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Endurance Warranty Services

400 Skokie Blvd Ste 105, Northbrook, Illinois, United States, 60062-7937

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Endurance Warranty Services Reviews (%countItem)

The customer service was great and highly efficient. Would recommend

Very professional and helpful, very well explained, Prompt service online and by phone.

Great service !!! Fast and professional . I have always had a great experience when calling with my questions. It’s nice dealing with such qualified people !!??

I truly thrive on excellent service and don’t spend my monies in places where my patronage isn’t valued. From day 1 the service that I received with Endurance has been impeccable! From the first conversation with a young lady that provided me with such a thorough overview of the services they provide until today when I called regarding 2 referrals I made to their company. I no longer have coverage with them due to a new car purchase, but still continue to refer my friends. I want them to be able to take advantage of the same superb service I received!

She took her time to listen and went the extra mile for me today , Thank you.

All I can say is thank you for being Endurance the best Warranty service great

The customer service was great. Highly satisfied. Would call again.

Vernetta was exceptional. Understood my situation and helped explain my concerns. Highly recommend Endurance.

Called and told them what was wrong about not receiving my emails she asked my information and got all of the three emails send out while we’re on the phone within 2 minutes

I purchased a extended auto warranty with this company and there was a part that needed to be fixed on my vehicle that they said that is not covered with in my contract. In my policy it says "transmission and all internal lubricant parts". The part that needs to be fixed on my vehicle is an internal part(inside the transmission) and I'm not understanding how it could not be covered as the contract does not specify all the parts that are internal parts. And the contract is says transmission and all lubricated parts and including...which it then names other parts that are included within the transmission. If there is a internal lubricated part that needs to be fixed on my vehicle I'm not understanding why my vehicle cannot be fixed seeing how the part that needs to be fixed is internal. At this time I have not made February 2020 payment as I feel that the contract is misleading because they do not want to fix the transmission

Endurance Warranty Services Response • Apr 27, 2020

At this time, the consumer's contract and claim are under review by Management. An Endurance agent will be reaching out to the consumer by phone the morning of 4/28.

Bought this warranty for my 08 acura rdx. What they called a bumper to bumper asked what the mileage was and I asked to double check to make sure my turbo was covered I was insured everything would be covered motor down to the brake calipers. 9 months later I has steam coming out from under hood so I take it to the shop. They check the car out and say cooling hoses have pin wholes in them and a idle pulley is bad and turbo was going out . The shop called claims dept with endurance to get it covered they sent out a inspector and he denied the repair due to the tire size on the car. I called and endurance said I didnt tell them it had different tires on it I told I put the same size on it that was on the car when I bought it. They still denied it no one when I bought the coverage asked anything about tire size.

Endurance Warranty Services Response • Apr 27, 2020

Please be advised, every Endurance contract has qualifications to ensure that each vehicle is in the correct level of coverage. Prior to any sale, an Endurance verification representative asks a series of questions to each consumer, including "Are there any modifications to the vehicle such as oversized or undersized rims or tires?". In the case of this consumer, a review of the recorded call revealed that he answered that there were not. The contract was activated as normal.

Upon the filing of the consumer's claim, an independent third-party inspector was dispatched to confirm the failures reported by the repair facility. During this inspection, the inspector noticed and photographed the tire size mounted to the vehicle, as well as the placard on the vehicle that specifies stock tire size. As the mounted tires were different from stock and the consumer's contract does not allow for any modification without payment of a modification surcharge at the sale of the contract, the claim could not be authorized.

The consumer subsequently cancelled his contract. While this would normally result in a pro-rata refund due to the inaccurate information provided upon contract sale, Endurance does not believe that this was intentional misinformation. As such, Endurance will be providing a full refund to the consumer. The refund will be sent out on 4/28 to the consumer's address on file.

Sales rep Tabirha, was courteous, helpful and knowledgeable. Very satisfied with information provided.

