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Endurance Warranty Services

400 Skokie Blvd Ste 105, Northbrook, Illinois, United States, 60062-7937

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Endurance Warranty Services Reviews (%countItem)

They gave me a contract saying after 30 days & 1000 miles and first payment I am covered, well 32 days hit & about 3000 miles!!! And payment process they REFUSE to fix my ac compressor and a few other minor things that ARE ALL COVERED because they say it is old stuff from before warranty! So they call me a liar basically, and then they REFUSE to give me refund after I get upset and want to cancel my warranty because they do not honor the contract! Extremely pissed off & discusted with this company!

Endurance Warranty Services Response • Aug 05, 2019

On 6/26, the consumer purchased a *** vehicle service contract for his vehicle. The *** is a stated component coverage with a 30 day and 1000 mile waiting period. "Stated component" means that any item eligible for coverage will be listed on the contract. Any item not listed is not covered. Any failure that first occurs during the waiting period cannot be covered, regardless of when the claim is filed.

On 7/27, the consumer took his vehicle to *** Honda. The repair facility contacted Endurance on 7/29 to report failures to the A/C compressor, strut mount, and stabilizer links. As the strut mount and stabilizer links are not listed for coverage, these items could not be authorized. The repair facility's diagnosis of the A/C compressor determined a longer-term mechanical failure, that first began prior to the vehicle's entry to the repair facility on 7/27. As this failure first occurred prior to the end of the waiting period, the claim was subsequently declined.

In the interest of customer service, Endurance has agreed to provide a full refund to the consumer instead of the normal pro-rata refund.

BUYERS DO NOT WASTE YOUR MONEY PLEASE!!!! I purchased a warranty from this company. Upon opening the policy I explained that "my car has a CVT transmission," which the VIN number also gives them that info. I made the down payments, made the monthly payments on time, and did the XYZ to meet their requirements for the policy. Months later, I started having issues with my trans. I took the vehicle to dealership. They explained that "the trans is going bad and need to be replaced." They contacted Endurance. Endurance sent an inspector out who allegedly stated its the trans. Well instead of Endurance paying for the repair, they requested that the transmission be torn out of the car and broken all the way down with my permission, which makes me responsible for the tear down cost if they decline the claim. The dealership representative was appalled as I was. He explained that "they have never heard of such a request being that the vehicle has all the alerts for a transmission replacement." He also explained, which I agreed that "it doesn't make sense to make myself possibly responsible for $1k to tear the trans down. That's a fourth of the cost to replace the trans." I stressed my concern with Endurance rep Morris, he stated that "they will deny the claim because the diagnose is incomplete or I can authorize the tear down making me possibly responsible if the claim is not approved." I asked for a manager. He stated there wasn't one available. I told him it sounds to me that Endurance is looking for a needle in a haystack. A reason to decline the claim. I find it hard to believe that both inspections, from the dealer and from their inspector point towards the transmission and they're still looking for more info. Absolutely ludicrous!! This company is a waste! PLEASE SAVE YOUR MONEY!!

Denied claim for not having VIN on oil change receipt, even though make/model, customer name and phone number was listed.

I applied for the service to get a warranty on my vehicle only to find out that after waiting and paying for the warranty it wouldn’t even cover my car, therefore, I reached out to have the warranty canceled as well as be refunded for the services that I didn’t get the chance to use or enjoy I was told that I was going to be refunded. I was asked to fill out a release form and get it notarized which I did I was never told that the odometer meter had to be seen in to receive my refund I mailed the letter off and waiting still to this day after being told that I was going to be refunded have not received my refund I’m disappointed because when I called to follow up on it I’m treated like a criminal being interrogated. I was hung up on her to call back several times and asked to send emails pertaining to the document that I sent a year ago which I had to send the emails three different times before being told they finally receive them which is strange. I was asked multiple questions only for them to try to re-construed the answers that I provided at this point all I’m seeking is my refund and I no longer want anything to do with this company as it seems to be a scam.

Endurance Warranty Services Response • Jul 31, 2019

Endurance apologizes for the delay experienced by the consumer in the processing of the consumer's refund. In the interest of a mutually beneficial resolution, Endurance will forgo the requirement for written notification and will expedite processing of the consumer's refund based on the date of phone contact. The refund will be sent out today, 7/31, to the consumer's address on file.

