Jefferson Capital Systems, LLC

May 3, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around February 13, 2017. Pursuant to Ms***’s request for validation of this debt, enclosed is a copy of the final *** Wireless billing statement. Based on her dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

February 13, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account This letter will confirm that on February 13, we responded directly to Mr***. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

I am rejecting this response because: I changed my name due to marriage so the account will be under *** ***

June 7, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on June 7, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

June 30, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #*** Debt Description: *** *** Jefferson Capital Systems, LLC, Account #*** Debt Description: *** *** Case ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of Ms*** concerning the accounts referenced aboveWe regret if Ms*** feels she received unsatisfactory customer service Jefferson Capital Systems, LLC, acquired the *** *** account on or around October 23, 2008, with a balance of $and the *** *** account on or around August 3, 2015, with a balance of $571.00. Both accounts were subsequently place with *** *** *** *** *** (***) for collection efforts on our behalf. Although we show a balance is still due on both accounts, in order to resolve this matter, we have recalled the accounts, closed our files and terminated collection action. We have also requested the credit bureaus to delete our trade lines from Ms***’s credit bureau file. This letter confirms the accounts will not be sold or transferred We appreciate the opportunity to respond Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 27, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on March 27, 2018. Mr *** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/06/11) */
June 11,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the*** account in July with a balance of $and placed the account with *** in September *** sent the Right to Dispute letter to Ms*** on September 15, The account was returned to us in January Although we disagree with the merits of Ms***'s dispute, as a courtesy, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from her credit bureau filePlease allow the credit bureaus days to update their records
Thank you for the opportunity to reply
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/06/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)

June 12, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** *** account and balance of $on or around October 26, 2016. Pursuant to Ms***’s request for validation of this debt, enclosed is a copy of the final *** *** billing statement. Based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

February 14, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account This letter will confirm that on February 14, we responded directly to Ms***. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

November 22, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around February 1, 2016. Upon further research with *** Wireless, they have verified they have not received a written dispute from Mr***. *** Wireless provided the enclosed copy of the account Confirmation Letter at the time the account was opened. Jefferson Capital Systems, LLC also has not received a written dispute from Mr***. We did receive a dispute from Experian, at which we verified our trade line and reported the account as a dispute with the bureuas. Although a balance remains on the account, to resolve this matter, we have terminated collection efforts. Additionally we have requested the credit bureaus delete our trade line from Mr***’s credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

June 28, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** ***/ ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Dear Ms***: We acknowledge receipt of your additional correspondence sent on behalf of Ms*** concerning the above-referenced account. On November 5, 2015, the notice of assignment introducing Jefferson Capital Systems, LLC as the new creditor of her account was sent to Ms***. This letter also included the right to dispute notice. We received no response to the letter. A copy of the Redemption and Reinstatement Form and the Explanation of Calculation of Surplus or Deficiency letter was included with our response dated June 17, 2016. *** has notified us that they also sent copies of these letters to Ms***. Although we believe the balance is owed, to resolve the matter, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from Ms***’s credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

June 9, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Consumer Financial Protection Bureau case number: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau Jefferson Capital Systems, LLC acquired Mr***’s *** Wireless account and balance of $on or about March 31, 2017. Although we disagree with the merits of Mr***’s dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meBut please also state that this debt will not and can not be resold and will be deleted from all credit bureaus

June 22, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $1,on or around December 27, 2016. Electronic disputes were received from the credit bureaus which we verified. Although a balance remains, based on Ms***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 12, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, 2015. A Right to Dispute letter was sent to Ms*** on August 12, 2016. Enclosed is a copy of the final *** Wireless billing statement. Please note the address on the statement is the address Ms*** provided on her complaint Although a balance remains, based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

May 17, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on May 17, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in February from ***Based on Mr***'s claim he has no knowledge of the account, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from Mr***'s credit bureau file
Thank you for the opportunity to be of service
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

May 3, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around March 20, 2015. Based on Mr***’ dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Ms*** This letter will confirm that on May 23, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mrs*** concerning her *** account
The *** account was opened in November and charged off in December The FTC settlement referenced in her correspondence affected accounts that were opened on or before December 31, As such, the account is not included in the settlementJefferson Capital Systems, LLC, purchased the *** account in January with the balance of $1,Enclosed is a copy of the charge off statement and the Bill of Sale
The Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debtTo resolve Mrs***'s dispute and as a courtesy, we have terminated further collection efforts and closed our fileWe are also notifying the credit bureaus to delete our trade line from her credit bureau file
We appreciate the opportunity to clarify our position in this matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure: