Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution would be satisfactory to me I will wait for the business to perform this action and, if it does, will consider this complaint resolved Regards, [redacted]
We are sending a letter to the consumer on each account giving detail as to each date of service, after received should she have further questions she should contact CMRE directly
CMRE Financial Services is reporting a collection account for $on both my Experian and TransUnion credit reports I understand that the nature of their business is to report and collect on bad debt; however, I have never went to any [redacted] facilities and had any [redacted] treatments done in which I did not have insurance to cover them I have been insured with [redacted] for almost years consecutively and during the time in question, I also had ***- [redacted] coverage The bill in question is erroneous and CMRE has only provided me with a broken up name of the company and the total that they have added interest toThe original creditor, whom I have been unsuccessful in getting in contact with, never billed neither [redacted] nor ***-***, but has sicked CMRE on me Also it is to my understanding that CMRE has the ability to bill Insurance companies, but again, neither [redacted] nor ***- [redacted] has been billed for any services
Beware of this company - they tried to bill me as if I owe an amount to a doctor when in fact that is not true If you receive a notice of overdue amount for an amount, contact your insurance company before you respond to CMRE's notice - in my case, this appears to be a fraudulent attempt or phishing
CID [redacted] [redacted] As part of our investigation, we contacted the original service provider, they were unableto confirm if the consumer’s complaint had any meritCMRE has decided to close theaccountA refund for the full amount paid is in the process of being mailed to the consumer
We have reviewed the consumer's complaint and the account in questionDue to internal policies we have decided to have the consumer's account closedIf the consumer is needing any additional information we may be reached at (800) 783-Monday through Friday 8:am to 5:pm PST
The account in question was assigned to CMRE ON 12/13/for a date of service of 06/05/The account was assigned to CMRE with the consumer's name as the responsible party for this accountThe first notice was mailed to the consumer on 12/25/in compliance with ***, to the address shown on this complaintNo mail was returnedOn 01/04/we received a telephone call from the consumer, at that time she stated she was the minor child’s Aunt, that her sister, the patients mother passed away in April of 2012, two (2) months prior to the date of serviceShe notified our employee that she was the executor of her sister’s estateshe also stated that the minor was covered by [redacted] insuranceIt was explained to her that our client did bill the insurance company but the balance was applied to the insured’s deductible Our representative requested the consumer provide us with proof that she is the executor of the estateTo date no proof has been receivedThe next we heard from the consumer was on April 7, the consumer called CMRE and asked why this was on her credit that she was not responsible for her niece’s bills, she used profanity with the representative that spoke to her, She was transferred to a supervisor, who was on another callOn 04/08/we received a written dispute on the accountA manager reviewed the account, and although the consumer previously stated she was responsible for the debt as the executor of her sister’s estate, in the spirit of fairness, CMRE submitted this matter for deletion to both [redacted] and [redacted] CMRE does not allow our employees to treat all people with courtesy, the employees in question are being retrained by a supervisor
Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below This company has failed to prove that this account is mineI want this removed unless they can prove that it belongs to meIf they can't prove that it belongs to me, they need to remove it Regards, [redacted] ***
I didn't know my account went into collections until it showed on my credit reportCMRE didn't make any attempts to contact me but once I was aware of the issue the account was paid in fullIt's been months since the account was paidI have contacted them numerous times to see when it would come off my credit report & they keep telling me to wait longer for them to update their systemWhen I made the payment I was told it would take 30-days for it to come off my credit report & when I called today for an update I was told to wait another 30-daysI really need this off my credit report I have waiting long enough & tried to get them to take care of it on my own but apparently I need help from the Revdex.com
The consumers complaint is that he is being sent collection letters for what he believes is an inaccurate claimAs part of our investigation we contacted the service providerThe investigation has shown that the signatures on the consumer's documents sent to CMRE are a match to the signatures provided to our client at the time of service The account has been coded as cease and desist as requested by the consumer in this complaint
On 04/16/I was in the Hospital and one of the Radiology expenses were billed incorrectly to my two insurancesI contacted the billing services on 8/11/once I realized they billed the insurance incorrectly They rebilled my insurances Somehow this account was sent to CMRE on 10/for collections and I never received noticed from CRME or the provider as I had moved BTW...this was for $of my $19,hospital bill When I discovered this on my credit report I contacted CRME and the Radiology company and they contacted CRME to notify them as this account was paid by insurance I contacted CRME and they have only updated as paid refusing to remove from my credit report as a collection accountI have disputed this twice with the credit reporting agency and they have reported that CRME is stating this was their collection account I have also contacted CRME on multiple occasions to remove this inaccuracy, however they refuse It is criminal that a collection company
