OneMain Financial

I had a good experience with the loan process I had an emergency and they were the only ones that would give me a loan I had recently filed bankruptcy so nobody else would touch me even though I still have a pretty good income I realize it's for a much higher APR than a bank or credit union would give but I suppose there's always the option to refinance at a later time when my credit score improves

Very fast and friendlyI highly recommend OneMain for your financial needs

Wish I never got this loanPaying back almost double

Awesome!! People at the Kaneohe branch on Oahu AAAA++++

I understand that this is a high interest situation going into this loanMy wife warned me but as guys sometimes do I did it anyway(You know how this story turns out already) We showed up to sign the papers over my lunch break (mistake number 3) So time was limited, the man selling the loan explained that the balance was precomputed meaning that it was the precalculated amount including the interestOKI then specifically asked if I paid larger amounts every month if I would beat some of the interest, he said yes (lie #1)My wife also asked so if we pay it off early we will get around most of the interest, he said you will avoid some interest.(misleading response especially given my previous question.\r\nA few months go by and my payments have been made, more than minimum and some cases double the amount dueHowever the balance was exactly the amounts of my payment, I hardly see that as defeating any interest at all merely bringing the termination of the loan closerI was alarmed and contacted springleaf, the manager contacted me explaining that most of the payments made in the beginning were mostly interestI understand really my car loan is mainly interest in the beginning (this is very misleading info) She assured me that if I stayed on track I would save interestThis is not true based on the method being usedI requested I payoff today, I then requested documentation showing exactly how much of my payments went to principal and interestThe manager contacted me claiming to not be able to do that over email ( I just refinanced my car completely by email with someone else btw..) She stated my payoff amount and it btw is a little more than my principal I believeShe told me that all of the payments were interestShe also stated that I was saving years of interest if I payed off todayBut using the precomputed mumbo jumbo math that is inaccurate as well, months of straight interest, months of principal (based on stated monthly payments) leaves months of payments in my month loanHow exactly is that saving years interest???\r\n\r\nVery dishonest, I\'m sure legal but dishonest because they are vague and misleadingPlease only use as an absolute worst case scenario

Great customer services and explain the loan in great detail

The process was easy and everyone was amazing!

Goog

Onemain is amazing they made my experience very pleasant fast and friendly staff would recommend to a friend or family

Thank you for everything you have done for my FamilyYou've helped so much

The process of getting a loan was okMy complaint is with the kind of statements they send the customer each month Instead of showing on the statement the balance actually owed following each payment instead they show the total amount of the loan which includes all of the interest that will be charged over the entire period of the loanI would prefer to see the actual amount owed at that moment, not in the future It's hard to see why they think anyone would want that kind of information if they intend to pay it off early I called OneMain and asked about this and was told it was their practice to do the statements like thatThe representative I spoke to wouldn't give me a straight answer ever as to how much at that moment I actually still owed them without all the extra interest It almost seems like they don't want the customer to know how much the balance actually is Because of this practice I would not recommend them to my friends and cannot rate them highlyHad I known they would do that I would never have taken out a loan with them

This is a response to the letter dated Tuesday, June 7, 2016.We have made an attempt to satisfy Mr***'s complaint tothe best of our abilitiesAt this point, we consider thiscomplaint resolved and closed.Thank you,Absolute Import & Domestic Auto RepairPBox 751North Bend, Wa

Whatever process they use to train their associates is dismalI was called twice to setup my auto payments after my initial agent failed to process my banking info (and left the company), and the next failed to do the sameThe interest rate I was paying was ridiculous and I found another loan at half the rate, and used it to pay this one offWould never do business here again now that I understand the market better

We spoke solved the issue directly with the customer She was satisfied with our decision and First AmericanThe unit was installedThe job was completedthanks

Very fast, easy and helpful service

The staff is very courteous, professional and knowledeableThey understood my needs and I received excellent service

OneMain has been a great company to work with, and they've never made me feel like less of a person for needing a loan for personal reasons

An employee at One Main Financial in *** Missouri, Jonathan B*** Try to swindle me into a loan he knew I had zero interest inHe lied and told me the underwriter approve me for a $1,loan because that was their lowest with the new check stubs I sent himHe inconvenience my work day to come to One Main Financial in *** Missouri to present me with a 5-year automobile loan, he said would save me $a monthI currently have years left to pay for my vehicle
I am truly disgusted with him and the inconvenience he caused me

Very misleading.....I tried to get a loan with One Main to consolidate my bills This was a recommendation from Credit Karma which I feel would be a reputable to help with your credit scores I submitted an application, received a pre-qualification #, I called the office and spoke to a sales person, gave them all of my details but nothing happened I was told that I did make enough money and needed another income Proceeded to do a joint application with my husband and again, nothing....Was told that they would refinance my vehicle and give $in cash How does that help me consolidate my bills I mentioned to them before I decided to add my husband to the application that I would use a debt consolidation program but was told that would not be a good choice Trying to get approved from One Main was a joke I was so disappointed to know that these people work with fair to poor credit but can't help out I was also a unsecured loan for $5000...really? Don't work with this company...they are crazy....That is not how you do business

The guy that handled my account was great, there ended being a lost check and his female co worker was extremely rude,even told me it wasn't there problem,and the Mobile app NEVER works!!