Ability Recovery Services LLC

Dear [redacted] : We have requested a deletion to the credit reporting agenciesPlease allow at least weeks for the derogatory to be removeIf you need anything further, please do not hesitate to contact meSincerely,Nicole C***Client RelationsAbility Recovery Services, LLC Toll free: ###-###-####

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: Thanks for everything I hope you can stick around to make sure these allegations to come off my credit report ASAPBefore we close this file I thank you again for all the hard work you all have put in for me that if I have anyother problems that you all will always be thereTeam Revdex.com allday I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted]

[redacted] We are in receipt of the above referenced complaintPlease be aware that we are pulling recordings for quality assuranceAttached please find copy of you Statement of Account for [redacted] If you need anything additional, please contact our Collection Manager [redacted] *** [redacted] ***Sincerely, Audrey C [redacted] [redacted] [redacted] *** [redacted]

Dear [redacted] : We are in receipt of the above referenced complaintCollector offered a partial payment arrangement of $monthly, student was unable to setup arrangement therefore collector gave student our mailing address to submit the $monthly paymentsMy collection manager will review phone recordings for quality assurancePlease beware that this is a valid collection account that is owed and due and we will accept the monthly payment of $due to consumers financial difficulties [redacted] can contact our collection manager Kim R [redacted] @ ###-###-#### for additional informationBelow is our mailing information to remit payment(s) on account: Ability Recovery Services, LLC PO Box [redacted] Scranton, PA ***Account ID #: [redacted] Sincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA ***Phone: ###-###-#### Fax: ###-###-####cc:file

Dear Ms [redacted] : We are in receipt of the above referenced complaint Recording does not indicate no contact at place of employment although she does give us permission to contact her on cellular numberAccounts has been noted as cease and desist and credit bureaus will reflect a disputed statusPlease feel free to contact me with any additional questions or concernsSincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA 18505Phone: ###-###-#### Fax: ###-###-#### Email: [redacted]

Dear [redacted] ***: We are in receipt of the above referenced complaintPlease see attached original bill copy and balance verificationDate of service was December 15, with an original balance due of $1,after insurance payments and or contractual allowance the new balance due is $[redacted] can request a copy of his explanation of benefits (payment from insurance and or contractual allowance breakdown) from [redacted] , as they will not provide third parties this information.If you or [redacted] should need anything further please do not hesitate to contact our collections manager Kim Ross at ###-###-####.Sincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA ***Phone: ###-###-#### Fax: ###-###-#### Email: [redacted] @ars-llc.biz

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered] Complaint: [redacted] I am rejecting this response because:as stated in the previous complaint, the "breakdown of charges" that was sent doesn't explain how there is a balance of $owed when the difference between the payments received and the charges is less than $Therefore, this breakdown is not a sufficient indication of the amount owedFurthermore, as shown in the breakdown these are charges from 2008, so how are they able to report this debt on my credit afrer years? Regards, [redacted]

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted] ***

Dear Ms***: We are in receipt of the above referenced complaintAbility Recovery Services is not showing receipt of payment, please provide proof of payment.We are showing a current balance due of $1,478.70Sincerely,Audrey C [redacted] Client Relations Ability Recovery Services, LLC [redacted] [redacted] *** [redacted]

[redacted] We are in receipt of the above referenced complaintPlease be aware that we are reviewing recordings for quality assuranceWe have been in contact with [redacted] and are awaiting insurance information to resubmitIf you or the consumer should need anything further please do not hesitate to contact meSincerely, Audrey C [redacted] [redacted] [redacted] *** [redacted]

Dear [redacted] We are in receipt of the above referenced complaintPlease be aware that we will honor the 50% settlement with deletionSettlement amount due: $ to be paid within days from today or settlement will become null and voidIf you need anything further please do not hesitate to contact meSincerely, Audrey C [redacted] [redacted] [redacted] *** [redacted]

