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Champion Photo Reviews (111)

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted]

SIMM Associates, Incis a third party collection agency SIMM does not purchase or own debt It collects on accounts referred to it by its clients It was founded and incorporated in in Newark, Delaware From its inception, SIMM has been dedicated to providing highly effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner [redacted] ’s complaint originates from a delinquent student loan account that was placed in our office by our client Turnstile Capital Management, LLCIn his complaint he states that we can’t collect on an account that is over years old and it should not be reflected on his credit reportMr [redacted] would be correct in stating that this is an old account and was originally opened in However, he has made payments on this account as recently as and this allows us to collect on this debt regardless of when it was openedWe are well within our rights to collect on this debtDue to this complaint we have closed Mr [redacted] ’s account in our office and forwarded it back to our client [redacted] will receive no more communications from SIMM AssociatesShould he have any questions he may contact [redacted] *** Thank you

Revdex.com:As Info: I have checked with paypal twice in regards to my "Paypal Credit" which now runs through paypal and they have no record of me ever making a QVC purchase and my account is in good standing How and where Simms received my information appears to be bogus I also checked my credit report and I have no outstanding debt or issues in relation to this "issue" It makes me question their business practices and how/where they receive their information. I approve their response as long as they don't contact me further
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate mannerJohn ***’s complaint comes from a PayPal Credit account placed with our office on January 25, He states in the complaint that he spoke to a rude representative that would not inform him of what the debt was forHe also states in the complaint that he requested documentation for the debt in questionWe are not quite sure who spoke to Mr*** due to the fact that SIMM Associates only placed two calls to him and at no point did we ever speak to himHe may have received calls from a different companyWe also sent him a letter on January that would validate the debtDue to PayPal Credit’s complaint policy, we closed Mr***’s account with our company on January 29thAs a result, he will receive no further communications from SIMM AssociatesShould Mr*** have any questions, he may contact *** *** ** *** ** ** *** ** *** *** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** *** states in her complaint that she has been contacted by SIMM Associates on several occasions in regards to her defaulted private student loans owned by National Collegiate Trust, and formerly serviced by American Education ServicesShe states that she and her co-signor have received calls twice per day every day and has asked for paperwork in regards to these loansShe also claims that we have threatened to garnish wages and “take” tax returnsMs*** also states that she received a call in December demanding that payments of $per month be made or she would need to pay $up front to reduce the loan amountIn the event that these arrangements were not secured, the party that contacted her stated that they would take legal actionMs***’s two defaulted private student loans were placed with SIMM Associates on August 4, Between the placement date of August 4th and August 8th when the complaint was received, two attempts were made to phone number 4431, one attempt was made to and one contact was made with the co-signer at A review of the call discredits the claims made in the dispute as no reference to legal action, requests for paperwork, wage garnishment or the “taking” of tax returns was foundAdditionally, since the files were placed on August 4th, it is not possible for SIMM Associates to have placed the call in December that she referencesIt seems Ms*** may have our company confused with another that may have been calling herDue to the complaint, this account was closed in our officeMs*** will receive no more communications from our officeShould she have any questions she may contact Brad Simendinger at *** ** *** ** *** *** *** Thank you

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt. It collects on accounts referred to it by its clients. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** *** claims that a letter he sent to our company was a request for a validation letter in which he states he never receivedWe did in fact send a validation/dunning letter on July 13th when we first were assigned his delinquent account and an additional copy was sent on August 4thUnfortunately at the time of sending these letters we had the incorrect mailing address for Mr***They were sent to *** *** *** *** *** ***The letter referenced on September 22nd was another letter to validate the debt along with media that was requested by SIMM Associates to support the debtThis letter had the correct address at the time for Mr*** which was *** *** *** *** *** In regards to his comment that our notices are illegal and leave out certain criteria required by the FDCP, this is simply not trueAll letters sent out by our company have been approved by our outside General CounselThe letters contain all the necessary requirements by not only the FDCP but also individual state regulationsWe would not be in business for years if we cut corners when it comes to collection lawsDue to this complaint, Mr***’s account was closed with our company and forwarded back to our clientHe will receive no further communications from SIMM AssociatesShould Mr*** have any questions, he may contact *** *** ** *** ** ** *** ** *** *** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt. It collects on accounts referred to it by its clients. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate mannerPer his rebuttal to SIMM Associates’ Revdex.com complaint response, he states that he did not make any payments on the delinquent student loan account in questionAs stated in our initial response, Mr*** did indeed make at least payment on the student loan account which restarts the clock when it comes to the out of statute laws regardless of when this debt was opened or occurredTo be more specific we show his last payment made on this account was January 19, If he would like to dispute this any further he would need to contact the owner of the account Turnstile Capital Management, LLC as this account has since been closed in our office