My wife and I purchased this Endurance Auto Warranty coverage contract number *** on 07/05/2018 to cover our 2008 Ford Edge from future repairs in the near future. We an great experience with the parent company *** with our 2003 Ford Windstar in the past. Since Endurance was under their umbrella we decided to give them a chance. Everything was going good until about 05/2019. My master cylinder and brake booster went out on the truck. We discovered that our policy covered (Only lubricated parts) of the truck. Brakes were not covered. Although, I almost lost my life going into ongoing traffic. Endurance did nothing to help with that repair. I paid over $900.00. We were told that the coverage with be bumper to bumper. We bought one of the BEST PREMIER Select policies to ensure we were covered. (We took that blow) Customer education is everything. In late June to early July 2019. My truck ran into another problem. It was over heating continuously. I took it to the Ford Dealership. They stated the issue was the Coolant fan had gone out. In PREMIER SELECT contract the cooling fan is actually covered. The Ford repair center calls in to make the claim. Endurance denied the claim. Stating that it was a relay that caused the cooling fan to go out. And do to that they were not going to cover it. I was instructed by Supervisor Eddie after speaking with two other reps that was so-called "Managers". Supervisor Eddie stated I had to use my warranty towing policy to tow my car to a *** facility when by the way was outside of the allotted miles ($88.00) from the Ford Dealership. Then instead of paying 1233.00 for the repair.They would discount it to a $500.00 repair and waive the diagnostic. The *** facility is privately own. And my diagnostic was not waived at all. I also had to call back in to get a Fleet code of "37" for the *** owner to even give me the discount. This policy failed to do its job.I wasted a weeks worth of my time calling on the phone.

Endurance Warranty Services Response • Aug 12, 2019

On 7/3/18, the consumer applied online for a coverage quote and purchased the Endurance Select Premier. A copy of the consumer's contract (attached) was sent out via USPS Critical Mail for review and the consumer was provided a 30-day period to review the contract whereby he could receive a full refund if the terms were not acceptable to him. Please be advised, the Select Premier contract a stated-component coverage. This means that all eligible components are listed by name on pages 4 and 5 of the attached contract. Any part not listed is not eligible for coverage.

On 6/25/19, a representative from Ford Lincoln of Franklin contacted the Endurance Claims department to file a claim for repairs. The repair facility reported that the customer had driven the vehicle into the facility the previous day and that the vehicle was overheating. The repair facility reported that the consumer had driven the vehicle in during the overheat condition and had not had the vehicle towed. Please be advised, the consumer's contract does include complimentary roadside assistance, including tow services at no cost to the consumer. The repair facility reported that the coolant was completely empty and that the cooling fan had failed due to a shorted-out control module. As the consumer continued to operate the vehicle while overheating with a shorted-out control module, the cooling fan failed as well.

As the control module is not listed for coverage, this repair was declined. As the consumer's contract does not cover subsequent failures of a listed part due to the failure of a non-listed part, or failures due to continued operation in a failed state (driving during overheat), the cooling fan repair was declined as well.

Per the consumer's contract, page 2:

"Breakdown refers to the Breakdown of a defective part or faulty workmanship as supplied by the Manufacturer or Dealer, but does not include gradual reduction in operating performance due to wear or tear or damage resulting from BREAKDOWN of non-covered parts."

Per the consumer's contract, page 7, coverage is not provided for "failure to protect Your Vehicle from further damage when a Breakdown has occurred or failure to have Your Vehicle towed to the service facility when continued operation may result in further damage. Continued operation includes Your failure to observe warning lights, gauges, or any other signs of overheating or component failure, such as fluid leakage, slipping, knocking, or smoking, and not protecting Your Vehicle by continuing to drive creating damage beyond the initial failure."

Per the consumer's complaint, the contract has been cancelled at his request and a refund will be issued. Please be advised, there may be a refund processing time of no more than 14 days before the refund check is sent out to the consumer.

