Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 5, 2015/05/01) */
May 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mrs*** concerning the above-referenced account
Jefferson Capital Systems, LLC, purchased the *** account and balance of $2,in November We were not aware of Mrs***'s claim of fraud with ***To resolve her dispute, we have closed our file and terminated collection effortsThis letter confirms the account will not be sold and that we are notifying the credit bureaus to delete our trade line from Mrs***'s credit file
We appreciate the opportunity to be of service
Sincerely,
*** ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/05/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)
It is the just resolution and that which I requestedThank you for your assistance Ms***, and the help from Revdex.com

July 27, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning his above-referenced account Jefferson Capital Systems, LLC acquired Mr***’s *** *** account and balance of $on or around March 20, 2015. Enclosed is a copy of his August 10, billing statement pertaining to the balance. No additional payments were applied to the account and the account was charged off on December 20, 2012. Although we believe the balance is owed, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from Mr***’s credit file. The account will not be sold or forwarded for further collection purposes Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

January 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 11, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 3, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around March 20, 2015. Based on Mr***’s dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on April 23, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 10, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 10, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 30, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / Complaint ID: ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** Dear Mr***: We acknowledge receipt of your correspondence sent on behalf of Miss *** concerning her above-referenced accountJefferson Capital Systems, LLC acquired Miss ***’s *** *** account and balance of $1,in August and placed the account with *** *** *** for collection purposes. *** *** *** has informed us that they have spoken with Miss *** regarding the debt and provided her the phone number of ###-###-#### to call them at to resolve the debtMiss ***’s account is accurately reported each month to all three of the credit reporting agencies. Therefore, she may see the trade line reflected at all three credit reporting agencies. However, as a courtesy, we have notified the bureaus to delete our trade line from her credit fileThank you for the opportunity to respondSincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Mr*** This letter will confirm that on May 23, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

April 4, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital
Systems, LLC, Account #*** Debt Description: *** *** Complaint ID: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above. Our license to collect in the state of Michigan is ***Our records indicate the *** *** account was opened in February and charged off in November 2013. Jefferson Capital Systems, LLC, purchased the account in February with the remaining balance of $983.37. Enclosed are reprints of Mr***’s billing statements from August, September, and October 2013. This confirms no collection calls were made to Mr*** by Jefferson Capital Systems, LLC. Although we show a balance due, in order to resolve this matter, we have closed our file and terminated collection action. We have also requested the credit bureaus to delete our trade line from Mr***’s credit bureau fileThank you for the opportunity to respond to this matterSincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/11/23) */
November 23,
Mr***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Card
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Miss *** concerning her *** Card account
According to our records, the *** Card account was opened in July and charged off in October Jefferson Capital Systems, LLC, acquired the account in November with a balance of $1,Miss *** was subsequently sent a balance transfer offer for an Emblem MasterCard(r) credit card in August If payments totaling $were received in monthly payments of $46.00, Miss *** would have qualified for the credit cardHowever, no payments were received and the offer expired in December The balance remains at $1,and our records do not reflect any telephone conversations with Miss *** regarding the program/credit cardIn response to her dispute, we have terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from her credit bureau file
We appreciate the opportunity to address the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

March 16, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** ***. Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $2,on or around February 13, 2017. Based on the letter Ms*** provided from *** Wireless advising she is not responsible for this debt, we are currently researching this matter with *** Wireless. To bring closure to the matter, we have terminated collection efforts on her account and requested the credit bureaus delete our trade line from Ms***’s credit file. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 16, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around June 7, 2016. Pursuant to Ms***’s request for validation of this debt, enclosed is a copy of the final *** Wireless billing statement. To resolve this matter, we have terminated collection efforts and requested the bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2016/01/12) */
January 12,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in February and subsequently placed the account with *** for collections effortsMr*** states he contacted us and received a message that no record was found under the social security number he providedWe were contacted via telephone on November 17, and our representative provided him the contact information for *** We have no record of any additional contact attempts from the phone number provided of ***However, to resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from Mr***'s credit file
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2016/01/12) */
(The consumer indicated he/she ACCEPTED the response from the business.)
That does clear the fact the Jefferson Capital System has acknowledge that they do not retain this debtIt the item is being outsourcing to another agency that agency should have verified as the creditor on the credit fileI contact convergent who stated they are only the collector not the owner of the debtThis again not proper reporting practice by Jefferson Capital SystemIf a debt is owned to this creditor I should be able to also pay the vendorThe debt is report past year period and this why they make the decision to outsource the debt in hope to extend the time period the item make be reported on the credit file

