Jefferson Capital Systems, LLC

April 19, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems, LLC, Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced account.  This letter will confirm Jefferson Capital Systems, LLC has terminated collection efforts on the account and has requested the credit bureaus to delete our trade line from his credit file.  This letter will also confirm the account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 11, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   As our response of January 4, 2017 indicated, in order to resolve Mr. [redacted]’s dispute we requested the bureaus to delete our trade line.  This letter will confirm the credit bureaus have deleted/suppressed the Jefferson Capital Systems, LLC trade line from his credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 21, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].    Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $971.56 on or around December 1, 2015.  Upon further research with [redacted] Wireless, they advised they received a dispute from Ms. [redacted] in August 2013 and after further research determined this account was valid.  They also provided us with a copy of the enclosed [redacted] Wireless Customer Agreement and the final [redacted] Wireless billing statement dated June 6, 2013.    Although a balance remains on the account, to resolve this matter we have terminated collection efforts.  This letter will confirm we have requested the credit bureaus delete our trade line from her credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosures:

Initial Business Response /* (1000, 5, 2016/01/04) */
January 4, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The [redacted] account was opened in March 2006 and charged off in April 2013. Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $967.44 in October 2015 and subsequently placed the account with [redacted] for collections. A letter advising we were the current owner of the account was sent on November 2, 2015 from Jefferson Capital Systems, LLC and a Right to Dispute letter was sent on December 11, 2015 from [redacted].
Pursuant to Mr. [redacted]' request for validation of his debt, enclosed is a copy of his last billing statement dated March 25, 2013. To resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2016/01/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I think this is fair. Thank you for getting back to me and resolving this issue.

January 8, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 8, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 4, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on December 4, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/18) */
February 18, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The[redacted] account was opened in July 2012 and charged off in July 2013. Jefferson Capital Systems, LLC purchased the account and balance of $439.44 in December 2015 and subsequently placed the account with Receivables Performance Management, Inc. (RPM), for collections. A Right to Dispute letter was sent to Mr. [redacted] from RPM on January 11, 2016. Pursuant to his request for validation of this debt, enclosed is the final[redacted] statement dated July 4, 2013.
Although we disagree with the merits of Mr. [redacted]'s dispute, we have recalled the account, terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit files. This letter will confirm the account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:
Initial Consumer Rebuttal /* (2000, 9, 2016/02/22) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Dear Sir or Madam,
I am happy to see the result provided.
The debt is not my debt, and further I was sent a notice of ownership of the debt. The letter was dated February 17 well AFTER they placed a notice on my 3 credit bureau reports and obviously against Fair Debt Collection practices.
Sincerely,
[redacted]

Initial Business Response /* (1000, 5, 2015/07/29) */
July 29, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Miss [redacted] concerning her above-referenced account.
Jefferson Capital Systems, LLC purchased Miss [redacted]'s [redacted] account and balance of $443.63 in April 2015 and placed the account with Receivables Performance Management, LLC for collection purposes. We have no record of receiving any previous correspondence from her. To resolve Miss [redacted]'s dispute, we have recalled the account, terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from Miss [redacted]'s credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

July 7, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $234.27 on or around July 15, 2014.  Electronic disputes were received from the credit bureaus which we verified.  Although a balance remains, based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/04) */
February 4, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Original Creditor: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The [redacted] account was opened in October 2011 and charged off for collections in September 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $533.18 in December 2015. We have no record of receiving a written request for validation of this debt from Mr. [redacted]. To resolve this matter, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/02/05) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept this response. It is a just and equitable decision.

November 15, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #3[redacted]                  Debt Description:  [redacted] Wireless             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning his [redacted] Wireless account.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around August 1, 2016, with a balance of $1,443.15.  In response to his communication, we researched the matter with [redacted] Wireless.  We were advised of his prior dispute in June 2013 and that they issued a credit in the amount of $299.00 for a defective phone he returned.  Enclosed is a statement which reflects the credit they issued.  They also advised their notes indicate usage of the account and partial payments.  They provided a statement which reflects charges, fees, and the balance of $1,443.15 due in March 2014.   Although we show the balance is due, in order to bring closure to the matter, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file.   We appreciate the opportunity to clarify the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me........thank you......[redacted]

April 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $617.16 on or around October 15, 2015 and subsequently placed the account with [redacted] (RSE), for collection efforts.  In order to resolve Ms. [redacted]’s dispute and as a courtesy, we have instructed RSE to dismiss the suit and we are awaiting confirmation of the dismissal.  Our file has been closed and collection efforts terminated.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 29, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless             Case ID:  [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around August 1, 2016, with a balance of $1,706.60.  In response to his claim he had no knowledge of the account, we researched the matter with [redacted] Wireless.  Enclosed is a copy of the Customer Agreement as well as reprints of three billing statements pertaining to the balance.  They also advised they did not receive any disputes regarding the account.  Although we show a balance is due, as a courtesy, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file.  This communication confirms the account will not be sold or transferred.   Thank you for the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosures:

Initial Business Response /* (1000, 5, 2015/12/03) */
December 3, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his [redacted] account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $533.53 in March 2015. In researching the matter with [redacted], we are advised Mr. [redacted] did contact them with regard to the low coverage in the area he was in. While investigating the matter, they then determined the address given was incorrect and when they attempted to contact Mr. [redacted] to get the exact location, they did not receive a response. To bring closure to the matter, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from his credit bureau file.
We appreciate the opportunity to respond and for Mr. [redacted]' service to our country.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/12/03) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the resolution.

July 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted]   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,361.01 on or around August 1, 2016.  Based on Ms. [redacted]’s previous correspondence, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $138.72 in July 2012. According to the information provided, the account was opened in September 2010 and charged off in April 2011. In response to Mr. [redacted]'s claim the account is not his, we have closed our file and terminated collection efforts.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus.
We appreciate the opportunity to respond.

Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/02) */
(The consumer indicated he/she ACCEPTED the response from the business.)
The response from Jefferson Capital was swift and without harm. I believe this company corrected the situation to any reasonable standard.

June 20, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around April 4, 2016, with a remaining balance of $1,323.68.  Our records indicate Mr. [redacted] telephoned on May 31st and June 1st.  During the June 1st conservation, he requested a letter stating we would delete our trade line if he paid the account off and was advised the account would be accurately reported to the credit bureaus.  Although a balance remains, to resolve the matter, we have closed our file and terminated collection efforts.  We are also requesting the credit bureaus to delete our trade line from his credit bureau file.   We appreciate the opportunity to be of service.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 22, 2018       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Complaint ID#:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on March 22, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 26, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]                  Complaint ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $3,794.88 on or around March 24, 2017 and subsequently placed the account with [redacted] [redacted]  In researching the matter with the law firm, they have advised they sent a letter providing validation of this debt on February 21, 2018.  Also, numerous attempts were made to contact her.  Ms. [redacted] may contact the firm at ###-###-#### regarding this account.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####