Ability Recovery Services LLC

Dear [redacted]: We have requested a deletion to the credit reporting agencies. Please allow at least 3 weeks for the derogatory to be remove. If you need anything further, please do not hesitate to contact me. Sincerely,Nicole C[redacted]Client RelationsAbility Recovery Services, LLC Toll free:...

###-###-####

Dear [redacted]: We are in receipt of the above referenced complaint. After further research it appears that the notice was inadvertently sent to the incorrect person. Consumer will not receive any further contact from our office. Sincerely, Audrey C[redacted]   ...

Client Relations Ability Recovery Services, LLC PO Box [redacted]  Scranton, PA [redacted]Phone:  ###-###-#### Fax:  ###-###-#### Email: [redacted]@ars-llc.biz

Dear [redacted]: We are in receipt of the above reference complaint. I have reached out to the original creditor [redacted].  They have research and cannot locate fraud on account. Please forward fraud paperwork so that we can closeout account. Please be aware that we have your account marked...

as a dispute and will be updated on credit report to reflect same. Upon receipt of your fraud paperwork  we will forward information to our client and delete the derogatory information from your credit bureau report(s) If you or the consumer should need anything further, please do not hesitate to contact me.Sincerely, Audrey C[redacted]Ability Recovery Services, LLC (o) ###-###-####(f)  ###-###-#### cc:file

Dear [redacted] We are in receipt of the above referenced complaint. Please be aware that we are still showing a balance of $325.50.We have not received payment as of April 18th 2016.   Please provide proof of payment so that we may update the account status accordingly. Please be aware that...

we honor a deletion once paid in full. If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely,

14.00




Audrey C[redacted]
Client Relations
Ability Recovery Services, LLC
PO Box [redacted]
Scranton, PA 18505
Phone:  ###-###-####
Fax:  ###-###-####
Email: [redacted]@ars-llc.biz

Dear [redacted], We are in receipt of the above referenced rejection. Please be aware that our client has instructed us to close and return [redacted]'s account. We have requested to the credit reporting agencies to delete the derogatory from the consumers credit bureau reports. [redacted] is retaining this account, if you should need anything further please contact them toll free ###-###-####. Sincerely,Audrey C[redacted]           Client Relations Ability Recovery Services, LLC PO Box [redacted]  Scranton, PA [redacted]Phone:  ###-###-#### Fax:  ###-###-#### Email: [redacted]@ars-llc.biz

September 29, 2016Dear [redacted]:Please be advised that I serve as Litigation Coordinator for [redacted].com (“[redacted]”)- This correspondence is in response to your complaint filed with the Revdex.com.You signed up for [redacted]’s services on or about...

April 12, 2016. In so doing, you checked a box that affirmed you had read and agreed to the [redacted].com Terms of Use (“Contract’’). That check of the box, and your clicking the send button, constituted your E-signature and agreement to the terms of the Contract. E-signatures have been legally binding and enforced for years.Pursuant to the Contract, you agreed to pay [redacted] a fee equal to 15% of the amount of unsecured credit successfully obtained for you. You also agreed to pay fees for those applications that you sabotaged or abandoned. I have enclosed a copy of the Contract for your review. The Contract provides, in pertinent part, the following provisions:Success Fee Payments(A) You agree to pay us a Success Fee of 15% (Fifteen Percent) of the maximum credit limit or maximum gross loan amount of each credit facility, Credit Card and Charge Card you authorized us to apply for on your behalf, within 3 days of any of the following occurrences: (1) you receive access to the approved Facility or Card; (2) you fail to send us a denial letter from each credit facility applied to within 30 days of application; (3) you fail to notify us within 30 days of the application date that you have not received a Denial or Approval letter from each credit facility we applied to on your behalf; or (4) you fail to use your best efforts as required in 6.(B) below.(B) You warrant that You shall use your best efforts to: (1) be actively involved in the application process and follow our instructions in a timely manner; (2) be honest and tell us the truth about how much you are approved for with each lender; (3) be ready and willing to accept all the unsecured financing we obtain for you up to your requested maximum- whether it is a Loan, Line of Credit, or Credit Card; and (4) fully cooperate with any Company whose Approvals we obtain or seek to obtain for you, by providing them with their requested information, making or taking their verification calls, and/or not decline Approvals from said Company.According to [redacted]’s records, you were approved for and/or failed to provide denial letters for financing in the amount of $175,000, for which you were charged $26,250 in Success Fees. If [redacted]’s records are incorrect, kindly provide the acceptance and/or denial letters from the lenders as soon as possible and [redacted] will adjust the balance owed accordingly.Enclosed please find your application for [redacted]’s services, a copy of the Terms of Use Contract, and an account summary. Further inquiries may be directed to the undersigned.Sincerely yours,[redacted] Litigation Coordinator

[redacted] We are in receipt of the above referenced complaint. Please be aware that we have closed and return this account back to our client [redacted] We have requested to the credit reporting agencies to delete the derogatory from your consumer credit bureau report(s). If you should...

