Jefferson Capital Systems, LLC

January 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 11, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 17, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $on or around August 19, 2013. We have no record of previously receiving a written dispute from Mr***. Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 6, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Mr***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account This letter will confirm that on March 6, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meThe negative information has been deleted from my credit reports

January 18, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Bank Debit Card Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 18, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 31, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around April 4, 2016. Based on Mr***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 4, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, 2015. We have no record of receiving previous written correspondence from Mr***. To resolve this matter, this letter will confirm we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file with all three credit bureaus. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 24, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 24, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 27, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #*** Debt Description: *** *** Complaint ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above Jefferson Capital Systems, LLC, acquired the *** *** account on or around April 28, 2010, with a remaining balance of $and we do not show any previous written disputes regarding the account. Enclosed please find a copy of the Statement of Account Activity pertaining to the balance. Although we show a balance is due, in order to resolve the matter, we have closed our file and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from his credit bureau file We appreciate the opportunity to address the matter Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

March 21, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Ms*** concerning the above-referenced account This letter will confirm that on March 21, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

July 7, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / Your ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the account on or about February 1, Enclosed is a copy of Ms***’ final billing statement from ***. As the statement shows, the address on the billing statement is the same as the address on her complaint to your office. Although we disagree with the merits of Ms***’ complaint, in order to resolve this matter we are terminating collection action on the account. Our records show that we have not been reporting this account to the bureaus since August of 2016. However, since Ms***’ complaint indicates she is seeing information reported, we have also notified the bureaus to delete our trade line from her credit file. This letter will also confirm that this account will not be sold or transferred Thank you for the opportunity to respond Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

July 31, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around August 3, and subsequently placed the account with *** *** ***for collection efforts. Payment of $was received on June 27, resulting in the account being satisfied. To resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2016/02/24) */
February 24,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt
Description: ***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account
Jefferson Capital Systems, LLC purchased the *** account, reflecting a balance of $211.52, in July In response to Ms***' previous communications, fraud affidavits were sent to her on August 13, and August 13, We have no record of receiving a completed affidavitTo resolve Ms***' dispute, we have terminated further collection efforts and closed our fileThis letter will confirm that the bureaus have deleted/suppressed our trade line from Ms***' credit file
Thank you for the opportunity to respond
Sincerely,
Sharon ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) ***
Initial Consumer Rebuttal /* (2000, 7, 2016/02/24) */
(The consumer indicated he/she ACCEPTED the response from the business.)

July 13, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $1,on or around January 23, 2017. Ms*** spoke to our representative on June 14, and was offered to satisfy this account for a one-time payment of $664.93. However, on June 15, this account was placed with *** * *** to collect on our behalf. We regret the problems Ms*** encountered when contacting *** * *** We are willing to accept $as satisfaction of this debt, with the payment being due on August 13, 2017. Ms*** may contact us at the telephone number listed below to schedule payment arrangements. We have requested the credit bureaus delete our trade line from her credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/12/10) */
December 10,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mrs*** concerning the *** account
According to our records, the *** account was opened in July and charged off in February The debt is for a Chevrolet MalibuEnclosed are copies of the Arbitration Agreement and the Installment ContractJefferson Capital Systems, LLC, purchased the account in August with a balance of $9,and Mrs*** was sent the Notice of Assignment on October 9th and on October 14th, she was sent our Privacy NoticeIn consideration of her dispute, we are notifying the credit bureaus to delete our trade line from her credit bureau file
Thank you for the opportunity to address the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2015/12/10) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I do accept the response, because they will contact the credit bureau to have this file deleted

Initial Business Response /* (1000, 5, 2016/01/12) */
January 12,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt
Description: ***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mrs*** concerning her above-referenced account
Jefferson Capital Systems, LLC purchased Mrs***'s *** account and balance of $in October and placed the account with *** for collection purposesEnclosed is verification of the debt*** has confirmed that the Right to Dispute notice was sent on November 13, *** has also informed us that Mrs*** has entered into a settlement arrangement for 50% of the balanceUpon verification of funds, the account will be considered satisfied in fullIn the meantime, we have notified the bureaus to delete our trade line from Mrs***'s credit file
Thank you for the opportunity to respond
Sincerely,
Sharon ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) ***
Enclosure:
Initial Consumer Rebuttal /* (3000, 7, 2016/01/13) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I appreciate the response from Jefferson CapitalMy husband did in fact speak with both Jefferson Capital as well as ***, in an effort to resolve this he asked that we be mailed the details, verification as well as the settlement offerI did not agree to a settlement, neither did my husbandWe did not receive anything from either company by mailAlthough this debt is not ours, my husband was at the time inclined to consider settling, however the process and the frustration of having to make several calls and conversations with *** as well as being laughed at and spoken with in such a disrespectful and confrontational manner, I feel like I'm being bullied into paying a debt not belonging to meMy credit history is not full of blemishes and this has been a very uncomfortable and horrible experienceI request that Jefferson Capital remove this collection they claim I owe from all the credit reporting agencies and agree to not sell or transfer this debt that they are claiming I owe as well as terminate collection effortsThank you
Final Consumer Response /* (2000, 11, 2016/01/22) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Thank you for the opportunity to resolve this
Final Business Response /* (4000, 9, 2016/01/22) */
January 22,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** *** / Case number ***
Jefferson Capital Systems, LLC account number: ***
Debt Description: ***
Dear Mr***:
We acknowledge receipt of your additional correspondence sent on behalf of Mrs*** concerning her above-referenced account
We have further reviewed Mrs***'s account with ***, including an analysis of the taped phone conversationsAlthough we disagree with the merits of Mrs***'s dispute, we wish to amicably resolve the matterTherefore, we have recalled the account, terminated further collection efforts and closed our fileThis letter confirms that the bureaus have deleted our trade line from her credit fileThe account will not be placed with another agency or sold
Thank you for the opportunity to respond
Sincerely,
Sharon ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) ***

Initial Business Response /* (1000, 5, 2016/01/19) */
January 19,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** concerning the above-referenced account
The *** account was opened in February and charged off for collections in February The balance of $is for a student loanJefferson Capital Systems, LLC, purchased the *** account January This account was not sold, although it was placed with several agencies for collections on our behalfA Right to Dispute letter was sent to Ms*** on November 22, To resolve this matter, we have terminated collection efforts and closed our file
This letter will confirm that Jefferson Capital Systems, LLC has not reported this account to the credit reporting agencies
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2016/01/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept their offer to terminate collection attempts and close their file on "me", However I Request that they send a copy of this via mail to keep for my records
Thank you for your time

Initial Business Response /* (1000, 5, 2015/08/20) */
August 20,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Card
Case
#***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the *** Card account
According to the information provided, the *** Card account was opened in February and charged off in January Jefferson Capital Systems, LLC, acquired the account with a balance of $in February and subsequently placed the account with several agencies for collection effortsIn reviewing our files, validation of the debt was sent to Mr*** on August 10, Pursuant to his communication, enclosed please find a copy of the Statement of Account Activity pertaining to the balanceAlthough we disagree with the merits of his dispute, we have closed our file and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from his credit bureau file
We appreciate the opportunity to be of service to your office
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2015/08/20) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the response from Jefferson Capital Systems because they chose to delete the record from my credit fileI will watch my credit file to make sure this item is deleted within the thirty day time frame, Or I will reopen the ComplaintThank You
Final Business Response /* (4000, 14, 2015/08/25) */
August 25,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Card
Case #***
Dear Mr***:
We acknowledge receipt of your additional correspondence sent on behalf of Mr*** concerning the *** Card account
In reviewing the copy of the notification letter Mr*** received, it is dated August 12, My previous response to your office was dated August 20thThis communication confirms our file is closed, collection terminated and the credit bureaus were notified to delete our trade line from Mr***'s credit file
Thank you for the opportunity to clarify the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Final Consumer Response /* (2000, 16, 2015/08/26) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the response from Jefferson Capital Systems I will watch my credit file to make sure this item is deleted within the thirty day time frame, Or I will reopen the ComplaintThank You

April 24, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Mr*** This letter will confirm that on April 24, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

August 9, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the *** *** account and balance of $on or around July 15, 2014. Notice of assignment was sent to Mr*** on December 2, 2014. We have no record of receiving a response to our notice. Although we disagree with the merits of Mr***’s dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####