Jefferson Capital Systems, LLC

March 23, 2018       Mr. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]   Dear Mr. [redacted]:   We acknowledge receipt of your correspondence...

sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on March 23, 2018, we responded directly to Mr. [redacted].  He should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.  Attached is a copy of our response.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

Initial Business Response /* (1000, 5, 2015/12/14) */
December 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance on $3,428.79 in August 2015. This account is for a 2006 Ford Taurus and was opened in April 2008 and charged off for collections in June 2011. We have no record of previously receiving a written request for validation of this debt. However, to resolve this dispute, we have terminated collection efforts and requested the credit bureaus to delete our trade line from Ms. [redacted]' credit file. This letter will confirm this account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/12/14) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept this resolution because this will be deleted from all credit bureaus and not sold or transferred. I appreciate Revdex.com assistance in this matter.

Initial Business Response /* (1000, 5, 2015/05/20) */
May 20, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above. We do not show any prior written requests received for validation of the debt.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $5,614.15 in July 2011. According to our records, the account was opened in October 2005 and charged off in October 2007. In response to Ms. [redacted]'s stated dispute and financial hardship, we have closed our file and terminated collection efforts.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

August 10, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Card             Complaint ID# [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  We regret the problems Ms. [redacted] encountered when attempting to reach us by telephone.   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $637.75 on or around December 22, 2013.  This account was not included in the ruling mentioned in Ms. [redacted]’s correspondence.  Although the balance remains on the account, to resolve this matter, we have terminated collection efforts.  We are also requesting the credit bureaus delete our trade line from Ms. [redacted]’s credit files.         We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,188.88 on or around March 20, 2015 and subsequently placed the account with Capital Management Services for collection efforts.  Pursuant to your request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Based on your dispute, we have recall the account, terminated collection efforts and are requesting the credit bureaus delete our trade line from your credit file. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

December 14, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around August 1, 2016, with the balance of $1,594.05.  In response to the communication received, this confirms we have closed our file and terminated collection action.  We have also requested the credit bureaus to delete our trade line from her credit bureau file.   Thank you for the opportunity to respond.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 8, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on February 7, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/04/23) */
April 23, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Checking...

Account
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking Account and balance of $926.61 in February 2015 from [redacted]. According to the information provided, the account was opened in February 2010 and charged off in August 2010. In consideration Mrs. [redacted] has no knowledge of the account, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to be of service.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/04/28) */
(The consumer indicated he/she ACCEPTED the response from the business.)
As long as the account is going to be perm. removed I am satisfied.

July 7, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $145.51 on or around April 14, 2015.  Jefferson Capital Systems, LLC has not received payment on this account.  Although a balance remains, based on her dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

July 31, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $436.53 on or around August 1, 2016.  Pursuant to her request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains, based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Initial Business Response /* (1000, 6, 2015/12/28) */
December 28, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The [redacted] account was opened in July 2012 and charged off in August 2013. Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,824.99 in October 2015 and subsequently placed the account with [redacted] for collection efforts. A Right to Dispute letter was sent to Mr. [redacted] by [redacted] on December 14, 2015. Jefferson Capital Systems, LLC also sent a Right to Dispute letter on December 25, 2015.
Pursuant to Mr. [redacted]'s request for validation of his debt, enclosed is a copy of his last billing statement dated July 16, 2013. To resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm the account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:
Initial Consumer Rebuttal /* (2000, 8, 2015/12/28) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the repsonse of the trade line being removed from my credit reports. Thank. You.

January 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]3            Debt Description:  [redacted] WirelessComplaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $175.39 on or around December 1, 2015.  Based on Mr. [redacted]’ stated dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####  e...

Initial Business Response /* (1000, 5, 2015/04/28) */
April 28, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Solution
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $338.75 from [redacted], in February 2015. The account was opened in February 2009 and charged off in May 2010. In response to Mr. [redacted]'s communication, we are notifying the credit bureaus to delete our trade line from his credit bureau file. Please allow 30 days for the credit bureaus to update their records.
We appreciate being of service to your office.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/04/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Hi Shirley,
Thank you for taking the time to respond to my Revdex.com complaint.
I appreciate the information even though I have no recollection of owing money to [redacted] at any point.
I appreciate Jefferson Capital Systems decision to remove it from my credit line and will be monitoring for its removal.
Thank you,
[redacted]
Final Business Response /* (4000, 15, 2015/08/04) */
August 4, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Solution
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
We have confirmed Jefferson Capital Systems, LLC, is not reporting the account referenced above to the credit reporting agencies. Please advise Mr. [redacted] to provide a copy of his credit report reflecting the Jefferson Capital Systems, LLC, trade line so we can investigate further. The information can be faxed to [redacted].
We look forward to resolution of this matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 7, 2015/08/18) */
August 18, 2015
Mr. [redacted]
Orlando, FL 32810
Re: Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We are writing in response to...

correspondence we received on your behalf from the Consumer Financial Protection Bureau concerning the above-referenced account.
Our records reflect the [redacted] account, reflecting a balance of $6,034.25, was acquired in March 2015 and placed with a 3rd party agency for collection purposes. We have no record of receiving any prior communications from you. Based on your dispute, we have recalled the account, terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from your credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
C: Revdex.com/Case number 57311234
SEE REVERSE SIDE FOR IMPORTANT INFORMATION.
Notice of Important Information: Consumers have rights including, but not limited to those rights listed below:
Complaints: If you have a complaint, please write to us at [redacted] St. Cloud, MN 56303 or call us toll-free at [redacted], Monday through Friday.
THE CALIFORNIA STATE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT REQUIRE THAT, EXCEPT UNDER UNUSUAL CIRCUMSTANCES, COLLECTORS MAY NOT CONTACT YOU BEFORE 8:00 A.M. OR AFTER 9:00 P.M. THEY MAY NOT HARASS YOU BY USING THREATS OF VIOLENCE OR ARREST OR BY USING OBSCENE LANGUAGE. COLLECTORS MAY NOT USE FALSE OR MISLEADING STATEMENTS OR CALL YOU AT WORK IF THEY KNOW OR HAVE REASON TO KNOW THAT YOU MAY NOT RECEIVE PERSONAL CALLS AT WORK. FOR THE MOST PART, COLLECTORS MAY NOT TELL ANOTHER PERSON, OTHER THAN YOUR ATTORNEY OR SPOUSE ABOUT YOUR DEBT. COLLECTORS MAY CONTACT ANOTHER PERSON TO CONFIRM YOUR LOCATION OR ENFORCE A JUDGMENT. FOR MORE INFORMATION ABOUT DEBT COLLECTION ACTIVITIES, YOU MAY CONTACT THE FEDERAL TRADE COMMISSION AT 1-877-FTC-HELP OR www.ftc.gov.
ADDITIONAL INFORMATION FOR COLORADO RESIDENTS
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. OUR LOCAL OFFICE'S ADDRESS IS 80 GARDEN CENTER, SUITE 3, BROOMFIELD, CO 80020. TELEPHONE NUMBER: (303) 920-4763.
ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.
ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS
NORTH CAROLINA DEPARTMENT OF INSURANCE PERMIT NUMBER: 103490
ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS
NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS LICENSE NUMBER: 1368090
ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE COLLECTION SERVICE BOARD OF THE DEPARTMENT OF COMMERCE AND INSURANCE.

March 1, 2018   Mr. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on March 1, 2018. Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

July 12, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your additional correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,014.22 on or around February 13, 2017.  Based on Ms. [redacted]’s previous request to cease collection efforts on her account, no correspondence has been sent. Pursuant to her request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement. This letter will confirm we have terminated collection efforts.  Additionally, the credit reporting agencies have deleted/suppressed our trade line from her credit file. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

March 12, 2018       Mr. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Mr. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   This letter will confirm that on March 12, 2018, we responded directly to Ms. [redacted].  She should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.  Attached is a copy of our response.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

March 22, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless accounts on or around October 12, 2016 with the balances of $881.41 and $606.22, respectively.  Jefferson Capital Systems, LLC has no record of receiving payment or previously being contacted by Mr. [redacted].  From the correspondence we received from your office, it appears Mr. [redacted] may have been communicating with [redacted] Wireless concerning the accounts.    Although balance remains on both accounts, in response to Mr. [redacted]’s dispute, we have terminated collection efforts.  Additionally, we are requesting the credit bureaus to delete our trade line from his credit file.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 30, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   Our records indicate the [redacted] account was opened on January 11, 2011 and was charged off on April 24, 2013 with a balance of $56.74.  Jefferson Capital Systems, LLC acquired the [redacted] account on or about December 1, 2015.  To resolve Ms. [redacted]’s matter, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

October 6, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]   Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to [redacted] on October 6, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####