This company is a joke if you have any issues with payments and need to cancel. I paid for the policy for over a year, and when I had payment issues I attempted to cancel and get a refund since I had never made a claim. I was informed it would be cancelled and attempted calling a couple months later to inquire about my refund since I had moved and it had slipped my mind, and was told it was not cancelled by me but was cancelled for non payment so I was not entitled to a refund. This is completely incorrect and they took my money for all those months and did not pay anything out on the vehicle or back to me.

Endurance Warranty Services Response • Apr 17, 2020

On 7/23/18, the consumer contacted Endurance and purchased a Platinum Plus vehicle service contract, administered by United Car Care.

On 2/6/19, after the consumer's payment account was overdue, Endurance contacted the consumer, who stated that he would make the overdue payment the following week. The payment was made on 2/21/19.

Over the next several months, Endurance made multiple attempts to contact the consumer in regards to his overdue account, leaving voicemails on 5/24/19, 6/3/19, 6/25/19, 7/3/19, 7/18/19 and 7/25/19, sending emails on those days as well. Endurance additional left voicemails, sent emails, and sent text messages in regards to the overdue account on 8/27/19, 9/4/19, 9/11/19, and 9/17/19. Endurance received no contact from the customer during this time.

On 9/26/19, after several months of attempting to reach the consumer, the contract was cancelled due to non-payment. The consumer was sent a letter, a text message, and an email about the cancellation, advising that the account can be reinstated within 30 days and is ineligible after that period.

On 9/27/19, the consumer contacted Endurance and requested reinstatement of the contract. Endurance collected overdue payments, deferring one to allow reinstatement of the contract. Endurance informed the consumer that the next payment was due on 10/23/19.

On 10/29/19, after the account was again overdue, Endurance attempted to contact the consumer, leaving a voicemail and sending an email. Endurance made the same attempt on 11/7/19, again leaving a voicemail and sending an email and text message.

On 11/26/19, the account again cancelled due to non-payment. Endurance attempted to contact the consumer, leaving a voicemail and advising that the account can be reinstated within 30 days.

Endurance attempted to contact the consumer in regards to reinstatement on 12/2/19 and 12/20/19, leaving voicemails, sending emails, and sending text messages each time.

On 3/30/20, the consumer contacted Endurance to reinstate the account. As it had been 5 months since the cancellation for non-payment and 7 months since a payment had been made on the account, it was beyond the 30 day reinstatement period and the account was ineligible for reinstatement.

Please note, a search of call and activity history did not locate any time at which the consumer requested cancellation. Endurance received no phone call in regards to cancellation, nor did Endurance receive any letter requesting such. The only contact that Endurance had with the consumer after the initial sale was in regards to the overdue account and two subsequent cancellations due to non-payment.

Per the consumer's contract, page 14, "In the event YOUR CONTRACT is cancelled for non-payment, no refund will be due." As the consumer's contract cancelled for non-payment, no refund would normally be due.

In the interest of customer service, Endurance will agree to send the consumer a check for the final monthly payment that was made on 9/27/19. The check will be sent out on 4/20/20 to the consumer's address on file.

I purchased a warranty in December 2019. My car 2014 required a repair in February. Endurance took a long time to approve but paid. I picked up my car on Thursday 2/20/202 and on Saturday 2/22/20 the check engine light went on again. I took the car back to the dealer thinking they just needed to reset the sensor. After a diagnostic, I was told the car's timing belt needed to be replaced as it was worn. After one week of being put on hold for extended the service shop representative contacted the claims department at Endurance. And was told that an adjuster needed to come out to look at the car. On 3/5/2020 an adjuster finally came out to inspect the vehicle. I was told that the adjuster would send the report to the warranty company. On 3/9/2020 I called to ask about the status of the report and was told they were not able to share the information from the report with me. On 3/10/2020, the repair shop told me they asked for service records on the car which were all up to date. On 3/11/2020, I was told that they denied the claim because it was a preexisting condition. There was never any report or diagnosis of this claim.
I have called on 3/11, 3/16, 3/17, 3/24, 4/7 and also emailed on 3/24 and 3/27 to ask for a letter documenting the reason for the denial. I asked that an email be sent. Each time they tell me they are busy and on other calls.

Endurance Warranty Services Response • May 01, 2020

Please be advised, the consumer's contract has a 30 day and 1000 mile waiting period before claims can be filed thereunder. Any failure that first occurs during or prior to this waiting period is not eligible for coverage.

On 2/10, the consumer's repair facility contacted Endurance to file a claim for repairs. The repair facility reported that the consumer drove the vehicle into the repair facility with an illuminated check engine light, stating that the light had been on for 2 days. The mileage on the vehicle at the time was 628 miles past the end of the waiting period. The repair facility diagnosed a failed fuel pump. As the fuel pump failed suddenly and outside the waiting period, Endurance authorized the claim. Payment was rendered to the repair facility upon completion of the repair.

On 2/27, the consumer's repair facility again contacted Endurance to file a claim. The repair facility reported that on 2/22, the consumer drove the vehicle into the repair facility with an illuminated check engine light. The mileage on the vehicle at the time was 695 miles past the end of the waiting period. The repair facility reported a stretched timing chain, along with a fully extended and stretched tensioner. As part of the normal claims process, Endurance sent an independent third-party inspector to confirm the failures. Upon receipt of the inspection report, it was noted that the timing spec, per the repair facility, was -4 degrees. The consumer's vehicle was at -7.16, an excessive variance. The tensioner was confirmed to be incredibly overextended due to stretched chains. Please be advised, the timing chain will stretch gradually over a long period of time. The tensioner will attempt to account for this stretch by extending until it can no longer keep tension. Unfortunately, this very long term failure first began prior to the end of the waiting period. As such, this pre-existing issue could not be authorized.

Please be advised, Endurance will always assess the contract terms and conditions as written and according to the evidence. When the cause of failure meets contract terms, such as the fuel pump, they may be authorized. When the cause of failure does not meet those terms, such as the timing chain failure in this specific case, they cannot be authorized.

Per the consumer's request, she has been sent a Claim Summary Letter. In addition, per the consumer's request in the complaint, the contract has been cancelled at her request. While this would normally result in a pro-rata refund, Endurance has instead issued a full refund to the consumer. The check was mailed on 5/1 to the consumer's address on file.

I purchased an extended warranty coverage plan for my used car because I did not get the vehicle inspected by a mechanic before purchase. After noticing some shaking during acceleration I took the vehicle in to the local manufactures service center and they filed a claim for my vehicle that was later denied after about a week of waiting for their response and the reason I was told the claim got denied was because it was a "pre-existing issue". They didn't even cover the vehicle rental I used during this claim submission. Never did they physically inspect my used vehicle before purchase of their coverage or during the claim process, and yet they still want to "provide" coverage for me and accept my monthly payments.

Endurance Warranty Services Response • Apr 27, 2020

Please be advised, Endurance is the selling agent of this contract. The administrator/obligor as listed on page 2 is National Administrative Service Co. (NASC). This means that, while Endurance handles the marketing and sale of the contract, NASC is responsible for claims administration (approval/denial) and Endurance has no say in claims decisions. As the selling agent, Endurance will reach out to the administrator on the consumer's behalf and make the case for the claim to move forward.

Upon receipt of this complaint, Endurance contacted NASC for an explanation of the claim. NASC stated the the front axle joints were worn out due to time and mileage. NASC believed this failure was long term enough to pre-date the end of the consumer's waiting period. The administrator declined to reconsider.

On 4/17, the consumer contacted Endurance to cancel the contract. Endurance complied with this request and the contract was cancelled. This would normally result in a pro-rata refund for the consumer. However, in the interest of customer service, Endurance will be providing a full refund to the consumer. The refund will be sent out on 4/28 to the consumer's address on file.

