Choice Recovery

We have reviewed the call regarding payment of this account The consumer, nor her husband who made the payment, were told that these accounts were not eligible to credit report If Ms [redacted] can provide a letter showing that her insurance company was responsible for these bills, we will happily request the removal from the credit bureaus

__XX__ the last four of your social security number __XX__ your date of birth __XX__ the name of the original creditor and/or __XX__ previous addressesHi,last four ***dob [redacted] original creditor [redacted] previous address [redacted] ***

I'm sorry Mr. [redacted] . There seems to be some confusion. We do not have anyone in our system with the name [redacted] Please provide a credit bureau account number so that we can locate the matter you are referring to. We look forward to resolution of this issue.

Regarding the date of service 09/17/16, the insurance payment was reported to Choice Recovery on July 10, Within days of the date it was reported, we will request the credit bureaus delete this trade line The balance of $is still outstanding and due to [redacted] Emergency Specialists.As it relates to the consumer's dispute, validation notice was sent to the consumer on 05/17/ The form contained a medical release It is necessary for the consumer to sign and return the release to obtained protected health information The signed form has not be received by Choice Recovery

I have received confirmation from TransUnion that the collection has been removedThe response made by the business in reference to complaint ID [redacted] is satisfactory to me Thank you [redacted]

We have reviewed the recorded call between the consumer and Nick H [redacted] from April 13, We believe the consumer was aware the account was reporting to the credit bureaus Please find a copy of the recording.Should the consumer have further questions, please feel free to contact us

Choice recovery advertises that their company works with people who have had a hard time from becoming insolventIt is apparent that .Choice recovery does not care about the people they collect from, only if they pay or notI wish this company would not use advertising and market themselves for what they areIf you''re agency cannot forgive and stop reporting a debt that was originally caused because of a chronic illness and was only $and is now paid, then caustic to the people you try and collect from not helpful

Mr [redacted] was given the opportunity to deal with the original creditor until the account was placed in collections.We cannot state if the original creditor is open to speaking with Mr [redacted] at this time.We will not attempt to contact Mr [redacted] however, we cannot honor his request to have the account removed from collections [redacted] has the right to place unpaid debt in collections and chooses to leave this account with Choice Recovery

Choice Recovery has confirmed with Shadow Brook Dental Care the information we have on file is accurate On June 5th, we received a written refusal to pay Per the FDCPA, a written refusal to pay is the same as a Cease and Desist We are unable to communicate directly to Ms *** without expressed permission.We also received a medical release returned unsigned by MsWhite Due to HIPAA, we get limited financial information on the account Without a signed medical release, we will be unable to request any further informationMs*** is welcome to contact the original creditor directly if she is requesting information but would prefer not to allow Choice Recovery access to protected information.We apologize if MsWhite thought we were not addressing her concerns Without the ability to speak to her directly, we were unable to explain further

I have proof of payment Regards, [redacted]

The original dispute was noted as a refusal to pay which prohibits us from reaching out directly to the consumer We are unable to respond via US Mail Choice Recovery has informed the credit bureaus of the disputed account and have validated the account as accurate Should this consumer have further concerns or wish to speak of this in more detail, we encourage direct contact to our office by phone

I reviewed the response made by the business in reference to complaint ID [redacted] , and find the resolution is satisfactory to me Regards, [redacted] ***

I don't owe Choice Recovery anything on the behalf of anyoneIn their response they stated that they're a "third party" that being said I don't owe them anythingCollection agencies purchases debts for pennies on the dollarIn addition, I do not have a contract with Choice RecorveryAccording to the FRCA everything is done by "consent" meaning a signature from meI might could appreciate and accept their "validation" if Choice Recovery had a contract signed by meTherefore, Choice Recovery is fraudulently trying to collect money from me that a debt isn't mine To name a few, these are things that collection agenciess don't want the consumer to knowHowever, I am up on these collections agencies, and very aware (familiar) with the FCRA and FTCThe only desired acceptable resolution for me is for Choice Recovery to remove the negative remark from all three buerausAgain, you can't validate something you don't have

Thank you so much for providing this additional information to us We have spoken with Ms [redacted] and have come to a resolution on this matter All notices to the agreement we sent to Ms [redacted] via US Mail.Should the Revdex.com have further questions, please contact us

We have reviewed [redacted] 's complaint and request for removal Choice Recovery's policy is to report all information accurately to the credit bureaus We have updated [redacted] s account to a paid in full status We do not remove accounts from the credit bureaus for payment Should the Revdex.com have further questions or feel we can assist in another way, please feel free to contact us

I confirmed that our paid in full letters went out in this morning's mail. We do not request the deletion of accounts with the credit bureaus for payment.If the BBB has other concerns, please feel free to contact us.

We have validated the debt with our client, [redacted] of Clay County. Notice of this validation and medical release has been sent to the consumer's last known address.Choice Recovery did not purchase your debt. We work as a third party collection agency for this medical provider. We do not find any of the consumers additional claims to be valid. If the consumer has additional questions on credit and collections we encourage them to contact a licensed credit/financial adviser or a legal professional.

Our client, [redacted] , is reviewing the bank statements sent by the consumer Since the payments were made before the account was placed in collections, we will be unable to respond until the review is complete

The attached license was our Collection Agency License for Florida Choice Recovery is licensed to do business and collect in Florida

I simply refuse to accept this response The collections' agency perspective is obtuse and sounds unintelligent; and it worries me that you follow their sentiments It sounds unprofessional for the collection agency to take the word from a doctor's billing agency and ignore my level of integrity in preparing a detailed response that clearly demonstrates timelines, pertinent details, and gross negligenceIts obvious that you as the Revdex.com are on their side and will not support the consumers request I have already forwarded the complaint to the FTC and am contemplating taking this to a Small Claims Court to seek a judgment against the doctor and the collections agency Regards, [redacted] Read More Customer Complaints: > >> $(function () { $('.complaint-block a[data-toggle=collapse]').click(function () { $(this).text($(this).text() == $(this).attr('data-close-text') ? $(this).attr('data-open-text') : $(this).attr('data-close-text')); }); $('.complaint-block .collapse').collapse({ toggle: }); $.each($('.complaint-block a[data-toggle=collapse]'), function (index, value) { $(value).text($(value).attr('data-close-text')); }) });