Choice Recovery

that is not the way you legally validate a debt or accountUnder the FCRA law I requested that I be provided a contract or documentation bearing my signature be provided to me outlining the specifics terms and conditions I allegedly agreed toI am more than certain that your response is mere hearsayI will not contact the office further so that I can be manipulated yet againMy request was a very specific and lawful one and I expect your response to be the sameSo again please provide me with a contract or documentation bearing my signature that corresponds with the date of service in questionWhen you contact your clients office this time for a verification instead of requesting a statement request the documentation being requested! In the event "your" client does not have a contract or documentation to provide I demand that you remove this account from your file and have it deleted from all credit bureaus immediately and permanentlyThanks

The itemization of charges sent to the consumer had all charges and payments as related to the balance due If [redacted] would like a copy of the explanation of benefits, she will need to obtain this from her insurance company The explanation of benefits will show each service with the allowed/write-off amount and amount paid to the service provided Please call [redacted] with the number located on the insurance card for further explanation Choice Recovery has met the guidelines of validating the debt and providing an itemization of services for the consumer

I am rejecting this response because: This is incorrectI requested that you validate my debt which is required by law not verify it those are two different thingsValidating is providing something from the original contract that was supposedly signed which you never did You mention in your response I need to sign a release but this was never sent to meIf it was as you claim please provide dates because the only thing you sent was something anyone could have got from google a general statement saying I owe a hospitalWhen was that ever sent to me? You have never sent me any release forms and blatantly ignored my certified letters giving you days to respond are remove from my credit report I have tracking numbers proving when they were received and signed for but no one from your agency responded back until I filed a complaint with Revdex.com Regards, [redacted]

I am rejecting this response because: As I stated in my previous response, I have not received any good or services from Choice Recovery IncI have never signed any type of agreement with them and therefore I do not owe them a debtI would like them to remove this debt from my credit bureau report Regards, [redacted]

We have confirmed with [redacted] of [redacted] that Ms [redacted] 's account is still with us in collections

The contracted amount paid by the Insurance was paid to the Practice all my co-insuracne and deductibles were paid in full the day of the surgeryThe iNsuracne company advised this balance remaining is not reflectied in aptient responsibility with the EOB for this surgery, credit report was impactedThe Practice has spent duplicate the amoutnt of moneys in trying to collect $ dollarsTheis amount has been sent in with payment and am asking for this to be removed form credit Regards, [redacted] ***

We have not had a response from our client on this matter We will agree to close the account and communicate the closure to the credit bureaus

Choice Recovery does not request the credit bureaus remove accounts for payment.Mr [redacted] was made aware of the accounts before credit reporting but refused to discuss a repayment plan with us (6/10/16) Written notice was mailed to the consumer on 6/13/to which we received no response If the Revdex.com feels we can be of assistance in answering any other questions, please feel free to contact us

We have sent [redacted] a copy of her requested itemization of charges via US Mail We have validated the balance due with our client

We apologize this issue is not resolved for Ms [redacted] We will reach out to the credit bureaus again and request they remove this item We consider this account closed and are not attempting to collect

I don't keep anything like thisI had to move in with my parents because my health didn't allow me to live aloneI have proof of insurance and SO DOES [redacted] that I can send over Regards, [redacted]

We have confirmed with our client, [redacted] that this bill is accurate and valid The client was not given Medicaid information for the minor child If the consumer can provide a letter stating the minor child had coverage on the date of service, we will provide this to our client for further review

We have reviewed the calls with the consumer for coaching opportunities.Our client has placed the account on hold from collection activity while researching the consumer's concerns and billing the updated insurance information This process can take up to days for a response from insurance.Once our client has a final determination and explanation of benefits from the insurance company we will reopen the account should the patient have any remaining balance.Should the consumer have further questions, please contact us

I was informed by the dental provider they no longer use your serivresPer the Fair Credit Reporting act, your company needs to remove this immediately Regards, [redacted]

they said they are still rsearching the amount that is dueThey can correspond with me through this Revdex.com complaint instead of reaching me through attorney [redacted] Regards, [redacted]

Mr [redacted] was sent written notice on these accounts on May 17, In addition to the calls we made that went unanswered, we did leave a message with a gentleman at ###-###-#### (the number Mr [redacted] provided) We have not received any notification from the US Postal Service that the mail was not delivered or the address was wrongIf Mr [redacted] would like to dispute the balance, we will be happy to have the client validate it

We apologize for the confusion We have spoken to our client, [redacted] ***, regarding this debt While we understand it was originally in dispute, Choice Recovery has never agreed to delete this record [redacted] is aware and in agreement of our handling of this accountIf [redacted] had an agreement with someone outside of Choice Recovery, he should follow up with them Choice Recovery did not make this agreement with the consumer nor has our client requested us to honor this agreement If [redacted] would like to follow up with the person he originally spoke to, we would encourage him to have that person contact us

We apologize Ms [redacted] is having issues getting this issue resolved Our Client, [redacted] ***, has confirmed that this amount is outstanding and the responsibility of Ms*** If Ms [redacted] has documentation stating this isn't her responsibility or receipt for this balance, we encourage her to submit this to us so we can further investigate her dispute

Thanks very much for your kindly works on my complaint! I would like to contact with the collection agent directlyBut I prefer such a way that all the communication details can be recordedSo I prefer email than a phone callBut I cannot find the related email from its official websiteSo if possible, please ask the business to provide a effective email address for contactThanks very much!

We have been in communication directly with the dental office who is not removing this account from our office We understand the consumer is on a repayment plan directly to the dental office We will update payments to the credit bureau as reported to our office.Should the consumer or Revdex.com have further questions about the consumer's repayment plan, please feel free to contact us