Dear [redacted] , We are in receipt of the above referenced complaint.Please be aware that our collection representative had forward account to our legal department to review and verified bankruptcy. We have closed account and status for deletion. Please allow three week for derogatory to be... deleted. If you or the consumer should need anything further, please do not hesitate tocontact. me. Sincerely, 14.00 Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA [redacted] Phone: ###-###-#### Fax: ###-###-#### Email: [redacted] @ars-llc.biz Normal 0 false false false EN-US X-NONE X-NONE / [redacted] Style Definitions */

Dear [redacted] : We are in receipt of the above reference complaintPlease be aware that we have requested validation of debt, however has not yet been receivedWe have closed the file and marked account for deletionOur next reporting is on March 3, Please allow (2) weeks for due diligence If you or the consumer should need anything further, please do not hesitate to contact meSincerely, Audrey C [redacted] Director of Client Relations Ability Recovery Services, LLC (o) ###-###-#### (f) ###-###-#### cc:file

We are in receipt of the above referenced complaintMy apologizes I thought consumer wanted to stop auto deductions when stated Modification/discontinuanceWe will keep arrangement for auto deduct $on the 29th monthly It will only schedule reminder letters and confirmation of payment letters only.Let me know if this will work for youSincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC [redacted] Scranton, PA 18505Phone: ###-###-#### Fax: ###-###-#### Email: ac [redacted] @ars-llc.biz

Dear [redacted] : We are in receipt of the above referenced complaintPlease be aware that we have marked consumers account for deletionIf you or the consumer should need anything further, please do not hesitate to contact us.Sincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA ***Phone: ###-###-#### Fax: ###-###-#### Email: [redacted] @ars-llc.biz

Dear [redacted] : We are in receipt of the above referenced complaintAccount status has been updated to cease and desist Please be aware that we have requested validation from our client and will forward to consumer for review.Upon receipt of validation consumer can contact Kim R [redacted] toll free ###-###-#### to discuss any questions or concerns.Sincerely, Audrey C [redacted] Client Relations Ability Recovery Services, LLC PO Box [redacted] Scranton, PA ***Phone: ###-###-#### Fax: ###-###-#### Email: [redacted] @ars-llc.biz

Dear [redacted] : We are in receipt of the above referenced complaintPlease be aware that we have your account set for no auto deduct payments.I realize you want to take care of your account with [redacted] College and we are happy to work with you to establish another method of payment Please feel free to contact our Collection Manager Kim R [redacted] at ###-###-#### Sincerely, Audrey C [redacted] Director of Client Relations (o) ###-###-#### (f) ###-###-#### cc:file

Dear [redacted] : We are in receipt of the above referenced complaintPlease be aware we are showing [redacted] enrolled in the Travel and Tourism Specialist course with [redacted] in January (please see attached) I am showing a cancellation balance of $or a continuing balance of $720.80.We can closeout account with the cancellation balance if [redacted] does not want to continueConsumer can contact our supervisor Kim R [redacted] toll free at ###-###-#### to discuss a payment arrangementLet me know if you or the consumer should need anything furtherSincerely, Audrey C [redacted] Client Relationscc:file

Dear [redacted] , We are in receipt of the rejectionCan you have the consumer confirm the phone number that we called on December 30, or the phone number she called in on on December 30, We have (11) recorded calls and there is not a log for December 30, Thank you so much Audrey C [redacted] Client Relations Ability Recovery Services, LLC (o) ###-###-#### (f) ###-###-#### / [redacted] Style Definitions */

Dear [redacted] : We are in receipt of the above referenced complaint.Pleas see attached [redacted] Affidavit to show indebtednessAfter reviewing [redacted] can contact our office to discuss an amicable discount for deletionIf you or the consumer should need anything further, please do not hesitate to contact meSincerely, Audrey C [redacted] Director of Client Relations Toll Free: ###-###-#### Fax: ###-###-####cc:file