Jefferson Capital Systems, LLC

July 7, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** ***-*** / Your ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Jefferson Capital Systems, LLC Account Number: *** Our Client: *** *** *** Debt Description: P*** *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of *** ***-*** concerning the above-referenced accounts Jefferson Capital Systems, LLC acquired the *** account and balance of $2,on or about December 5, Under separate cover we are writing directly to Ms***-*** and are providing three billing statements from *** as verification of the debtA review of the statements show that *** provided service for the phone number ###-###-####, which is listed on the complaint you received as Ms***-***’s daytime phone. Although we disagree with the merits of Ms*** ***’s complaint, we have notified the bureaus to delete our trade line. We have also included in our response an offer to accept 50% of the balance of $2,in satisfaction of the debt. The second account you contacted us about was placed with Jefferson Capital Systems, LLC for collections by our client *** *** *** in August of 2016. Based on the correspondence we received from you on behalf of Ms***-***, we have closed our file and returned the account to our client. We have also sent them a copy of the correspondence you sent us on behalf of Ms***-*** Thank you for the opportunity to respond Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

January 31, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** ***-*** / ID *** Jefferson Capital Systems, LLC account number: ***
Debt Description: *** Wireless Consumer Financial Protection Bureau case number: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms***-*** concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or about December 1, 2017. To resolve Ms***-***’s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me I just hope this means collection activity will stop indefinitely, and not just for some unspecified amount of time This is my only concern, that they will attempt to collect again in the future

April 12, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on April 12, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 18, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 18, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. We regret Mr*** was unable to reach us by telephone Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around October 12, 2016. Based on Mr***’s stated dispute, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 20, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 7, 2016. Based on Mr***’s stated dispute and to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/03) */
February 3,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt Description:
***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning his above-referenced account
Jefferson Capital Systems, LLC purchased Mr***'s *** account and balance of $1,in September We have no record of Mr*** disputing the account until January 27, when we were advised a request for validation would be sent via the mailWe have no record of receiving any written communications from himTo resolve Mr***'s dispute, we have terminated further collection efforts and closed our fileWe have also notified the bureaus to delete our trade line from his credit file
Thank you for the opportunity to respond
Sincerely,
Sharon ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) ***

April 12, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** *** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your additional correspondence sent on behalf of *** *** *** This letter will confirm we have terminated collection efforts and this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/11/18) */
November 17,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in August and subsequently placed the account with *** (RPM) for collectionsWe apologize if RPM would not agree to settle her account for $Jefferson Capital Systems, LLC is willing to accept payment of $as full and final satisfaction of her accountMrs*** can contact us at the*** to schedule a check by phone payment or mail her payment to us at Jefferson Capital Systems, LLC, ***, Saint Louis, MO 63195-Please advise her to include her Jefferson Capital Systems, LLC reference number on her payment instrument
As a courtesy, we have requested the credit bureau to delete our trade line from her credit file
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/11/18) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I will agree to pay $to close account as full and final satisfaction fo my account currently in collection as long as Jefferson Capital as stated in complaint will contact Credit Bureau to delete their trade line from my credit file as stated by Kathy *** Consumer Relations Staff @ Jefferson Capital Systemsi will contact them today to have payment excuted in amount stated above

April 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on April 23, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/10) */
February 10,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the account reference above
Our records indicate the *** account was opened in September and charged off in May Jefferson Capital Systems, LLC, purchased the account in June with a balance of $1,On June 26, 2015, a letter was sent advising Mr*** we were the current owners of the accountWe show no previous written requests for validation were received in our office
In response to Mr***'s communication, we are sending a copy of this letter along with reprints of statements from December to April directly to himTo resolve his dispute, and as a courtesy, we have closed our file and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from his credit bureau file
We appreciate the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2016/02/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)
While I do not agree with the inaccuracies and reporting methods used by Jefferson Capitol, I do agree with the resolution

Initial Business Response /* (1000, 5, 2016/02/01) */
February 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
Jefferson Capital Systems, LLC, acquired the *** account in October The balance is currently $This account was placed with *** in August for collection efforts and they filed suit on our behalf on December 14, (case #*** in the 5th Sessions Court, Knox County)
As a courtesy, we have instructed *** to dismiss this case and have authorized them to accept 50% of the balance as full and final settlement of the accountIf Ms*** would like to take advantage of this offer, she may contact *** by calling toll free *** or by mail at ***, Louisville, KY
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

December 26, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on December 26, 2017. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

February 24, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Account Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $on or around November 22, and subsequently placed the account with *** *** *** (***) for collection efforts. Payment of $was received by *** on January 27, 2017, resulting in the account being settled in full. Upon researching this matter with ***, we were informed at the time the payment was made, Mr*** did request the trade line be delete and was informed *** did not report his account to the bureaus for Jefferson Capital Systems, LLC. Although our practice is to update the credit information to reflect a zero balance, to resolve this matter, we are requesting the credit bureaus delete our trade line from Mr***’s credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 12, 2017 Revdex.comAttention: *** ***SRiver Ridge CircleBurnsville, MN 55337 Re: *** *** *** Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless File No.: *** Dear Ms***: We acknowledge receipt of your additional correspondence sent on behalf of *** *** *** concerning the above-referenced account. Jefferson Capital Systems, LLC is licensed in the state of Louisiana, license number ***. Although we disagree with the merits of Ms***’s dispute, to resolve this matter we have terminated collection efforts. Thank you for the opportunity to respond. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt CollectorPhone: ###-###-####

February 17, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Card Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Card account and balance of $on or around June 19, 2013. We apologize Ms*** was unable to reach us by telephone. To resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 26, 2018 Ms*** *** Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: ***
*** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on February 26, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/05/26) */
May 26,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt
Description:*** Checking
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mrs*** concerning an offer she received for a MasterCard and information reflected on her credit bureau report
In October 2011, Jefferson Capital Systems, LLC purchased the*** account, reflecting a balance of $We have no record of Mrs*** previously disputing the debtRecently, an offer to participate in the Fresh Start Solution Program was sent to Mrs***Based on her communication, we have notated her decline, terminated further collection efforts, and closed our fileJefferson Capital Systems, LLC is not reporting any information regarding this account to the credit bureausIf information is reflected on her credit report, we ask that she send us a copy of the trade line so that we may further investigate
Thank you for the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (320) ***
Initial Consumer Rebuttal /* (3000, 8, 2015/05/28) */
(The consumer indicated he/she DID NOT accept the response from the business.)
This account is on my credit report.Jefferson Capital Systems stated that no information would be put on my credit report.That is how I found out was by checking my credit report.Please remove this off my credit report imediently.There is no record of dispute on file because I did not know it was even on my credit report untill recently
Final Consumer Response /* (3000, 12, 2015/06/03) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I do not owe this please remove from credit report.Stop with the harrasing phone calls
Final Business Response /* (4000, 10, 2015/06/03) */
June 3,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt Description:*** Checking
Dear Mr***:
We acknowledge receipt of your additional correspondence sent on behalf of Mrs*** concerning information reflected on her credit bureau report
As stated in our previous response, Jefferson Capital Systems, LLC is not reporting any information regarding Mrs***' account to the credit bureausHowever, as the account owner, bureau information was obtained with a permissible purpose and was used in connection with the review or collection of the accountThis is considered a "soft" inquiry, which Mrs*** may be seeing reflected on her credit bureau reportSoft inquiries do not affect a credit score and can only be viewed by the consumerWe are unable to remove a soft inquiry from a credit fileIf Mrs*** is seeing something other than the soft inquiry, we ask that she provide us with a copy of the trade information so that we may further investigate
Thank you for the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (320) ***

June 5, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence sent
on behalf of Mr*** This letter will confirm that on June 5, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment: