Jefferson Capital Systems, LLC

Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital
Systems, LLC, Account #*** Debt Description: *** Direct Marketing ID #: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above Jefferson Capital Systems, LLC, acquired the *** *** *** account on or around October 20, 2014, with a balance of $886.54. In researching the matter with *** *** ***, we were advised the account was opened based on an online application and they provided the enclosed statement representing the balance. Although we show a balance is still due, in order to resolve this matter, we have closed our file and terminated collection action. We have also requested the credit bureaus to delete our trade line from Ms***’s credit bureau file. This letter confirms the account will not be sold or transferred We appreciate the opportunity to address the matter Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

April 19, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Ms*** This letter will confirm that on April 19, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Initial Business Response /* (1000, 5, 2015/05/15) */
May 15,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt Description:
*** Card
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning his above-referenced account
Mr***' *** Card account was opened August 25, The FTC ruling referenced in his correspondence affected accounts opened on or before December 31, As such, Mr***' account was not included in the settlement
Jefferson Capital Systems, LLC purchased Mr***' account in March The account has been accurately reported to the bureaus each monthAlthough we disagree with the merits of Mr***' dispute, we are notifying the bureaus to delete our trade line from his credit file
Thank you for the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (320) ***
Initial Consumer Rebuttal /* (2000, 7, 2015/05/15) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I do accept this response only on the conditions that Jefferson Capital LLC will remove there trades lines off my personal credit report as they stated in the previous paragraph

June 30, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account According to our records, Ms***’s *** *** account was opened on March 25, and was charged off on September 26, with a balance of $1,383.76. Enclosed is a copy of her final billing statement. Jefferson Capital Systems, LLC acquired the *** *** account on or about December 1, 2015. To resolve Ms***’s matter, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

August 2, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced accounts Jefferson Capital Systems, LLC acquired the *** *** account ending in and balance of $2,on or around April 14, and the *** *** account ending in *** and balance of $1,on or around October 7, 2015. We have no record of receiving a telephone call from Mr*** with the telephone number he provided concerning these accounts. Although balances remain on both accounts, to resolve this matter, we have terminated collection efforts. We are also requesting the credit bureaus delete our trade line from Mr***’s credit files. We appreciate the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 31, Ms*** *** Revdex.com S River Ridge Circle
Burnsville, MN Re: *** *** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around July 15, 2014. Based on Ms***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/26) */
June 26,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning his *** account
Jefferson Capital Systems, LLC, acquired the *** account and balance of $in January According to the information provided, the account was opened in May and charged off due to delinquency in December and was subsequently sold to usMr*** was sent the Right to Dispute letter in October as well as four letters with regard to the account in 2011, one letter in and Mr***'s credit files show the last payment date was May and a past due of $Although we feel the balance is rightfully due, as a courtesy, we have closed our file and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from his credit bureau file
Thank you for the opportunity to clarify our position in this matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/06/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)

I am rejecting this response because:
they still say I owe the 127.95 my name is *** *** *** and I sent the police scanner back for credit so I don't owe them nothing thank you very much

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning his account referenced above
Jefferson Capital Systems, LLC, purchased the *** account and balance of $in April and subsequently placed the account with ***, for collection effortsAt this time, we have recalled the accountIt is our policy not to make any deletion of a trade line conditional upon receipt of paymentIn response to Mr***'s communication and as a courtesy, we are notifying the bureaus to delete our trade line from his credit filePlease allow the credit bureaus days to update their recordsIn the meantime, he can present this letter to his creditors as proof of the actions being taken
We appreciate the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/07/09) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I will accept this as fair and reasonable, providing that the information comes off my credit report, and the account is not "re-sold" where I face another blemish on my credit score

December 11, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: ***
***-*** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***-*** This letter will confirm we have responded directly to Ms***-*** on December 11, 2017. Ms***-*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 19, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on April 19, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because: The response did not tell me anythingThe only thing it said was " Tell us why he"Im not sure what that means

Initial Business Response /* (1000, 5, 2015/11/18) */
November 18,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
According to our records, the *** account was opened in June and charged off in April Jefferson Capital Systems, LLC, purchased the account and balance of $in June We subsequently placed the account with *** for collection efforts in July Although we disagree with the merits of Ms***' dispute, we have recalled the account, closed our file, and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from her credit bureau file
We appreciate the opportunity to address the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Wireless
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mrs*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the *** Wireless account and balance of $1,in April In response to Mrs***'s claim the account is not hers, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from Mrs***'s credit bureau filePlease allow the credit bureaus days to update their records
We appreciate the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

August 4, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around October 7, 2015. A Right to Dispute letter was sent on May 20, 2016. Based on Ms***’s request for validation of this debt, enclosed are copies of the final three *** Wireless statements. Please note the address and telephone number are the same on Ms***’s correspondence and on the statement. Although we disagree with the merits of her dispute, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

November 16, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on November 16, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### here

May 12, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around February 13, 2017. Based on Ms***’s previous request for validation of this debt, a letter was sent on May 10, 2017. Pursuant to her request, enclosed is a copy of the final *** Wireless billing statement. Based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/05/01) */
May 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Checking
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account
The *** Checking account was placed with us for collections by ***, in February As of April 9, 2015, the balance is $It is our policy not to make any deletion of a trade line conditional upon receipt of paymentAs a courtesy, we are notifying the bureaus to delete our trade line from Ms***'s credit fileThis communication confirms we are willing to accept the payment arrangements previously made with ***Please advise Ms*** to call *** to schedule her payments
We appreciate the opportunity to address her concerns and be of service to your office
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (3000, 7, 2015/05/01) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I would like a written notification saying that it is switched over, mail or e-mail is fineWhy hasn't *** even notified me? Aren't you guys in communication with each other? Clearly you seen I was making my payments with them yet you still decided to report me to the credit bureaus? Horrible "policies"
Final Business Response /* (4000, 10, 2015/05/07) */
May 7,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Checking
Case #***
Dear Mr***:
We are in receipt of your additional correspondence sent on behalf of Ms*** concerning the above-referenced account
We regret any inconvenience and confusion which resulted from Ms***'s *** Checking account being placed with Jefferson Capital Systems, LLC, for collections by ***Ms***'s payment of $was forwarded to us from ***, on April 9th, reducing the balance to $As previously advised, we have notified the credit bureaus to delete our trade line from Ms***'s credit file and are willing to accept the payment arrangements established with ***
Thank you for the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

January 18, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 18, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 25, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 7, and subsequently placed the account with Diversified Consultants for collection efforts. Based on Ms***’s dispute, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####