Customer Response • Aug 12, 2019

Revdex.com:

I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

Sincerely,

Derrick

My transmission went out on my car and the claim was denied they said because one of the parts was on the outside or on the front of the transmission. The auto repair companies I took the car to said I needed A brand new transmission the part that was not covered was A part on the front of the transmission the torque converter my problem was the warranty said everything inside the trans mission casing , the claims person said they would pay for the tear down because they needed to see what was inside and what my problem was if they would not pay for the whole repair would or could they replace the part that was covered the transmission by warranty.

Endurance Warranty Services Response • Aug 12, 2019

On 7/1, a representative from *** contacted the Endurance claims department to file a claim for repair on the consumer's vehicle. The repair facility reported a failure to the transmission, but was unable to diagnose a specific cause of failure. After several repair facilities were unable to diagnose a cause of failure, the consumer moved the vehicle to *** Transmission.

On 7/12, a representative from *** Transmission reported that the vehicle was present in their facility. Endurance advised the repair facility to get the consumer's authorization for full diagnosis to find a cause of failure and the extent of damages. Later that day, the repair facility called back and reported that the torque converter came apart and caused subsequent damage to the transmission. An independent third-party inspector was sent to confirm the repair facility's diagnosis. The inspection report confirm the diagnosis as reported by the repair facility, that the torque converter was the cause of failure.

Please be advised, the consumer has a stated-component level of coverage. This means that all eligible components are listed in the contract (attached). Any part not listed is not eligible for coverage. Under the section of coverage labelled "Transmission", the consumer's contract states the following: "TRANSMISSION: All lubricated internal parts contained within the case. Computer modules & solenoids; filler tube & dipstick; vacuum modulator; and internal linkage. Transmission case ONLY if damaged by the Breakdown of a lubricated internal part."

As the torque converter is not contained within the case, the torque converter is not eligible and the repair was declined. Please note, per the consumer's contract, pg. 2, "Breakdown refers to the Breakdown of a defective part or faulty workmanship as supplied by the Manufacturer or Dealer, but does not include gradual reduction in operating performance due to wear or tear or damage resulting from BREAKDOWN of non-covered parts."

As the damage to the transmission resulted from the breakdown of a non-covered part (the torque converter), Endurance was unable to authorize the transmission claim.

Upon receipt of this complaint, Endurance reached out to the consumer by phone in an attempt to provide assistance, but was unable to reach the consumer. At this time, Endurance requests that the consumer contact Customer Care at to determine a mutually beneficial resolution.

I originally purchased a warranty with Endurance on May 20, 2016 (***) for my 2011 Chrysler 300. Filed a claim for my A/C and claim was paid no issues. I renewed my warranty on May 13, 2019 (***) because I had this warranty in the past and when I used it the claim was paid. I assumed it was a good warranty I will renew it. On July 12, 2019 Endurance was contacted by the dealership *** Dodge in Concord, NC because I needed lifters on my car. The dealership declined my claim due to saying I had over sized tires on my car. The dealership advised Endurance that those were the tires that came with my car and for that year make and model these tires were being put on the car. I contacted Endurance and they stated they would not pay the claim. I requested to full refund and was advised that I wouldn't be able to get a refund. I am seeking a full refund for the money I had paid into the renewal policy. I have had this warranty for years and was very disturbed by the fact that they wouldn't pay the claim. I had these same tires on my car when they paid the 1st claim. I have had several policies with Endurance but since this incident I will not refer them again and I will no longer use their services.

Endurance Warranty Services Response • Aug 08, 2019

Please be advised, the consumer purchased an Endurance Select Premier coverage. The Select Premier does not allow for any modifications, including those made to the sizes of wheels and tires. Upon receipt of this complaint, Endurance's customer resolutions manager reached out to the consumer and offered to rewrite the consumer to a contract that does allow for the modifications currently on the vehicle. The consumer declined this offer. Endurance has instead agreed to issue a full refund to the consumer in the interest of customer service. The refund check will be sent out on 8/8.

Customer Response • Aug 12, 2019

Revdex.com:

I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

Sincerely,

Shayla

I purchased a warranty on 1/21/2019 and told them the mileage was 121,924. On 1/19/2019 I had an oil change who I recently found out put the wrong miles of 123,876. I know this is wrong because I had an accident and my insurance company's appraiser appraised it on 1/31/2019 with the mileage of 122,109. The company after MANY attempts to call them refused to acknowledge and fix my car, even after talking to Geico and receiving their invoice. I am "renting" a car from a friend until this ordeal is satisfied. This company has repeatedly wasted my time trying to resolve this matter. Even if they believed my insurance's correct mileage 10 days after I purchased the warranty would have given me more than enough miles for the warranty to be active. It just appears to me that they are doing everything in their power to not pay to have my car fixed. I have contacted *** and is working with them to correct the mistake; but it could take months. The oil change place said they were unable to change the mileage and agrees that the insurance's must be right and their's wrong.

Endurance Warranty Services Response • Jul 31, 2019

Due to the mileage discrepancy from the consumer, Endurance was unable to properly assess the terms and conditions of the contract, which is time and mileage based. In the interest of customer service, Endurance has agreed to provide a full refund to the consumer.

Customer Response • Aug 02, 2019

Revdex.com:

I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

Sincerely,

Robert

Car broke down and took it the shop for repair. Had 1,000 miles or 60 day grace period before repairs. Car broke down on day 51 with over 3500 miles since coverage purchase. Claim was denied due to prexisting issue. Was promised by couple different claim representatives that the claim can be reinstated after 24 hours and grace period. I was transferred to claim manager on 7/23/19 who was very unprofessional and was not willing to listen to what I had to say or even try to help. Also told me “ not to cancel my policy since my car will brake down on the road eventually “

Endurance Warranty Services Response • Jul 31, 2019

On 5/24/19, the consumer contacted Endurance and purchased a Select Premier vehicle service contract. A copy of the contract is attached. During the quote process, the consumer was advised on a recorded line that the contract had a 60 day and 1000 mile waiting period. Any failure that first occurs during this period cannot be covered. After the quote was accepted and before any transaction, the consumer was transferred to an Endurance Verification representative, who again confirmed vital information, including the waiting period. Upon acceptance of all terms, the transaction was completed and a copy of the contract was sent electronically to the consumer for review. This contract states the waiting period explicitly on the first page.

On 7/23/19, a representative from *** Auto Mart contacted Endurance’s claims department to file a claim for repairs. The representative stated that the vehicle first entered the shop with the failure on 7/22. As the claim was called in on day 59 and the failure occurred on or before day 58, the 60 days of the waiting period had not yet elapsed. As the failure occurred prior to the end of the 60 day waiting period, the claim was subsequently declined.

Endurance’s Customer Service Manager has been in contact with the consumer to determine what assistance Endurance can provide to the consumer.

Customer Response • Jul 31, 2019

Complaint: ***

I am rejecting this response because:

Sincerely,

Darko

I purchased a warranty from this company. I was happy and satisfied what they had to offer but I soon as my car broke down there a lot of false info shared and passed around from customer service depart and claims department. I was told that my warranty will start after 1000 mile or 60 days. My car broke down on day 59, but I drove over 3500 mile since warranties purchase. I talk to multiple people and I was given different information on how to file a claim to wait until 60 days and file claim again. The last guy I talk to claimed to be a manager. Didn’t want to help me or pulls calls, was offered to have me contact and search for parts and pay for them out of pocket but not wanting to listen or advise that they were wrong and as costumer I should get coverage on my car and have my car fixed. Didn’t want to transfer me to his boss or someone higher. He was very argumentative and not up to customers standard, even made sarcastic comments. This happens on 07/23/19 at 16:30 EST, I was on the phone for over hour. People deserve to know what took place and how customer doesn’t not come first. I tried calling again and asked to speak to director of Costumer Service MR.Ryan ***, I was place on hold and customer service representative came back told me he wasn’t available and hung up on me. This call ended right at the end of their business hours. Is this too much coincidence or my bad luck.