I was contacted by Mr. Transmission about repairs being done to my car. The reason the car was at this shop is because the Endurance rep told me this was the shop to send it to. I was told by Mr. Transmission on 4.9.2020 that the extended warranty provider was denying my claim to pay for the repairs. When I contacted them they stated that the Torque Converter was not covered but it is stated in the contract that it is covered. I asked to extended warranty to provide the inspector's report and letter stating denial and they said they would not do so.

Endurance Warranty Services Response • Apr 28, 2020

Please note the consumer has a stated-component level of coverage. This means that all eligible components are listed on pages 4 and 5 of the contract (attached). Any part not listed is not eligible for coverage. Per page 6, Exclusions, "Coverage is not provided under this Contract: For any part not specifically listed in the Schedule of Coverages."On 3/3/20, a representative from the customer's repair facility contacted Endurance and filed a claim for repairs. The repair facility reported failures to the brake light switch and rack and pinion. As these items are not listed for coverage in the consumer's contract, these items could not be authorized.

On 3/6, the repair facility called back and reported a failure to the transmission. As part of the normal claims process, an inspector was sent to verify the failure to the transmission as reported by the repair facility. Upon receipt of the inspection report, a specific cause of failure (COF) and the extent of damages could not be determined. A COF is necessary to ensure that the repairs performed are necessary and correct. and to decrease the likelihood that the consumer will have to return for the same failure. To determine the COF, Endurance requested that the repair facility get the consumer's authorization for additional diganostic, called "teardown".On 4/7, Endurance was notified that teardown had been completed. The repair facility stated that the failed component was the torque converter. Please note, the consumer's contract sates for coverage:"TRANSMISSION: All lubricated internal parts contained within the case. Computer modules & solenoids; filler tube & dipstick; vacuum modulator; and internal linkage. Transmission case ONLY if damaged by the Breakdown of a lubricated internal part." As the torque converter is not contained within the case, the claim would not be authorized. However, Endurance wanted to be sure of the cause of failure before issuing any decline to ensure that every avenue for the claim was explored. Endurance dispatched a second inspector to confirm the COF.On 4/9, Endurance received the inspection report. The report confirmed what the repair facility had found, that the torque converter was the cause of failure. As the torque converter is not contained within the case, nor is it listed by name, the repair could not be authorized.Subsequent to the claim, an Endurance representative reached out to the consumer to offer asssistance. The representative offerred, among other things, to leverage Endurance's longevity and connection in the automotive industry to help source parts and a decreased labor cost to assist in lowering the cost of repair. When the Endurance agent called back to the consumer with the new, lowered quote based on parts and labor sourcing, the consumer declined all assistance and stated that she no longer wanted to discuss.At this time, the contract is active and eligible for future claims. If the consumer wishes again to take advantage of parts and labor sourcing or any other assistance, she may contact Endurance at 866-432-4443.

Customer Response • May 01, 2020

Complaint: 14285964

I am rejecting this response because: I have not received a copy of the inspectors notes stating what they found as the issue with the car. If what they found is accurate the should not have a problem with giving a copy of the findings.

Endurance did reach out to me to suggest they found another business that would be less costly. But I would have to pay the shop where the car is currently and then pay the location that they recommend. I would be paying an even more astronical amount. They also contacted me to offer a full refund of my contract if I decided to do so. This company is very good at throwing a rock and hid in their hand simply because the call me and say one thing but then give a different description to the Revdex.com.

Sincerely,

Tyra Myers-bendolph

Quick easy process to update my information! I immediately received email and text confirmation of the changes.

Chelsea got right on my problem and was very helpful. My questions were answered right away. There had been some missed communications earlier but all of my questions were answered quickly and professionally.

Chelsea was very helpful and caring
Good customer service 5 star

I called to change my credit card, and the customer service person was professional, and knowledgeable. She spoke clearly, which is not always the case with many customers service people I have dealt with. Good job!
Robert M

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Address: 400 Skokie Blvd Ste 105, Northbrook, Illinois, United States, 60062-7937

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