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate mannerWe received Ms***’s complaint in regards to predatory callsIt appears Ms*** may have us confused with another company calling herWe have no one named *** *** in our office and have not placed any calls to her in yearsWe did have accounts for Ms*** in our office previously but as mentioned above they have been closed for a couple of years and no calls have been madeIf Ms*** has any questions, she may contact *** *** at *** ** *** ** *** *** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** ***’s complaint originates from a student loan account that she co-signed for her grandson, *** ***In her complaint she states that she is not sure why a collection agency is contacting her because she has been making monthly payments and feels the account is currentAfter reviewing the account notes and history of the account it shows that this account has been in and out of our office for the last year and a half due to late payments and as of this response it is currently days delinquentDue to the complaint, we have closed this account in our office and forwarded it back to our clientMs*** will receive no further communications from SIMM AssociatesShould she have any questions, she may contact *** *** ** *** ** *** ** *** *** *** Thank you

SIMM Associates, Incis a third party collectionagency. SIMM does not purchase or owndebt; it collects on accounts referred to it by debt owners. It was founded and incorporated in inNewark, Delaware. From its inception,SIMM has been dedicated to providing highly effective collection services toits clients, assuring always that the consumer is dealt with in a professionaland appropriate manner.Ms***’s original complaint was in July inregards to her PayPal account with SIMM AssociatesShe did not like how a callwith a representative of ours unfolded and also requested a validation of debtletterWe responded to her complaint and closed her account with our company.It is PayPal’s policy that when a complaint occurs, we are to cease allcommunication with the customer, close the account down on our side and sendback to PayPalOnce that occurs, there is nothing Simm Associates can do withthe accountThis is the reason why she did not receive any more correspondencefrom our company and any future payments set up were voided outAs for hercall to us on September 15th, it is also PayPal’s policy that wemust verify three pieces of information to authenticate the caller so we do notgive out any third party informationAt the time of the call, Ms*** wasunable to verify three pieces of information on the accountOur representativefollowed policy and notified Ms*** that she could not discuss any accountinformation with her until this information was verifiedAt that point Ms.*** ended the callAs mentioned previously and to reiterate, this accountis closed with SIMM Associates and she will receive no further contact from ourcompany.Should Ms*** have any questions, she maycontact *** *** ** ***
** ** *** ** *** *** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID *** and find that this resolution is satisfactory to meThis company was collecting a debt that has already been taken care ofThe person named *** *** is my husband, not my father in lawThe confusion and pressure by the associate on the phone was confusing and irritatingI hope they conduct their business better next time with peopleWe are people first- in regards to debt.
Regards,

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me for the meantimeI will proceed to wait for the company who contracted with SIMMS to contact meThis was a loan that my grandmother "did not" co-sign forAlso the settlement that SIMMS was proposing was not one that was affordable.Thank you for your investigation in this matter
Regards,

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate mannerMs***’s complaint stems from multiple student loan accounts that have been placed in our officeShe states in the complaint that she does not know who SIMM Associates is, disagrees with the use of her social security number in correspondence sent to her and harassing phone callsSIMM Associates respectfully disagrees with Ms*** on all accountsAll letters that we send are approved by our legal counsel and in no way is it against the law to have her social security number in a letter that is addressed to herIn no way is it visible to a third partyWe have attempted multiple calls to her with no successTo this date we have never actually spoken to her on the phoneA returned call would help limit calls to her and also would allow our representative to help her through the process of taking care of her responsibilitiesDue to this complaint, the account was closed in our officeThere will be no more attempts from our office to contact Ms***If she has any questions, she may contact *** *** ** *** ** *** ** *** *** *** Thank you