I sent in a claim for my vehicle Around the end of June, I was told a 3rdparty investigator was required to verify the issue on my vehicle prior to accepting or denying my claim only after I had purchased the policy . I lagreed to The tear down of the engine to the point of failure as it was part of the contract… Whilst waiting for the report endurance customer rep, Troy, had told my mechanic that “she wouldn’t be covered anyway.” When my mechanic try to explain the cause of the issue , But Troy proceeded to deny his statement when I asked him about it
3rd party’s report was filed last week July 17 or 18& under review at Endurance warranty. Both myself and my mechanic were told that a decision would be made at the end of the day friday, 7/19. My mechanic called early Monday morning to check the status of my claim and was told that it was still under review, I personally called endurance in the mid afternoon to check the status again only to be told it was still being reviewed. My mechanic had called a second time Monday 7/22 to be told that Troy, our customer representative responsible for the review, had family issues that caused him to leave early, unable to review the claim.
My mechanic called Tuesday morning 7/23 only to be told again that my claim is still under review due to Troy’s inability to review the claim. However I personally called endurance and spoke to Troy myself around 1 PM Tuesday 7/23&was told that Troy was awaiting the director of claims to review my case and that an answer should be given by the end of the day to the mechanic shop.
When I had not heard an answer by 4 PM I called endurance warranty again and I spoke to a representative who told me that my claim was denied, and that endurance had attempted to contact my mechanics shop. I then called my mechanic only to be told that shop was never contacted& when the shop called a 2nd time, was told that the claim was still under review. Extreme lack of transparency.

Endurance Warranty Services Response • Jul 31, 2019

Please be advised, Endurance is simply the selling agent of this contract. The administrator/obligor, listed on page 1 of the attached contract, is United Car Care (UCC). This means that UCC is responsible for the administration (approval or denial) of claims and Endurance plays no role in this decision or process. When the consumer spoke to Troy and Mario, the consumer was contacting the claims administrator, UCC. At this time, UCC has notified Endurance that the claim is still under review. Unfortunately, as the selling agent, Endurance cannot expedite this process, but is watching closely for any update. The consumer can contact her claims administrator, UCC, at .

Customer Response • Jul 31, 2019

Revdex.com:

I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

Sincerely,

Fjona

This company informed me that I would have an extended auto warranty policy effective immediately upon payment, however several days later, the link they provided me tells me there is no policy that exists for my name. I have contacted them numerous times and been placed on a hold line for several hours, eventually hanging up and calling back after hearing "the current wait time is 13 hours" Every person I spoke to was extremely rude and all told me all different stories, "theres no manager here today" "my manager is at lunch" "manager is in a meeting" etc. I want to cancel my policy and get my refund that I am due. This business is nothing but a scam artist.

Endurance Warranty Services Response • Aug 01, 2019

On 7/19, the consumer purchased a vehicle service contract for his 2013 Nissan Altima. The consumer was provided an online access link whereby he could review all contract details after the contract was drafted by Underwriting. Please be advised, it may take up to 2 business days from the date of purchase for the contract to be drafted and available online. The latest date that this consumer's contract would have taken to be drafted was 7/23.

On 7/22, the consumer contacted Endurance and requested cancellation of the contract. Endurance complied with this request, cancelled the contract, and issued a refund to the consumer.

Endurance is affiliated with APG who states they are the broker for Endurance. I have received 3 unwanted phone calls from APG who Endurance hired which makes Endurance responsible for APG's actions. I am on the national Do Not Call registry and have been since 2007 which makes these calls worth $1500 each as they were willingly done. I have also received emails from APG a Mr. Marc *** stating he would look into this matter which his response was APG only does ringless voicemails. Well the courts have determined that ringless voicemails are violations under the TPCA. I will also state that they were not ringless as I was left a voicemail on one of them. I see Endurance advertised on TV but would never have thought they would stoop as low as not returning my emails or response I sent them through the Revdex.com as they request you do before filing a complaint. So here is my complaint now filed on the Revdex.com page and you need to contact me ASAP in regards to the 3 TCPA violations that were committed by your broker APG.

Endurance Warranty Services Response • Jul 25, 2019

As the consumer's requested resolution is a legal settlement under an Act of Law, Endurance believes this complaint is beyond the purview of the Revdex.com.

Please be advised, Endurance is a leading claims administrator of vehicle service contracts. Aftermarket Protection Group (APG) is a wholly-independent company that functions as a selling agent for vehicle service contract companies, including Endurance. Endurance has no control over APG's marketing, however Endurance does set very strict standards for its selling agents. Upon receipt of this complaint, Endurance opened an internal investigation into APG's contact procedures and whether they were in accordance with Endurance's own standards for its agents. The investigation is ongoing. Endurance does not condone any abusive or illegal business procedures, and if such procedures occurred, Endurance will take measures to correct them.

