me my policy is now $136 a month for the same thing I'm looking at in my inbox that says $79-$84 a month. After arguing with him that that made no logical sense, he was telling me well now I couldn't get a 11+ year insurance credit because I didn't have insurance for the past 2 years, even though I have been driving with insurance since I was 16 years old and am 33 years old, so he tells me if I go an click the link for the cheaper rate it's "insurance fraud". I hung up on the *** and now I am filing a complaint with the general and want an immediate resolution to this harassment and outright lie from this horrific company and their 1980s used card like "salesman" selling you a piece of crap wrapped in shiny paper. Their sales people are the WORST I have come by in A LONG LONG TIME!!
No Comment
We lost our son in August and called to have him removed from our policy, they didn’t remove him. We called again, they didn’t remove him. When my husbands debit card was compromised, we checked the policy to update payment and realized they had still not dropped him. When I called, they told me the policy would go up $125 a month. They said they did not owe us a refund because we lost discounts by dropping our 20 year old son. Needless to say, we have State Farm now.
No Comment
I called Geico for car insurance bundled with homeowners (underwritten by Homesite Insurance Company of New York - a seperate review of them has been posted as they are inseparably intertwined in this case). Geico wasn't competent enough to enable online payments from my credit union to go to Homesite, so homesite cancelled my homeowner's policy. This is despite multiple attempts to make payments in multiple ways and calling Geico on three separate occasions in an attempt to resolve the issue. In case you're not aware, insurance companies are very reluctant to insure a home if the policy has been cancelled, and if they do, it costs an arm and a leg. The other complaint I have about Geico is their unexplained increase in coverage policies for car insurance after the sign you up. Clearly smells like an unscrupulous bait and hook tactic to me.
No Comment
I changed auto insurance companies from *** to Geico in November. When I spoke to the GEICO rep, he informed the pricing based on 250-500K Liability and un-insured motorist and told me I had comprehensive and collision coverage. There was a technical issue with the on-boarding of my application and they failed to send me a declaration page. They could not get my truck on to the policy at that time and I called daily to correct the issue. They subsequently added my truck retro and at that time I was informed that the first rep never added collision or comprehensive coverage. Since I was driving my truck which was a lease (had all the right coverages), I informed the rep that I would add the coverages when I surrender my lease on November 28th and take the truck off the policy, which I did. Again GEICO made a mistake and only added comprehensive and not collision coverage. They did not send a declaration again and I still did not have access to online access. On 12/19/18, I had a motor vehicle accident heading home from that was by a negligent motorist and weather conditions. I was taken to the hospital and when I went to get a rental car, I found out that I did not have the coverages. I have a car totaled in *** paying daily storage because of GEICO's continuous failures. I paid my rental out of pocket and it looks like I might have to pay for the tow and for them to dispose of the vehicle because it costs more to repair the car than the fair market value. I am a member of the volunteer fire service and my wife is permanently disabled. GEICO continues to give me a hard time and say that if the conversations are not recorded, they cant help me. They recently sent me a copy of the declaration I having been asking for since November. My question for them is who in their right mind would add one of your highest level of coverages (250K-500k) and not protect themselves with collision and comprehensive coverage? It makes no sense. This is happening in the holidays and its not right.
January 4, 2019
Revdex.com of Metropolitan Washington DC
and Eastern Pennsylvania
1411 K St. NW, 10th Floor
Washington, DC 20005-3404
Attention: ***
Re: *** Case ID: *** Policy#: ***
Dear ***:
This will acknowledge receipt of your December 31, 2018 inquiry regarding the above referenced private passenger automobile insurance policy.
Our records show that on November 2, 2018, *** contacted GEICO via telephone and requested to establish the above policy with an effective date of November 3, 2018 to insure his 2010 *** with Liability coverage. There is no indication that the named insured requested to carry Comprehensive or Collision coverage for the said vehicle at the time he purchased the policy. Policy declarations were subsequently sent to the insured on November 7, 2018 confirming the requested Liability coverage limits, and reflecting that the policy did not include Comprehensive or Collision coverage for the 2010 ***.
On November 7, 2018, the insured contacted GEICO via telephone to add a 2015 *** as a second vehicle on the policy effective November 3, 2018. Our records show that the insured elected to carry Comprehensive and Collision coverage for the 2015 *** at the time of its addition. There is no indication that the insured requested to carry Comprehensive or Collision coverage for the 2010 *** at the time of the transaction. Updated policy declarations were subsequently sent to the insured on November 8, 2018 confirming the addition of the 2015 ***, and reflecting that the policy did not include Comprehensive or Collision coverage for the 2010 ***.
On November 28, 2018, the insured contacted GEICO via telephone to request the removal of the 2015 ***, which was removed effective December 1, 2018. At the time of the call, the insured elected to add Comprehensive and Emergency Road Service coverage for the 2010 ***. The call was captured in our quality assurance system, and we have listened to the recording in its entirety. At no time during the conversation with our representative did the insured request to carry Collision coverage for the 2010 ***. Updated policy declarations were also sent to the insured on December 1, 2018 confirming the removal of the 2015 ***, and reflecting the addition of Comprehensive and Emergency Road Service coverage for the 2010 ***.
It is GEICO’s position that Collision coverage was not in effect for the insured’s December 19, 2018 accident involving the 2010 *** since there is no indication that Collision coverage was requested for the said vehicle prior to the date of loss.
Since there appears to be no valid complaint against GEICO, we ask that this be removed from our record.
If you require further assistance with this matter, please contact the undersigned at .
Sincerely,
Brian O Executive Office