Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 6, 2015/09/29) */
September 29, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced [redacted] account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $2,260.35 in August 2015 and subsequently placed the account with[redacted] for collections. According to our records,[redacted] sent A Right to Dispute letter to Mr. [redacted] on September 7, 2015. Based on Mr. [redacted]'s dispute, we have recalled the account, terminated collection efforts and requested the credit bureaus to delete our trade line from his credit files.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 8, 2015/10/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)

March 14, 2018       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on March 14, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 8, 2018       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]                         Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced accounts.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account ending in [redacted], reflecting a balance of $125.31, on or about August 3, 2015 and the account ending in 9768, reflecting a balance of $960.88 on or about October 7, 2015.  We have no record of receiving a previous dispute from Mr. [redacted].  Automated Consumer Dispute Verification requests were received from the credit bureaus.  We responded directly to the credit bureaus.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts on both accounts.  Additionally, we have notified the credit bureaus to delete our trade line from his credit files.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 14, 2018       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on March 14, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $300.53 on or around August 3, 2015.  Payment of $150.00 was received on August 7, 2017 which satisfied the balance.  This letter will confirm we have notified the credit bureaus to delete our trade line from Mr. [redacted]’s credit file.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Thank you very much also could my co-signer and I, [redacted] T [redacted] get letters stating the deletion sent to our homes for future reference just in case this comes up again so we can have them on file. Thanks

July 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $602.41 on or around April 14, 2015.  Although a balance remains, based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 5, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on February 5, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14, 2014
Mr. [redacted]
Bartlett, IL 60103
Re: Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Consumer Financial Protection Bureau case number:...

[redacted]
Dear Mr. [redacted]:
We are writing in response to correspondence we received on your behalf from the Consumer Financial Protection Bureau concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased your [redacted] account in April 2015. We reviewed your account with [redacted] and they confirmed that your settlement payment was received on April 28, 2015. [redacted] has forwarded your payment to us and your account is satisfied in full. In consideration of the payment you previously made, we have notified the bureaus to delete our trade line from your credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
C: Revdex.com/Case No. [redacted]
SEE REVERSE SIDE FOR IMPORTANT INFORMATION.
Notice of Important Information: Consumers have rights including, but not limited to those rights listed below:
Complaints: If you have a complaint, please write to us at 16 McLeland Rd. Dept. C St. Cloud, MN 56303 or call us toll-free at [redacted], Monday through Friday.
THE CALIFORNIA STATE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT REQUIRE THAT, EXCEPT UNDER UNUSUAL CIRCUMSTANCES, COLLECTORS MAY NOT CONTACT YOU BEFORE 8:00 A.M. OR AFTER 9:00 P.M. THEY MAY NOT HARASS YOU BY USING THREATS OF VIOLENCE OR ARREST OR BY USING OBSCENE LANGUAGE. COLLECTORS MAY NOT USE FALSE OR MISLEADING STATEMENTS OR CALL YOU AT WORK IF THEY KNOW OR HAVE REASON TO KNOW THAT YOU MAY NOT RECEIVE PERSONAL CALLS AT WORK. FOR THE MOST PART, COLLECTORS MAY NOT TELL ANOTHER PERSON, OTHER THAN YOUR ATTORNEY OR SPOUSE ABOUT YOUR DEBT. COLLECTORS MAY CONTACT ANOTHER PERSON TO CONFIRM YOUR LOCATION OR ENFORCE A JUDGMENT. FOR MORE INFORMATION ABOUT DEBT COLLECTION ACTIVITIES, YOU MAY CONTACT THE FEDERAL TRADE COMMISSION AT 1-877-FTC-HELP OR www.ftc.gov.
ADDITIONAL INFORMATION FOR COLORADO RESIDENTS
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. OUR LOCAL OFFICE'S ADDRESS IS 80 GARDEN CENTER, SUITE 3, BROOMFIELD, CO 80020. TELEPHONE NUMBER: (303) 920-4763.
ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.
ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS
NORTH CAROLINA DEPARTMENT OF INSURANCE PERMIT NUMBER: 103490
ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS
NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS LICENSE NUMBER: 1368090
ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE COLLECTION SERVICE BOARD OF THE DEPARTMENT OF COMMERCE AND INSURANCE.

May 3, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $997.89 on or around April 4, 2016.  Pursuant to his request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Based on his dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####                           Enclosure:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.I also had requested it not be sold again

July 8, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   Our records indicate the [redacted] account was opened on January 14, 2011 and was charged off on September 27, 2013 with a balance of $145.08.  Jefferson Capital Systems, LLC acquired the account on or about April 4, 2016.  To resolve Ms. [redacted]’ matter, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

June 27, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             ID #[redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around February 24, 2015, with a balance of $289.53.  Although we show a balance is still due, in order to resolve this matter, we have closed our file and terminated collection action.  We have also requested the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file. The decision to ask the credit bureaus to delete our trade line is based on our review of the dispute from Mr. [redacted] on June 14, 2016.   This letter confirms the account will not be sold or transferred.   We appreciate the opportunity to respond.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/08/21) */
August 21, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted]concerning the above-referenced[redacted] account.
Jefferson Capital Systems, LLC purchased the above-referenced account and balance of $280.46 in September 2012.[redacted] informed us an Unordered Merchandise Affidavit was sent to Ms. [redacted], however, they never received a response nor did they receive the return of all the unordered merchandise. To resolve this matter, we have terminated collection efforts and requested the credit bureaus to delete our trade line from her credit files.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.I will refile my complaint if the actions promised by Jefferson Capital Systems are not completed.

Revdex.com:I will expect proof that with in 24 hours of this message via email that a letter with a signature USPS mailed as well  has been completed to the three major credit bureaus.   If no proof we will continue with the right exceeding to monetary compensation. 
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Initial Business Response /* (1000, 5, 2015/12/15) */
December 15, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning his credit bureau file and the [redacted] account.
Our records indicate the [redacted] account was opened in December 2012 and charged off in May 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $1,066.56 in August 2015. In response to his previous communication, a reply was sent on November 24th advising we were terminating collection and notifying the credit bureaus to delete our trade line. This confirms collection has been terminated and the credit bureaus have been notified to delete our trade line from his credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/12/22) */
(The consumer indicated he/she ACCEPTED the response from the business.)

June 22, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Direct Marketing account and balance of $186.50 on or around January 14, 2014.  Although we disagree with the merits of Ms. [redacted]’s dispute, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/01) */
June 1, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his credit bureau file.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $287.57 in March 2015. In response to Mr. [redacted]'s dispute, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted]'s credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Thank you for deleting my account and updating the credit bureaus.

June 2, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $515.58 on or around March 20, 2015.  In researching the matter with [redacted] Wireless, we were informed there were no prior disputes received regarding the account.  Jefferson Capital Systems also has no record of receiving a previous dispute.  However, based on Ms. [redacted]’s stated dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####