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** ***’s complaint originates from a PayPal Credit account that was placed in our office on July 19, In her complaint she states she received an e-mail from SIMM Associates attempting to collect a debt and that a written letter must be sent firstShe also states that she did not purchase anything on EBAY or use PayPal CreditAs I mentioned previously, we received this account from PayPal Credit on July 19, On July 20, we sent the required dunning notice via mail to Seaview Avenue in Jersey City, NJWe have yet to receive any return mail back, so we assume this is the correct addressWe sent our first e-mail to an address provided by our client on August 25th which would be outside the day required validation periodWe did not place any calls to Ms***Due to PayPal Credit’s complaint policy, we have closed this account in our office and forwarded it back to themShe will receive no more communications from SIMM AssociatesShould Ms*** have any questions she may contact *** *** ** *** ** *** ** *** *** *** Thank you

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** ***’s complaint states that she is not familiar with Comenity Capital Bank or PayPalSIMM Associates received this account from our client, PayPal, on February of this yearWe sent one letter and did not attempt any phone callsDue to this complaint, we have closed this account in our office and no more communications will be attempted from SIMM AssociatesShould Ms*** have any questions, she may contact *** *** ** *** ** ** *** ** *** *** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** ***’s complaint stems from a PayPal Credit account that was placed in our office on April 4thIn her complaint she states that a representative from our company did not identify themselves and would not provide an address when requestedAfter reviewing her account we acknowledge that our representative could have indeed handled the call betterHe should have identified himself and that he was calling from SIMM AssociatesManagement has addressed this with the representative and educated him on how to better handle calls in the futureMs*** states in her complaint that she has yet to receive any correspondence from our companyThe reason for this is because as mentioned above we received the account in our office on April 4th and she filed her complaint the next dayThe only call we made is the call in question above and the reason why a letter was not sent was due to only having the account in our office for day before her complaint was filedDue to PayPal Credit’s complaint policy we have closed this account in our office and forwarded it back to PayPal CreditMs*** will receive no further communications from SIMM AssociatesShould she have any questions, she may contact *** *** ** *** ** *** ** *** *** *** Thank you

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt; it collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner.*** ***’s complaint stems from a student loan account that was assigned to our company on November 13, She states in her complaint that she is not sure why she is receiving so many calls and she does not understand why her account has been assigned to us since it is less than weeks delinquentHer account has been past due off and on since Regardless of how past due the account is has no bearing on collection activityOnce the account is considered late, it is immediately sent to collections even though it may only be late weeksIn regards to her concerns of multiple calls, we have yet to speak to her and never have received a return call back from Ms*** after leaving multiple messagesThis is also why others have received callsShe mentions in her complaint that her brother is also being calledWe have *** *** as the co-signer on the account which is why he has received calls from our companyDue to her complaint, we have closed her account with SIMM Associates and she will receive no further communications from our companyShould Ms*** have any questions, she may contact *** *** ** *** or by phone at *** *** ***

SIMM Associates, Incis a third party collection agency. SIMM does not purchase or own debt. It collects on accounts referred to it by debt owners. It was founded and incorporated in in Newark, Delaware. From its inception, SIMM has been dedicated to providing highly
effective collection services to its clients, assuring always that the consumer is dealt with in a professional and appropriate manner*** ***’s complaint originates from a delinquent student loan account that was placed in our officeThe complaint states that he does not know what debt we are calling for and that he has no outstanding debtsHe is concerned this is a scamHe also alleges hostile phone conversations by our representativeSIMM Associates received two defaulted student loans from our client GSfor servicing on July 11, These defaulted loans were associated with Mr***’s schooling at Utah Valley UniversityWe sent the initial validation notice on August 7thOur first communication with Mr*** was on August 21stUpon receiving Mr***’s request for validation, we contacted our client and ordered media to assist in the validation of the debtSIMM Associates received the media from our client on September 14th and immediately forwarded it to Mr***In regards to our representative and conversations had with Mr***, we feel they were somewhat unprofessional and will use this opportunity for addition training purposesWe train our employees to always be professional on the phones and use telephone calls as an opportunity to come up with an acceptable solution for the customer and our clientShould Mr*** have any questions or concerns, he may contact *** *** ** *** ** *** ** ***. Thank you

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