need anything please do not hesitate to contact me. Sincerely, Audrey C[redacted]          
[redacted]
[redacted]
[redacted]
[redacted]

Dear [redacted]: We are in receipt of the above referenced complaint. Please be aware that validation was mailed on 3/31/2017  and this account has since been recalled by our client.We have requested to the credit reporting agencies to remove the derogatory from your consumer credit bureau...

report(s). Sincerely, Audrey C[redacted]    Client Relations Ability Recovery Services, LLC PO Box [redacted]  Scranton, PA [redacted]Phone:  ###-###-#### Fax:  ###-###-#### Email: [redacted]@ars-llc.biz

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
 Complaint: [redacted]
I am rejecting this response because:
Regards,
[redacted]

Dear [redacted]: We are in receipt of the above referenced complaint. Please see attached enrollment agreement and student ledger. If student wishes to cancel the course the balance due is $578.04.  The balance owed to continue her education with [redacted] is $1,232.34. [redacted] can...

contact out collection manager Kim R[redacted] toll free ###-###-#### to discuss. Please note that I have put call tickets for recording to assure quality control. If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely, Audrey C[redacted]    Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA [redacted] Phone:  ###-###-#### Fax:  ###-###-#### Email: [redacted]@ars-llc.biz

Dear [redacted] We are in receipt of the above referenced complaint. All of our calls are recorded for quality assurance and have been reviewed by our compliance department and found accusations to be untrue.Please be aware that we are appalled by the alligations from [redacted] and we are able to...

provide all recordings, if necessary.  We have marked this account as a cease and desist by consumer as requested by consumer and will notify client of such. If you or the consumer should need any further assistance, please do not hesitate to contact me. Sincerely, Audrey C[redacted]Director of Client Relations Ability Recovery Services (o) ###-###-#### (f)  ###-###-####

Dear [redacted], We are in receipt of the above rejection. Please be aware that we have status accounts for deletion. If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely, Audrey C[redacted]    Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA [redacted]Phone:  ###-###-#### Fax:  ###-###-#### Email: [redacted]@ars-llc.biz

Dear [redacted]: We are in receipt of the above referenced rejection. I reviewed with my management and they have agreed to delete the derogatory from [redacted] credit bureau reports.  Please be aware that if payment arrangement is broken this arrangement will be null and void. If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely, Audrey C[redacted]Director of Client Relations (o) ###-###-#### (f) ###-###-####cc:file

Dear Ms. [redacted]We are in receipt of the above referenced complaint. I have status account for deletion and sent a request to the credit reporting agencies to delete the derogatory information. Please allow (3) weeks for update. If you or the consumer should need anything further, please feel free...

to contact me. Sincerely,Audrey C[redacted]Client Relations Ability Recovery Services, LLC (o) ###-###-#### (f)  ###-###-####cc:file

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
 Complaint: [redacted]
I am rejecting this response because: I am not Mrs [redacted]? at least if your giving an apology....use the right name and right account!
Regards,
[redacted]

Dear [redacted]:  We are in receipt of the above referenced complaint. As per our client [redacted] the account has been closed out due to identity theft.This information will be removed from the consumers credit bureau report(s). Please allow at least (3) weeks to reflect on credit report....

If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely, Audrey C[redacted] Client Relations Ability Recovery Services, LLC Phone: [redacted] ext. [redacted] Fax: ###-###-####

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

Dear [redacted]We are in receipt of the above referenced complaint. Please be aware that we have your account in a disputed status. Attached please a copy of consumers enrollment agreement and student ledger. Upon review let me know if you need anything further. Thank you.Audrey...

C[redacted]   
[redacted]
[redacted]
[redacted]
[redacted]
[redacted]  [redacted]
[redacted]  [redacted]
[redacted]

Dear Ms [redacted]: We are in receipt of the above referenced complaint. Please be aware we believe consumer may be mistaken us with another company.Ability Recovery Services is not involved in a class action suit nor are we affiliated with [redacted] or collect for [redacted]. Our client is Penn Foster Schools. ...

We show student enrolling in a Degree course for Early Childhood Education on March 30, 2016.  Student completed 43.20% of course prior to cancelling leaving a balance due of $726.00Consumer can contact our collection manager Jeremy M[redacted] at [redacted] ext. [redacted] for additional assistance. Sincerely, Audrey C[redacted]           Client Relations Ability Recovery Services, LLC

[redacted] We are in receipt of the above referenced complaint. Please be aware that our client Penn Foster has instructed our office to close and return accounts. We are closing the following client reference numbers:  [redacted] ...

[redacted]Please allow 3wks for the derogatory to be removed from the consumer credit bureau report. If you or the consumer should need anything further, please do not hesitate to contact me. Sincerely, Audrey C[redacted]   
[redacted]
[redacted]
[redacted]
[redacted]