APG can be contacted at the following:

Aftermarket Protection Group

1063 South State Route 157

Suite 2-224

Edwardsville, IL 62025

Customer Response • Jul 26, 2019

Complaint: ***

I am rejecting this response because:per TCPA Endurance is as guilty as the party they hired to sell their plan which is APG who doesn’t have a Revdex.com page. I will take Endurance and APG to Federal court for these TCPA violations.

Sincerely

The problem is that Endurance Warranty Services, L.L.C.is sending out misleading US Postal Mail, stating that your warranty is either expiring or that your rate for your extended warranty is to go up.

This is of course confusing to the elderly and those that have limited capability to understand that this is not truthfully the case. The USPS mail system has strong laws that might even be being broken by these mails being sent ie. mail / wire fraud.

Endurance Warranty Services Response • Jul 25, 2019

Please be advised Endurance vehicle service contracts are offered in over 3,000 automobile dealerships as well as direct-to-consumers via the internet, television commercials and direct mail promotions.
Endurance is a certified member of the Vehicle Protection Association (VPA). As a certified member, Endurance follows the VPA’s Standards of Conduct. The Standards state that any vehicle service contract selling company must identify itself in the mail piece and Endurance abides by this standard.
We are sorry about any confusion Endurance’s mail piece caused the consumer, and as a result of the consumer’s complaint, our company placed the consumer on our internal “Do Not Mail” database to ensure he does not receive any future direct mail advertisements from our company. Please allow up to 10 business days to process this request. The consumer may still receive additional mail pieces sent during the processing time.

Bought a warranty when I purchased my truck. There was to be no increase. These criminals are trying to steal from me.

Endurance Warranty Services Response • Jul 25, 2019

Please be advised, the consumer simply received a mailed advertisement from Endurance and no transaction has taken place.

We are sorry for the frustration that Endurance's mail piece caused the consumer, and as a result of the consumer's complaint, our company placed the consumer on our internal "Do Not Mail" database to ensure that he does not receive any future direct mail advertisements from our company. Please allow up to 10 business days to process this request. The consumer may still receive additional mail pieces sent during the processing time.

This business has harassed me to review my policy for the last two years. Each letter is the last chance. The return address shows the sender to be 2019 Vehicle Notification Department leading the recipient to believe this letter may be a vehicle recall. Sometimes it notes immediate attention required. This policy was for a 2014 vehicle. I replied to several letters stating I was not interested. I also contacted them by phone with the customer ID information in their letter and requested to be removed from their contact list. I was assured that would be done. I recently received another letter notifying me of a price increase effective July 12, 2019. After that date, previous contract pricing will not be available. Previous letters have stated the same thing. Once you sign up for this service, you can’t get rid of them, even though the original contract has expired. I am very surprised to see such a high rating. I will not do business with them again.

Paid upfront for 6 years on one house and another year on another home.. They disappeared without notice or our money back. How could a company take so many people and not have to answer for it?

They have found away to get out of paying for any repair on two policies we hold with them. You can cancel your policy and get a refund which they have yet to process. They are SCAM!! They will not return phone calls and have gone out of they were to find reasons to not pay for A claim!!! The dealership was even annoyed! DO NOT EVERY BUY A POLICY!!!!

Endurance Warranty Services Response • Jul 31, 2019

Please be advised, Endurance's Customer Service Manager, Scott, has been in contact with the consumer in regards to her claim concerns. Subsequent to this complaint, Endurance expedited the consumer's refunds for both accounts. The refund checks were sent out on 7/19/19.

Endurance appreciates the open communication maintained by the consumer. If the consumer wishes to reach her representative, the consumer may call .

Alvin was very helpful and informative. We are new to the company and he had answers for all of our questions. I’m sure they will follow through if and when the time comes to use our policy.

Got a call from Endurance stating a price increase on a EVSP. When I questioned the agent on details of the warranty she was unable to give me any details. I do not have a warranty through this company, when I called the company I have a plan with they said they never send letters advising of changes in cost, "what you paid is all you ever will pay." I have no idea how they got my information, BEWARE of scammers!

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Address: 400 Skokie Blvd Ste 105, Northbrook, Illinois, United States, 60062-7937

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