CMRE was able to assist the consumer once we received the requested documentationCMRE not only sent the requested letter by regular mail but also sent it by secure emailThe account was assigned to CMRE with the consumer's name shown as the responsible partyOnce the consumer provided proof that the consumer was not responsible CMRE did everything possible to clear the consumer's name
Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below I would l like to see this information provided by the original creditor because I spoke with them and they have stated my name is listed no where as the responsible party I am listed no where in his files at all As I have stated many many times before, this was the fault of CMRE, however they will never admit it because they never do, that is why you have so many complaint and lawsuits I simply asked for a letter addressed to me by my CORRECT NAME at the CORRECT ADDRESS With everything that CMRE has put me through I do believe they also owe me a letter of apology I got this taken off my credit report as I filed a dispute It was not until I filed a complaint against them, did anyone from CMRE return a phone call to me Perhaps we should have the original creditor call and put in their opinion as to who is correct and incorrect as to my name being listed as responsible party.Regards, [redacted]
The consumer's account was assigned to CMRE in December The first notice was mailed to the consumer at the address provided by the consumer to the service provider at the time of service, no mail was returnedIn the spirit of fairness, CMRE has submitted a request to have the item removed from the consumer's credit report
A Collection account from CMRE Financial has popped up on my Credit report starting late I have never heard of this company, however they claim this account dates back to as listed on the credit reportThis is either a blatant fraudulent and bogus account, or they got the wrong personThis adverse account on my credit is stopping me from being able to refinance a vehicle, which in turn causing me financial loss, considering I am forced to pay more in interest payments
Absolutely horrible -- they (CMRE) want to collect money but have no idea what they're collectingI'm being sent around in a circle without any answers to any of the questions I asked -- for example, what was the service for, when was it billed, what's the contact # I can reach the hospital to receive detailed information if they can't provideI've paid all bills I've received from the healthcare system (UCLA) and as far as their online billing system, I've paid in full I was further told by these folks that if I had actually paid previously, and were to pay again that they don't know with certainty who would reimburse me or when they would reimburse me for overpayment (which the hospital by the way, most likely owes me for over-collections on deductibles early during the year, which they must have only applied partially so I've had to pay deductibles again with other healthcare systems outside of their network) I'm very happy to pay if I have not already paid, however, as far as I am aware, I have not seen a bill requesting payment that I have not yet paid and they will not provide me any information as to what this is for nor have the contact information for who to contact from their client (the hospital)They've treated me with such disrespect and like a criminalImagine if I weren't someone who didn't pay on time? I have a credit score greater than -- I pay all bills I receive on timeI am very disappointed by their lack of knowledge and lack of help, and complete lack of respect of the human being, of the individual I am also very disappointed in the hospital that utilizes this service and am shocked that a hospital system like theirs would have such shoddy quality control and cash collection mechanism that they would use and continue utilizing a vendor like thisShame on them both -- this gives me a new perspective on the hospital system I have been using for over yearsConsidering their quality of healthcare, there are several other systems that are just as respectable without causing all this drama and stress, I'm disinclined to go back to themWho wants to deal with this kind of nonsense? Especially if you're sick or trying to recover? Oh and the hospital, I tried calling them, and I left two messagesI got through to one person, and they transferred me to someplace after speaking to them for a bit -- who knows what information they'll send me, if they send me, and when they'll send meAnd whether by then, at the time when I can discern whether this payment is legitimate or not, and actually see what this bill is, and whether I have not already paid, it will likely have affected my credit score negativelyI am at this point forced to pay for payment I've likely already paid and have money owed from the hospital system for overpayment that I have not been reimbursed for, and then wait to see when and from whom i'll be reimbursed for overpayment on a bill that i've already paid I'm inclined to think that the hospital is poorly managed and billing sick and physically unwell patients, and is abusing their poor physical and psychosomatic mental and emotional state to potentially over-bill - double, triple bill -- the patients of the same procedure repetitivelyI wonder whether this falls under insurance fraud if they are charge the patients that have insurance the patient portion of the bill multiple times for the same service that was received They (CMRE and UCLA) are making it extremely onerous to find time and effort to find the information needed to make payment and determination of what is due and what has already been paid to force patients to pay without knowledge in fear of adversely affecting their credit scoreAlso, it's very insulting that they've sent something from a collection service rather than send an actual bill of serviceThey are defrauding the patients ability to clear billing and payment history and making patients spend so much unnecessary time putting them through purposeful lack of clarity I've already spent a full hour trying to resolve what I could today between CRME and the hospital system -- but I'm still waitingI was told by CMRE that they'd take about 3-weeks for the information I requested on the billing, and UCLA transferred me to a voicemail, and who knows if they'll call back, because I haven't had good experience with people calling back from UCLA after leaving a voicemailThis is terribleTaking advantage of sick people takes it to another level of terrible I realize hospital systems don't always have the best collections system and that in general healthcare billings in the US are very nebulous to the average patient, the average citizenBut this is silly -- all I know is that I had a terrible experience on the phone with CRME and the wait they forced me through, and how I feel forced to make payments on something I have limited information on, and that whether or not they are to blame or any part in this that they too are partaking in this system that insults the consumer and patient with the attitude and experience they provide
I ask that you re-open complaint # [redacted] , for CMRE Financial has breached it's agreement with me in regards to settling the prior complaint that I filed against them back in January of this yearI called and spoke to a representative from their establishment last month and he has failed to provide me the necessary information proving that they requested the credit bureaus to remove such tradelines from my consumer reports as agreed to when settling such a dispute.Desired Outcome: To resolve in such a fashion that may mandate further legal assistance
Recently, I checked my credit report, and I was disappointed to learn that CMRE had placed a derogatory entry into my credit profile for a ***t that I do not oweI am insured with CHAMPVA, a federal health plan for dependents of veterans with a 100% disabilityCHAMPVA works much like MedicareIf the Provider (provider) of service accepts assignment, the insured cannot be billed for any residualPer the law, once the insurance information has been provided to the provider, the responsibility for filing the insurance claim falls to the Provider not the patientIn addition, the provider has only one year to file the claimIf they do not file the claim, then they cannot claim compensation for the serviceThis is the law! The provider either accepted assignment, or they failed to file within the auspices of the program At the time of service, the provider was given my insurance informationCMRE posted derogatory information in my credit profile with TransUnion and ExperianIn
The consumer had accounts assigned to CMREThe service provider has closed the accountsThe accounts were not credit reportedCMRE is not in violation of FDCPA, FCRA or HIPAA
Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below The response from the business is not a resolution, only an indication that they will investigate my claim This should have been done when I originally contacted them about the problem The problem is not resolved until the business refunds the money that I am due Regards, [redacted]
Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution would be satisfactory to me I will wait for the business to perform this action and, if it does, will consider this complaint resolved Regards, [redacted]
We are sending a letter to the consumer on each account giving detail as to each date of service, after received should she have further questions she should contact CMRE directly
CMRE Financial Services is reporting a collection account for $on both my Experian and TransUnion credit reports I understand that the nature of their business is to report and collect on bad debt; however, I have never went to any [redacted] facilities and had any [redacted] treatments done in which I did not have insurance to cover them I have been insured with [redacted] for almost years consecutively and during the time in question, I also had ***- [redacted] coverage The bill in question is erroneous and CMRE has only provided me with a broken up name of the company and the total that they have added interest toThe original creditor, whom I have been unsuccessful in getting in contact with, never billed neither [redacted] nor ***-***, but has sicked CMRE on me Also it is to my understanding that CMRE has the ability to bill Insurance companies, but again, neither [redacted] nor ***- [redacted] has been billed for any services
Beware of this company - they tried to bill me as if I owe an amount to a doctor when in fact that is not true If you receive a notice of overdue amount for an amount, contact your insurance company before you respond to CMRE's notice - in my case, this appears to be a fraudulent attempt or phishing
CID [redacted] [redacted] As part of our investigation, we contacted the original service provider, they were unableto confirm if the consumer’s complaint had any meritCMRE has decided to close theaccountA refund for the full amount paid is in the process of being mailed to the consumer
We have reviewed the consumer's complaint and the account in questionDue to internal policies we have decided to have the consumer's account closedIf the consumer is needing any additional information we may be reached at (800) 783-Monday through Friday 8:am to 5:pm PST
The account in question was assigned to CMRE ON 12/13/for a date of service of 06/05/The account was assigned to CMRE with the consumer's name as the responsible party for this accountThe first notice was mailed to the consumer on 12/25/in compliance with ***, to the address shown on this complaintNo mail was returnedOn 01/04/we received a telephone call from the consumer, at that time she stated she was the minor child’s Aunt, that her sister, the patients mother passed away in April of 2012, two (2) months prior to the date of serviceShe notified our employee that she was the executor of her sister’s estateshe also stated that the minor was covered by [redacted] insuranceIt was explained to her that our client did bill the insurance company but the balance was applied to the insured’s deductible Our representative requested the consumer provide us with proof that she is the executor of the estateTo date no proof has been receivedThe next we heard from the consumer was on April 7, the consumer called CMRE and asked why this was on her credit that she was not responsible for her niece’s bills, she used profanity with the representative that spoke to her, She was transferred to a supervisor, who was on another callOn 04/08/we received a written dispute on the accountA manager reviewed the account, and although the consumer previously stated she was responsible for the debt as the executor of her sister’s estate, in the spirit of fairness, CMRE submitted this matter for deletion to both [redacted] and [redacted] CMRE does not allow our employees to treat all people with courtesy, the employees in question are being retrained by a supervisor
Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below This company has failed to prove that this account is mineI want this removed unless they can prove that it belongs to meIf they can't prove that it belongs to me, they need to remove it Regards, [redacted] ***
I didn't know my account went into collections until it showed on my credit reportCMRE didn't make any attempts to contact me but once I was aware of the issue the account was paid in fullIt's been months since the account was paidI have contacted them numerous times to see when it would come off my credit report & they keep telling me to wait longer for them to update their systemWhen I made the payment I was told it would take 30-days for it to come off my credit report & when I called today for an update I was told to wait another 30-daysI really need this off my credit report I have waiting long enough & tried to get them to take care of it on my own but apparently I need help from the Revdex.com
The consumers complaint is that he is being sent collection letters for what he believes is an inaccurate claimAs part of our investigation we contacted the service providerThe investigation has shown that the signatures on the consumer's documents sent to CMRE are a match to the signatures provided to our client at the time of service The account has been coded as cease and desist as requested by the consumer in this complaint
On 04/16/I was in the Hospital and one of the Radiology expenses were billed incorrectly to my two insurancesI contacted the billing services on 8/11/once I realized they billed the insurance incorrectly They rebilled my insurances Somehow this account was sent to CMRE on 10/for collections and I never received noticed from CRME or the provider as I had moved BTW...this was for $of my $19,hospital bill When I discovered this on my credit report I contacted CRME and the Radiology company and they contacted CRME to notify them as this account was paid by insurance I contacted CRME and they have only updated as paid refusing to remove from my credit report as a collection accountI have disputed this twice with the credit reporting agency and they have reported that CRME is stating this was their collection account I have also contacted CRME on multiple occasions to remove this inaccuracy, however they refuse It is criminal that a collection company
CMRE was able to assist the consumer once we received the requested documentationCMRE not only sent the requested letter by regular mail but also sent it by secure emailThe account was assigned to CMRE with the consumer's name shown as the responsible partyOnce the consumer provided proof that the consumer was not responsible CMRE did everything possible to clear the consumer's name
Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below I would l like to see this information provided by the original creditor because I spoke with them and they have stated my name is listed no where as the responsible party I am listed no where in his files at all As I have stated many many times before, this was the fault of CMRE, however they will never admit it because they never do, that is why you have so many complaint and lawsuits I simply asked for a letter addressed to me by my CORRECT NAME at the CORRECT ADDRESS With everything that CMRE has put me through I do believe they also owe me a letter of apology I got this taken off my credit report as I filed a dispute It was not until I filed a complaint against them, did anyone from CMRE return a phone call to me Perhaps we should have the original creditor call and put in their opinion as to who is correct and incorrect as to my name being listed as responsible party.Regards, [redacted]
The consumer's account was assigned to CMRE in December The first notice was mailed to the consumer at the address provided by the consumer to the service provider at the time of service, no mail was returnedIn the spirit of fairness, CMRE has submitted a request to have the item removed from the consumer's credit report
A Collection account from CMRE Financial has popped up on my Credit report starting late I have never heard of this company, however they claim this account dates back to as listed on the credit reportThis is either a blatant fraudulent and bogus account, or they got the wrong personThis adverse account on my credit is stopping me from being able to refinance a vehicle, which in turn causing me financial loss, considering I am forced to pay more in interest payments
Absolutely horrible -- they (CMRE) want to collect money but have no idea what they're collectingI'm being sent around in a circle without any answers to any of the questions I asked -- for example, what was the service for, when was it billed, what's the contact # I can reach the hospital to receive detailed information if they can't provideI've paid all bills I've received from the healthcare system (UCLA) and as far as their online billing system, I've paid in full I was further told by these folks that if I had actually paid previously, and were to pay again that they don't know with certainty who would reimburse me or when they would reimburse me for overpayment (which the hospital by the way, most likely owes me for over-collections on deductibles early during the year, which they must have only applied partially so I've had to pay deductibles again with other healthcare systems outside of their network) I'm very happy to pay if I have not already paid, however, as far as I am aware, I have not seen a bill requesting payment that I have not yet paid and they will not provide me any information as to what this is for nor have the contact information for who to contact from their client (the hospital)They've treated me with such disrespect and like a criminalImagine if I weren't someone who didn't pay on time? I have a credit score greater than -- I pay all bills I receive on timeI am very disappointed by their lack of knowledge and lack of help, and complete lack of respect of the human being, of the individual I am also very disappointed in the hospital that utilizes this service and am shocked that a hospital system like theirs would have such shoddy quality control and cash collection mechanism that they would use and continue utilizing a vendor like thisShame on them both -- this gives me a new perspective on the hospital system I have been using for over yearsConsidering their quality of healthcare, there are several other systems that are just as respectable without causing all this drama and stress, I'm disinclined to go back to themWho wants to deal with this kind of nonsense? Especially if you're sick or trying to recover? Oh and the hospital, I tried calling them, and I left two messagesI got through to one person, and they transferred me to someplace after speaking to them for a bit -- who knows what information they'll send me, if they send me, and when they'll send meAnd whether by then, at the time when I can discern whether this payment is legitimate or not, and actually see what this bill is, and whether I have not already paid, it will likely have affected my credit score negativelyI am at this point forced to pay for payment I've likely already paid and have money owed from the hospital system for overpayment that I have not been reimbursed for, and then wait to see when and from whom i'll be reimbursed for overpayment on a bill that i've already paid I'm inclined to think that the hospital is poorly managed and billing sick and physically unwell patients, and is abusing their poor physical and psychosomatic mental and emotional state to potentially over-bill - double, triple bill -- the patients of the same procedure repetitivelyI wonder whether this falls under insurance fraud if they are charge the patients that have insurance the patient portion of the bill multiple times for the same service that was received They (CMRE and UCLA) are making it extremely onerous to find time and effort to find the information needed to make payment and determination of what is due and what has already been paid to force patients to pay without knowledge in fear of adversely affecting their credit scoreAlso, it's very insulting that they've sent something from a collection service rather than send an actual bill of serviceThey are defrauding the patients ability to clear billing and payment history and making patients spend so much unnecessary time putting them through purposeful lack of clarity I've already spent a full hour trying to resolve what I could today between CRME and the hospital system -- but I'm still waitingI was told by CMRE that they'd take about 3-weeks for the information I requested on the billing, and UCLA transferred me to a voicemail, and who knows if they'll call back, because I haven't had good experience with people calling back from UCLA after leaving a voicemailThis is terribleTaking advantage of sick people takes it to another level of terrible I realize hospital systems don't always have the best collections system and that in general healthcare billings in the US are very nebulous to the average patient, the average citizenBut this is silly -- all I know is that I had a terrible experience on the phone with CRME and the wait they forced me through, and how I feel forced to make payments on something I have limited information on, and that whether or not they are to blame or any part in this that they too are partaking in this system that insults the consumer and patient with the attitude and experience they provide
I ask that you re-open complaint # [redacted] , for CMRE Financial has breached it's agreement with me in regards to settling the prior complaint that I filed against them back in January of this yearI called and spoke to a representative from their establishment last month and he has failed to provide me the necessary information proving that they requested the credit bureaus to remove such tradelines from my consumer reports as agreed to when settling such a dispute.Desired Outcome: To resolve in such a fashion that may mandate further legal assistance
Recently, I checked my credit report, and I was disappointed to learn that CMRE had placed a derogatory entry into my credit profile for a ***t that I do not oweI am insured with CHAMPVA, a federal health plan for dependents of veterans with a 100% disabilityCHAMPVA works much like MedicareIf the Provider (provider) of service accepts assignment, the insured cannot be billed for any residualPer the law, once the insurance information has been provided to the provider, the responsibility for filing the insurance claim falls to the Provider not the patientIn addition, the provider has only one year to file the claimIf they do not file the claim, then they cannot claim compensation for the serviceThis is the law! The provider either accepted assignment, or they failed to file within the auspices of the program At the time of service, the provider was given my insurance informationCMRE posted derogatory information in my credit profile with TransUnion and ExperianIn
The consumer had accounts assigned to CMREThe service provider has closed the accountsThe accounts were not credit reportedCMRE is not in violation of FDCPA, FCRA or HIPAA
Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below The response from the business is not a resolution, only an indication that they will investigate my claim This should have been done when I originally contacted them about the problem The problem is not resolved until the business refunds the money that I am due Regards, [redacted]