Jefferson Capital Systems, LLC

November 21, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on November 21, 2017.  Mr.  [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/07/07) */
July 7, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: Brian [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above. Jefferson Capital Systems, LLC, is registered to collect in the state of Louisiana.
According to the information provided, the account was opened in May 2009 and charged off in October 2010. Jefferson Capital Systems, LLC, purchased the account in August 2014 with a balance of $822.91. The account was subsequently placed with two different agencies between September 2014 and July 2, 2015 for collection efforts. According to our records, Mr. [redacted] was sent the Right to Dispute letter on March 9, 2015 and no written dispute was received from him. Although we disagree with the merits of his dispute, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted] credit file and this confirms the account will not be sold.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I am happy with the deletion from all 3 credit reporting agencies and that it will NOT sold to any other collectors.
Thank You

[redacted] September 6, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC is unable to locate account for Mr. [redacted] with the information he provided.  To locate an account, Mr. [redacted] will need to provide us with the name and addresses exactly as it is reflected on the account and/or the Jefferson Capital Systems, LLC referenced number.  Mr. [redacted] may send this information to my attention at [redacted] St. Cloud, MN 56303.  Upon receipt of this information, we will further research his concerns. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####    ...

Initial Business Response /* (1000, 5, 2015/11/05) */
November 5, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr....

[redacted] concerning the letter he received from [redacted] ([redacted]) for [redacted].
Jefferson Capital Systems, LLC, acquired the account for [redacted] and placed the account with [redacted] for collection efforts. In their attempts to locate our customer, the address of [redacted], Columbus, OH, was obtained through the credit bureaus. As previously advised, we have taken the necessary steps to ensure Mr. [redacted] is not contacted again regarding this matter.

We regret the inconvenience incurred by Mr. [redacted].
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/11/06) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I need to know specifically which credit bureau(s) they used to obtain my address linking it to [redacted].
Final Business Response /* (4000, 9, 2015/11/13) */
November 13, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the letter he received from [redacted] ([redacted]) for [redacted].
In researching the matter with [redacted], they advised they were provided Mr. [redacted]'s address of [redacted], Columbus, OH, by TransUnion. To inquire about the information they provided to [redacted] or to dispute the matter, Mr. [redacted] should contact TransUnion at [redacted].
Thank you for the opportunity to reply.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

November 21, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around March 20, 2015, with the balance of $837.30 and subsequently placed the account with [redacted], for collection efforts on our behalf.  In researching the matter with [redacted], they confirmed the payment of $293.06 received October 30th was settlement for the balance.  This confirms we have requested the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file.   We appreciate the opportunity to address his concerns.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 25, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $521.58 on or around April 14, 2015.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 19, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,607.24 on or around December 1, 2015.  Electronic disputes were received from the credit bureaus which we verified.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2016/02/16) */
February 16, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The[redacted] account was opened in May 2012 and charged off in August 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $2,044.92 in October 2015 and subsequently placed the account with Diversified Consultants, Inc. for collections. Based on Mr. [redacted]'s correspondence, we contacted Diversified Consultants, Inc. and they confirmed they have no record of receiving a request for validation of this debt. Pursuant to his request for validation of this debt, enclosed is a copy of the last[redacted] dated July 21, 2013.
Although we disagree with the merits of Mr. [redacted]'s dispute, to resolve this matter, we have recalled the account and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

June 16, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $405.55 on or around October 12, 2016 and subsequently placed with Diversified Consultants, Inc. for collection efforts.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureau to delete our trade line from her credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.However I do want to confirm that this debt will not be sold to another agency.  I did receive a letter from a third party collecting on behalf of Jefferson Capital.

April 21, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:     [redacted]             Jefferson Capital Systems, LLC, Account #’s: [redacted] and [redacted]             Debt Description:   [redacted] and [redacted] [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the accounts referenced above. When we were initially contacted, Mr. [redacted] made reference to the [redacted] account.  In response, we provided the account information and advised payment was received in the amount of $316.37, paying the account in full.  We also advised the credit bureaus were requested to delete our trade line for the account. With regards to the payment of $533.63, please allow me to clarify.  Jefferson Capital Systems, LLC, also purchased the [redacted] [redacted] account in November 2010 with a balance of $533.63.  This account was placed with Allied Interstate, LLC, for collection efforts in February 2016.  They received Mr. [redacted]’s payment and subsequently returned the account to us.  This account is paid in full as of March 23, 2016 and has been updated accordingly.  We have also requested the credit bureaus to delete our trade line for this account from Mr. [redacted]’s credit bureau file.  Mr. [redacted] can present this letter to his creditors as proof of the actions being taken. Thank you for the opportunity to respond. Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 7, 2015/06/19) */
June 19, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning your above-referenced account.
Jefferson Capital Systems, LLC purchased Ms. [redacted]'s [redacted] account, reflecting a balance of $1,564.51, in April 2014. Although we disagree with the merits of Ms. [redacted]'s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from her credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon S[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (2000, 9, 2015/06/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)

November 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on November 1, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 15, 2016 Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337 Re:          [redacted] / ID [redacted]                 Jefferson...

Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Dear Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account. Our records indicate the [redacted] account was opened on August 18, 2011 and charged off on May 8, 2013.  Jefferson Capital Systems, LLC acquired the account, reflecting a balance of $1,923.85 in August 2015.  In consideration of Ms. [redacted]’s claim that the account is unknown to her, we have terminated further collection efforts and closed our file.  We are also notifying the bureaus to delete our trade line from her credit file. Thank you for the opportunity to respond. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/07/10) */
July 10, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Credit Card...

Visa
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her account referenced above.
We regret the difficulties Ms. [redacted] experienced in her attempts to contact our Account Support team and appreciate the opportunity to address the matter. Our Account Support is available for calls between 8 a.m. and 4 p.m., Central Time, and reaching a representative will depend on the volume of calls at the particular time she contacts us. To assist Ms. [redacted], we do have the option to schedule payments to be drafted each month for up to six months rather than for her to call each month. Payments can also be sent through the mail to the following address making sure Ms. [redacted] includes her 10-digit account number on the payment instrument. Her bank statement reflecting the payment being drafted is her receipt of payment; we do not send statements.
Jefferson Capital Systems
[redacted]
St. Louis, MO 63195-3185
We appreciate the opportunity to address her concerns and appreciate her willingness to remit payment for the account.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

September 21, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,524.52 on or about August 3, 2015.  Enclosed is a copy of the final billing statement.  To resolve Ms. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

April 20, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,855.86 on or around June 5, 2015.  We have no record of receiving a previous dispute from Mr. [redacted].  Pursuant to his request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Based on Mr. [redacted]’s stated dispute, and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

May 17, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $260.90 on or around December 1, 2015.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### hy here...

Initial Business Response /* (1000, 5, 2015/08/07) */
August 7, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted]concerning the above-referenced [redacted] account.
Jefferson Capital Systems, LLC purchased the above-referenced account in April of 2012, with a balance of $13,343.94. This account was placed with [redacted] Capital, LLC ([redacted]) to make efforts to collect on the balance resulting from a 2006 judgment. Upon contacting [redacted] regarding this matter, they confirmed that Ms. [redacted]'s remitted a payment of $5,000.00, which they agreed to accept in satisfaction of the judgment. [redacted] wrote to Ms. [redacted]'s on July 21, 2015 confirming receipt of her payment and advised her that they would notify the Guilford County Court that the judgment has been satisfied. [redacted] has confirmed that notification has been forwarded to the court.
We appreciate the opportunity to respond.
Sincerely,
Chris [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/12) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Judgment settled with company.

October 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on October 27, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####   ...