Jefferson Capital Systems, LLC

November 21, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on November 21, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 31, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.  We received similar correspondence from the Consumer Financial Protection Bureau.   Our records indicate Ms. [redacted]’s [redacted] Wireless account was opened on August 25, 2007 and was charged off on August 8, 2013 with a balance of $835.08.  Jefferson Capital Systems, LLC acquired Ms. [redacted]’s [redacted] Wireless account on or about October 7, 2015.  We have no record of receiving any correspondence from Ms. [redacted] until March 20, 2017.  Enclosed is a copy of Ms. [redacted]’s final billing statement.  To resolve her dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Enclosure:   C:            Consumer Financial Protection Bureau

September 20, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle [redacted]ville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around April 4, 2016, with a balance of $2,170.50.  Enclosed please find the last three billing statements provided by [redacted] Wireless regarding the outstanding balance.  Although we show a balance is due, in order to resolve the matter, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from Ms. [redacted]’ credit bureau file.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

June 12, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $473.46 on or around March 20, 2015.  Although a balance remains, based on Mr. [redacted]’s stated hardship and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####  re...

September 15, 2016   Ms. [redacted]Revdex.com           220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Jefferson Capital Systems, LLC, Account #[redacted]            Debt Description:  [redacted]            Complaint ID:  [redacted] Dear Ms. [redacted]: Thank you for providing the additional documentation in order to locate the account for Ms. [redacted] concerning the notification she received regarding a garnishment. Jefferson Capital Systems, LLC, acquired the [redacted] account on or around May 30, 2012, and the account was subsequently placed the [redacted] for collection efforts on our behalf.  We were advised that Ms. [redacted] was served the complaint on March 23, 2015 and the judgment was entered on June 22, 2015 and the Final Order of Garnishment was granted on August 29, 2016.  Although we show a balance is due, in consideration of Ms. [redacted]’s stated financial hardship, we have requested [redacted] to release the garnishment and vacate the judgment and we are awaiting confirmation of the actions.  Our file will be closed and collection terminated. We appreciate the opportunity to address the matter. Sincerely,   Shirley [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 11, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on January 11, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

August 4, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] account on or around April 14, 2014.  We have no record of receiving a previous dispute from Mr. [redacted].  Pursuant to his request for validation of this debt, enclosed is a copy of the Student Ledger.   Although we disagree with the merits of his dispute, to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from his credit file.   This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

July 19, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,620.60 on or around June 7, 2016.  Although we disagree with the merits of Ms. [redacted]’s dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 2, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Direct Marketing             Complaint ID#:  [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Direct Marketing account and balance of $1,697.85 on or around January 16, 2015.  In August 2016, [redacted] filed on our behalf regarding this debt.  In response to Mr. [redacted]’s dispute, we have requested [redacted] to dismiss the suit and are awaiting confirmation of the dismissal.  Our file will be closed and collection terminated.      We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 6, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems,...

LLC, Account Number:  [redacted]             Debt Description:  [redacted] Card             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  Jefferson Capital Systems, LLC acquired the [redacted] Card account and balance of $1,125.04 in April 2010.  Based on Mr. [redacted]’s dispute that this account was settled in full with [redacted] Card and to resolve this matter, we have terminated collections efforts and are requesting the credit bureaus to delete our trade line from his credit file. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.Please have Jefferson provide confermation of this via email or mail for my files.Thank you[redacted]

November 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on November 27, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

December 8, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on December 8, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 11, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] ...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 11, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $4,374.83 on or around March 20, 2015.  Jefferson Capital Systems, LLC has no record of previously receiving a written dispute from Ms. [redacted].  Based on her dispute and to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from her credit file   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/01/14) */
January 14, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Our Client: [redacted]
Original...

Creditor: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her [redacted], account.
The account was placed with us by our client on August 13, 2015 for collection efforts. We show no record of receiving payments towards the balance of $1,167.37. In response to Mrs. [redacted]' stated dispute, we have closed our file and terminated collection action. Our client is being notified of the dispute and a copy of the complaint is being forwarded to their attention.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus and we have no control over the reporting decisions for [redacted].
Thank you for the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/09/11) */
September 11, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her[redacted] account.
Jefferson Capital Systems, LLC, acquired the[redacted] account and balance of $722.53 in July 2010. According to our records, the account was not included in the 2008 FTC action referenced in her correspondence. As a courtesy and to resolve this matter, however, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to address Mrs. [redacted]'s concerns.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

September 8, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   We previously received correspondence from the Consumer Financial Protection Bureau, case number [redacted] in which Ms. [redacted] stated the account had been paid, a 1099 sent, and that the account should no longer be reported to the credit bureaus.  In response to that correspondence, a letter was sent on August 30, 2017, informing Ms. [redacted] of our resolution to the matter.  Attached is a copy of our response.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

August 18, 2016     Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Card               Jefferson Capital Systems, LLC Account Number:  [redacted]             Our Client:  [redacted]             Debt Description:  [redacted] Bankcard MasterCard             Complaint ID# [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced accounts.   Upon researching Ms. [redacted]’s dispute, we have located two accounts for Ms. [redacted] in our office.  Jefferson Capital Systems, LLC acquired the [redacted] Card account and balance of $829.39 on or around August 21, 2013 and subsequently placed the account with Jefferson Capital Legal Solutions for collection efforts.  This account has been reported to the credit reporting agencies.  To resolve this matter, we have recalled the account, terminated collection efforts and have requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit file.  This letter will confirm this account will not be sold or transferred.   The [redacted] account she referenced in her complaint was referred to us by our client in May 2015 for collection efforts.  Since we were servicing the account for [redacted], Jefferson Capital Systems, LLC has not reported this account to the credit bureaus.  The account was returned to [redacted] on June 6, 2016 and our file was closed.    We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 6, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  Express             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   With the additional information [redacted] provided, we have located an account under the name of [redacted].  Jefferson Capital Systems, LLC acquired the Express account and balance of $1,268.24 on or around January 23, 2017.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts are requesting the credit bureaus delete our trade line.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####