Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 5, 2015/05/15) */
May 15, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted] Checking
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] Checking account, reflecting a balance of $1,128.91 in February 2015. On April 22, 2015, Mr. [redacted] settled the account for $480.00. Pending verification of funds, the account was updated to a settled in full status on May 7, 2015. The credit bureaus are notified accordingly of the updated status. We allow 30 days for the bureaus to update their records. Although it is not our policy to delete the trade line of a settled-in-full account, this letter confirms that the bureaus have been notified to delete our trade line from Mr. [redacted]'s credit file. The account will not be sold or forwarded to another agency.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (320) [redacted]

I am rejecting this response because:1. I do/did NOT have a contract with this company2. A bill (that was never sent to me) is not validation of a contract or agreement3. Jefferson Capital is not licensed to collect in the state of Illinois (proof attached)

February 15, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on February 15, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 13, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   This letter will confirm we acknowledge receipt of Mr. [redacted]’s rebuttal and refusal to accept our offer for payment of this debt.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because:
They can respond through email on this page not a letter sent in the mail !

July 5, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $203.86 on or around February 13, 2017.  A Right to Dispute letter was sent to Mr. [redacted] on March 8, 2017.  Although a balance remains, based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 18, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on August 18, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

August 24, 2016     Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless               Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID #:  [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account ending in [redacted] and balance of $1,078.66 on or around March 20, 2015.  A Right to Dispute letter was sent to Ms. [redacted] on April 8, 2015.  The [redacted] Wireless account ending in [redacted] and balance of $275.58 was acquired on or around February 1, 2016.  A Right to Dispute letter was sent on this account on February 25, 2016.    Although balances remain on both accounts, to resolve this matter, we have terminated collection efforts.  We are also requesting the credit bureaus delete our trade lines from Ms. [redacted]’ credit files.         We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 9, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired Mr. [redacted]’s [redacted] account and balance of $960.14 on or about July 22, 2013.  To resolve Mr. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 7, 2015/04/28) */
April 28, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $2,066.76 in July 2014 and subsequently placed the account with [redacted]) for collection efforts. According to [redacted], Mrs. [redacted] has been in contact via the telephone and was provided the details regarding the debt. Any further questions or concerns regarding the account should be direct to [redacted] at [redacted].
We appreciate the opportunity to address the matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 9, 2015/04/28) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I have never been contacted by [redacted]. But I have been contacted by [redacted]. I have also made a complaint against them since it took me 2 written requests. And it took the complaint to get anything about Jefferson from them. The letter I received from BBVA stated that they were still getting details from their client. That letter just came last week after I contacted them in February. Jefferson or [redacted] should had sent something that Jefferson was taking over the account.
Final Business Response /* (4000, 11, 2015/05/06) */
May 6, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mrs. [redacted] concerning the above-referenced account.
We appreciate the opportunity to clarify the information provided in our previous reply. Jefferson Capital Systems, LLC, placed the account with [redacted]. The account was referred by them to their co-counsel, [redacted]. Their contact number is [redacted] and any questions/concerns should be directed to that number.
We regret any confusion caused to your office and Mrs. [redacted].
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

February 17, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,431.44 on or around February 1, 2016.  Pursuant to Ms. [redacted]’ request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

December 11, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] LLC             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Based on previous correspondence we received concerning Ms. [redacted]’s above-referenced account, a Letter of Guarantee was sent on November 16, 2017 to American Family Insurance.  Enclosed is a copy of the letter for your review.  Ms. [redacted]’s attorney was also notified the letter was sent to American Family Insurance on November 16, 2017.   As we advised in our letter, Jefferson Capital Systems, LLC shall forward the lien release and/or title for the 2002 Toyota Corolla upon receipt of a check for $1,208.93.  American Family Insurance should make the check payable to Jefferson Capital Systems, LLC and include the Jefferson Capital Systems, LLC reference number reflected above on the face of the payment instrument.  If Ms. [redacted] has additional questions, she may contact us directly at ###-###-####.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Initial Business Response /* (1000, 5, 2015/09/28) */
September 28, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
According to the information provided, the [redacted] account was opened in November 2012 and charged off on July 9, 2015. Jefferson Capital Systems, LLC, purchased the account and balance of $1,920.70 on July 20th. On August 6th, we sent notification to Mr. [redacted] advising of the purchase and the opportunity to dispute the validity of the debt within 30 days. We show no written correspondence received with regard to dispute of the debt. Although we disagree with the merits of Mr. [redacted]' dispute, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from his credit bureau file. This letter confirms the account will not be sold or transferred.
Thank you for the opportunity to clarify our position in this matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/09/28) */
(The consumer indicated he/she ACCEPTED the response from the business.)
As long as all 3 credit bureaus are notified to delete this information and Jefferson Capital Systems does not sale or transfer my information, I will be satisified.
I appreciate you taking care of this matter.
A. [redacted]

Initial Business Response /* (1000, 5, 2016/02/04) */
February 4, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the account referenced above.
Our records indicate the [redacted] account was opened in April 2010 and charged off in April 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $605.87 in October 2015. Enclosed are reprints of Mrs. [redacted]'s January to March 2013 billing statements. The information reflected on her credit bureau file regarding Jefferson Capital Systems, LLC, is from when we became the owner of the account. To resolve the dispute, we have closed our file and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from Mrs. [redacted]'s credit bureau file.
We appreciate the opportunity to provide the information regarding the account.
Sincerely,
Shirley Smith
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

July 28, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.  We received similar correspondence from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $787.98 on or about October 12, 2016.  To resolve Mr. [redacted]’ dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau

December 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  J. Crew             Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on December 27, 2016.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####    .

June 13, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $650.14 on or around March 31, 2017.  We have no record of receiving a written request for validation of this debt.  However, based on a recent dispute we received via email from Mr. [redacted]’s, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 16, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your additional correspondence sent on behalf of [redacted].  This letter will confirm our previous response to Mr. [redacted] was mailed to the address he provided on his correspondence of [redacted], St. Johns, MI.  We trust Mr. [redacted] as received our letter. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####    ...

April 6, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems,...

LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $2,517.59 in June 2015.  Based on Mr. [redacted]’s dispute, we have contacted [redacted] and they have confirmed [redacted] is the responsible party for this balance as the account was opened in his name.  [redacted] also advised Mr. [redacted] authorized them to add Susan [redacted] to the account as an account manager on July 28, 2009.   Although we disagree with the merits of Mr. [redacted]’s dispute, to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit file. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####