Initial Business Response /* (1000, 5, 2016/01/19) */
January 19,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** concerning the above-referenced account
According to our records, Ms*** accepted the Payment Rewards Program on December 8, and scheduled a payment to be drafted on December 13, from her personal checking account in the amount of $This payment would have resulted in her credit report being updated as Paid in FullHowever, based on Ms***'s dispute with the credit bureaus on December 14, 2015, her account was verified, placed in a dispute status and updated with the credit bureaus as such
Ms*** contacted us on December 28, stating her credit report still reflected a balanceAt that time we requested an update with the bureausDue to the fact we report on a monthly basis, she needed to allow 30-days for the credit bureaus to update her credit fileThe credit bureaus have been notified at this time to delete our trade line from Ms***s's credit file
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2016/01/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)

January 11, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: ***
*** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 11, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

September 1, 2017 Revdex.comAttention: *** ***SRiver Ridge CircleBurnsville, MN 55337 Re: *** *** *** Jefferson Capital Systems, LLC account
number: *** Debt Description: *** Wireless File No.: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of *** *** *** concerning the above-referenced account. Jefferson Capital Systems, LLC acquired the *** account and balance of $1,on or about February 13, We have no record of receiving a previous request for validation of the debt. Under separate cover we are writing directly to Ms*** and are providing three billing statements from *** Wireless. A review of the statements show that *** Wireless provided service to the phone number ###-###-####, which is listed on the complaint you received as Ms***’s daytime phone. Although we disagree with the merits of her complaint, we have notified the bureaus to delete our trade line. We have also included in our response an offer to accept 50% of the balance of $1,in satisfaction of the debt. Thank you for the opportunity to respond. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt CollectorPhone: ###-###-####

July 19, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around June 5, 2015. Pursuant to Ms***’s request for validation of this debt, enclosed is a copy of the final *** Wireless billing statement. Based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/08/04) */
August 4,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account
The *** account was placed with us for collections by ***, in February with a balance of $and was placed with *** (***), for collection effortsIn response to Mr***'s correspondence, we have recalled the account from ***This communication confirms we are willing to accept the payment arrangements previously made with ***, for the amount of $After subtracting the payment of $which posted in February 2015, the balance to satisfy the debt is $as Mr*** stated in his letterPlease advise Mr*** to call *** to schedule his payments
We appreciate the opportunity to address his concerns and be of service to your office
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

May 18, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: Verizon Wireless Dear Mr***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning his above-referenced accountJefferson Capital Systems, LLC acquired Mr***’ Verizon Wireless account and balance of $in or around February 2016. Our representatives do not negotiate deletion of a trade line conditional upon receipt of payment. However, as a courtesy, we have notified the bureaus to delete our trade line from Mr***’ credit file. Mr*** may call us toll-free at 1-800-281-to make payment arrangementsThank you for the opportunity to respondSincerely, *** *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (866) 516-

July 5, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Colleges Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Colleges account and balance of $1,on or around November 19, 2013. A Right to Dispute letter was sent to Mr*** on January 11, 2016. We also issued a credit of $on February 9, and sent a letter offering him to settle his account for less that the balance due. The current balance is $1, Pursuant to Mr***’s request for validation of this debt, enclosed is a copy of his Student Ledger. Although a balance remains, based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####