Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 5, 2015/12/07) */
December 7, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Our Client:...

[redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her above-referenced account.
Mrs. [redacted]'s above-referenced account was placed with Jefferson Capital Systems, LLC for collections by our client in January 2015. On November 18, 2015, Mrs. [redacted] settled her account for less than the full balance. Pending verification of funds, a letter confirming the settlement was sent on December 2, 2015.
Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus. However, our client will be notified of the settlement so that they may update their records accordingly.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/12/07) */
(The consumer indicated he/she DID NOT accept the response from the business.)
As of 12/07/2015 I have yet to receive any settlement notification per the promise of Jefferson on two separate occasions. Additionally Jefferson is now reporting the the Credit Bureaus that I have an outstanding debt of $161 with the debt was settled and paid in full in one transaction according to that settlement agreement. I have now had to hire an attorney to fight for the removal and correct reporting as I am in the process of attempting to purchase a home. This is ridiculous.
Final Business Response /* (4000, 9, 2015/12/17) */
December 17, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Our Client: [redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mrs. [redacted] concerning her above-referenced account.
As stated in our letter dated December 7, 2015, confirmation of the settlement was sent to Mrs. [redacted] on December 2, 2015. We trust by now she has received the letter.
Jefferson Capital Systems, LLC, has not reported any information to the credit bureaus regarding this account we were handling on behalf of our client,[redacted]. Please note that if Mrs. [redacted]'s trade line for the reported account reflects a company other than Jefferson Capital Systems, LLC, we suggest that she dispute the trade line directly with the bureaus, as Jefferson Capital Systems, LLC has no control over their reporting decisions.
A copy of this complaint and our response is being forwarded to[redacted].
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

August 31, 2016   Ms. [redacted]Revdex.com           220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC, Account #[redacted]            Debt Description:  [redacted] Wireless            Case ID:  [redacted] Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above. Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around June 7, 2016, with the balance of $1,243.13.  Enclosed are reprints of the last two billing statements provided by [redacted] Wireless which pertain to the balance.  Although we show a balance is due, in order to resolve this matter, we have closed our file and terminated collection efforts.  We are also requesting the credit bureaus delete our trade line from Ms. [redacted]’s credit bureau file. We appreciate the opportunity to address the matter. Sincerely,   Shirley [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

February 27, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC Account Number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on February 27, 2018 we responded directly to Mr. [redacted].  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

July 7, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / Your ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the account with a balance of $1,261.09 on or about December 1, 2015. Enclosed is a copy of Ms. [redacted]’s final billing statement from [redacted].  As the statement shows, the address on the billing statement is the same as the address on her complaint to your office.      Although we disagree with the merits of Ms. [redacted]’s complaint, in order to resolve this matter we are terminating collection action on the account.  We have also notified the bureaus to delete our trade line from her credit file.  This letter will confirm that this account will not be sold or transferred.   Thank you for the opportunity to respond.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Enclosure:

August 4, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $470.25 on or around April 4, 2016.  Payment of $118.00 was received which reduced the balance to $352.25.  Pursuant to Ms. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.    Based on Ms. [redacted]’s dispute, we have terminated collection efforts and requested the credit bureaus delete our trade like from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

February 12, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless                 Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted]             Revdex.com ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on February 9, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/01/27) */
January 27, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337

Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his [redacted] account.
Our records indicate the [redacted] account was opened in December 2004 and charged off in March 2013. Jefferson Capital Systems, LLC, purchased the account with a balance of $490.60 in October 2015. In November 2015, the account was placed with Diversified for collections on our behalf. On November 12th, they sent the Right to Dispute letter to Mr. [redacted].
To resolve the dispute and as a courtesy, we have recalled the account, closed our file, and terminated collection efforts.

The information on Mr. [redacted]'s credit bureau file reflects when Jefferson Capital Systems, LLC, became the owner of the account. We are, however, requesting the credit bureaus to delete our trade line from Mr. [redacted]'s credit bureau file. Mr. [redacted] can present this letter to his creditors as proof of the actions being taken.
We appreciate the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/01/30) */
(The consumer indicated he/she ACCEPTED the response from the business.)

January 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted]   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $720.36 on or around June 5, 2015.  We have no record of receiving a previous dispute from Mr. [redacted] concerning this account.  To resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 16, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on January 16, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

March 27, 2018       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Complaint ID#:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on March 27, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 17, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Financial             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] regarding the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around September 30, 2015, with the remaining balance of $3,499.64.  According to our records, we have not received any prior written disputes or any telephone calls regarding the account.  Enclosed are copies of the Bill of Sale and the Application for Credit with regard to the loan for the vehicle.  Although we feel the balance is rightfully due, in order to resolve the matter, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Initial Business Response /* (1000, 5, 2016/01/14) */
January 14, 2016


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Our records indicate the account was opened in April 2013 and charged off in November 2014. Jefferson Capital Systems, LLC, purchased the account and balance of $457.54 in December 2014. The account was subsequently placed with different agencies for collections and Ms. [redacted] was sent the Right to Dispute letter by [redacted] To resolve her dispute, we have closed our file and terminated collection action. We have also notified the credit bureaus to delete our trade line from Ms. [redacted]'s credit bureau file.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/01/18) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I am happy with their rapid response, just waiting to see this removed from my credit report.

October 4, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around April 4, 2016, with a balance of $2,145.27.  We do not show any calls were received and in response to his previous correspondence, a reply was sent on September 23rd. In researching the matter with [redacted], we were advised there were no disputes received on the account and that Mr. [redacted] called in often to make payment arrangements.  Enclosed is documentation provided by [redacted] which includes the last three billing statements, the contract, and the confirmation letter.  Although we feel the balance is rightfully due, in order to resolve the matter, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file and this confirms the account will not be sold or transferred.   We appreciate the opportunity to address the matter.   Sincerely,       [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosures:

Initial Business Response /* (1000, 5, 2015/08/18) */
August 18, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $218.35 in June 2015. According to our records, Mr. [redacted] telephoned on three separate occasions; July 30th, August 11th, and August 12th. In the initial call, Mr. [redacted] was provided with the fax number to request written validation of the debt and in the second call, he stated he would remit payment if the account was removed from his credit bureau file. During the August 12th call, he again requested the trade line be deleted and was also advised to send his request for validation of the debt in writing. Enclosed please find reprints of Mr. [redacted]'s billing statements from July 2012 to January 2013. Although we disagree with the merits of his dispute, as a courtesy, we have closed our file and terminated collection efforts. Additionally, we are notifying the credit bureaus to delete our trade line from his credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to clarify our position in this matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:
Initial Consumer Rebuttal /* (3000, 7, 2015/08/25) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I am asking that this debt not be sold or transferred in addition to the above. Please advise. Thank you.
Final Consumer Response /* (2000, 11, 2015/08/27) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the response. Thank you.
Final Business Response /* (4000, 9, 2015/08/27) */
August 27, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
This communication confirms the[redacted] account will not be sold or transferred and our file is closed and collection terminated.
Thank you for the opportunity to reply.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/06/18) */
June 18, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Checking
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking account and balance of $441.20 in February 2015 from [redacted]. We subsequently placed the account with Allied Interstate, LLC, for collection efforts. In researching the matter with Allied Interstate, LLC, they advised Ms. [redacted] spoke with them on June 16th and she questioned if she paid the account if the trade line would be deleted. She was advised the account would be reported as paid. Although we disagree with the merits of her dispute, as a courtesy, we have recalled the account and terminated collection action. In addition, we are notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/18) */
(The consumer indicated he/she ACCEPTED the response from the business.)

April 25, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems,...

LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  The [redacted] account was opened in November 2011 and charged off in January 2013. Jefferson Capital Systems, LLC acquired the account and balance of $420.90 in June 2015.  We have no record of a receiving a written or telephonic request for information from Ms. [redacted].  To resolve this matter we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from her credit file. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/07/29) */
July 29, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted] N.A. Checking Account
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] N.A. Checking Account, listed in Mr. [redacted]'s name, in February 2015. To resolve Mr. [redacted]'s dispute, we have terminated collection efforts and closed our file. We are also notifying the bureaus to delete the trade line.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept their response and want to know if the action on their part is immediate or will they take their time to remove it from my credit report

Initial Business Response /* (1000, 5, 2015/09/04) */
September 4, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] -...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] student loan account and balance of $2,577.00 in November 2012. The Right to Dispute letter was sent to Ms. [redacted] in July 2013 and we show no previous correspondence received regarding this matter. Although we disagree with the merits of her dispute, as a courtesy, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/09/08) */
Yes sir and thank you for the records. I am satisified with their response. Thank you and the Revdex.com so very much.

Initial Business Response /* (1000, 5, 2015/06/26) */
June 26, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account in July 2013 and the account was subsequently placed with[redacted] for collection. In researching the matter with[redacted], we were advised Ms. [redacted] did file for disability discharge for her federal loans but never applied for a review of her private loans to see if they were eligible for any type of discharge or partial discharge. To resolve the matter, however, we have instructed [redacted] to dismiss the suit. We are recalling the account, terminating further collection efforts and closing our file. We are also notifying the credit bureaus to delete our trade line from Ms. [redacted]'s credit file.
Thank you for the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Thank for acknowledging that the school loan was discharged. I have enough things to worry about with my cancer and do/did not need this headache on top of it and my disability.

December 4, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on December 4, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####