Jefferson Capital Systems, LLC

May 31, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,352.18 on or around December 5, 2016.  Although a balance remains, based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 29, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case #[redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning his account referenced above.   In response to Mr. [redacted]’s recent communication and to resolve the dispute, we have instructed Receivables Performance Management (RPM) to dismiss the suit without prejudice and return the account to our office.  We are willing to accept the previously agreed to settlement of $7,000.00 and Mr. [redacted] can remit the $100.00 per month until the settlement is paid in full.  The payments can be sent to the following address and the account number should be reflected on the payment instrument:   JEFFERSON CAPITAL SYSTEMS [redacted] CHICAGO IL 60677-2813   We look forward Mr. [redacted]’s anticipated cooperation in remitting payment.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 22, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on January 22, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

July 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $806.54 on or around October 12, 2016.  Electronic disputes were received from the credit bureaus which we verified.  Although a balance remains, based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 22, 2016 Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337 Re:          [redacted] / ID [redacted]                 Dear...

Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the Jefferson Capital Systems, LLC trade line that is reflected on her credit bureau report. We are sorry to learn that the Jefferson Capital Systems, LLC trade line intended for a debtor with a similar name is reflected on Ms. [redacted]’s credit bureau report.  This appears to be an error at the bureaus.  Although Ms. [redacted] states Experian filed a dispute with Jefferson Capital Systems, LLC, we have no record of receiving the dispute.  However, we have notified the bureaus to delete the trade information pertaining to the account in question.  If the trade information should continue to reflect on Ms. [redacted]’s credit bureau report, we suggest she dispute the trade line directly with the bureaus. Thank you for the opportunity to respond. Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/11/11) */
November 11, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.
Jefferson Capital Systems, LLC purchased Ms. [redacted]'s [redacted] account, reflecting a balance of $2,287.57, in January 2013. It is our responsibility as a furnisher of information to the credit reporting agencies to provide accurate information. Ms. [redacted]'s account has been accurately reported to the credit bureaus each month. Although we disagree with the merits of Ms. [redacted]'s dispute, as a courtesy, we have notified the bureaus to delete our trade line from her credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866)[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/11/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Based on the agreement from Jefferson Capital to delete the inaccurate reporting tradeline from my credit reports I accept this response.

June 13, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Although we disagree with the merits of Mr. [redacted]’s complaint, this letter will confirm we have terminated collection efforts.  Additionally, the credit reporting agencies have delete/suppressed the Jefferson Capital Systems, LLC trade line from your credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 6, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired Ms. [redacted]’s [redacted] Wireless account, reflecting a balance of $91.33, on or about February 1, 2016.  As the enclosed statement from [redacted] indicates, one of the phone numbers they were providing service for was ###-###-####.  This is also the phone number Ms. [redacted] acknowledges as her day time phone in her complaint to your office.  Although we disagree with the merits of Ms. [redacted]’s dispute, in order to resolve this matter, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.   Thank you for the opportunity to respond.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Enclosure:

December 28, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on December 28, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/12) */
June 12, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased Mrs. [redacted]'s [redacted] account and balance of $952.26 in October 2014 and subsequently placed the account with [redacted] for collection purposes. Although we disagree with the merits of Mrs. [redacted]'s complaint, in order to resolve her concerns, we have instructed [redacted] to dismiss the suit and we are awaiting confirmation of the dismissal. We are recalling the account, terminating further collection efforts and closing our file. We are also notifying the bureaus to delete our trade line from Mrs. [redacted]'s credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

November 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on August 8, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 31, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $334.35 on or around February 13, 2017.  In researching the matter with [redacted] Wireless, we were informed there were no prior disputes received regarding the account.  Enclosed is a copy of the confirmation letter sent to Ms. [redacted] from [redacted] Wireless at the time the account was established. Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

September 21, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Financial Service             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Financial Service account and balance of $23,084.14 on or around May 31, 2011.  Based on the information Mr. [redacted] provided, we have confirmed the judgment related to this account was satisfied in 2014.  We have terminated collection efforts and regret this situation occurred.  We apologize for any inconvenience it may have caused Mr. [redacted].          Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Dear Ms. [redacted],I received the letter that Kathy [redacted], on behalf of Jefferson Capital Systems, sent to me directly. I believe that I can deem this complaint amicably resolved. I appreciate how promptly she responded to me. Kathy [redacted] has completely fulfilled my request and I thank both of you for your time. Have a happy new year, both of you. [redacted]

Initial Business Response /* (1000, 5, 2015/10/23) */
October 23, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,139.04 in December 2014. We placed the account with[redacted] in January 2015 and the account was returned in May 2015. The account was subsequently placed with[redacted] (RSE) on May 13th. The Right to Dispute Letter was sent to Mr. [redacted] on January 13th and July 31st. On September 10th, RSE filed suit on our behalf regarding this debt. To resolve the matter, however, we have instructed RSE to dismiss the suit and are awaiting confirmation of the dismissal. We are recalling the account, terminating further collection efforts and closing our file. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted]'s credit file.
We appreciate the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/10/24) */
(The consumer indicated he/she ACCEPTED the response from the business.)
as long as the suit is dismissed as promised this is acceptable and the trade line is deleted from any credit bureau report. Thank you.

January 22, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 22, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I would like the business to confirm the above referenced account will not be sold or transferred to any agency for further collection efforts.
Thanks.

Initial Business Response /* (1000, 5, 2016/01/26) */
January 26, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The[redacted] account was opened in April 2010 and charged off in January 2013. Jefferson Capital Systems, LLC purchased the account and balance of $1,296.21 in March 2015. After researching Mr. [redacted]'s complaint with[redacted], Jefferson Capital Systems, LLC nor Verizon have any record of receiving a previous complaint or a dispute from Mr. [redacted]. However, to resolve this matter, we have terminated collection efforts and we are requesting the credit bureaus to delete our trade line from Mr. [redacted]'s credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/06/18) */
June 18, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his credit bureau file and an account reflected as Jefferson Capital Systems, LLC.
Although Mr. [redacted] stated an account is being reported on his credit file with a balance of $634.00 for which he has no knowledge, we did not locate an account for this amount. We did, however, locate the account referenced above with a balance of $1,220.48 that is being reported to the credit bureaus. Jefferson Capital Systems, LLC, purchased the [redacted] account in March 2015. At this time, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line for the account from his credit file.
If Mr. [redacted] has documentation which reflects a Jefferson Capital Systems LLC, trade line with a balance of $634.00, please provide documentation so we can research further.
Thank you for the opportunity to address the matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I am satisfied at this time.

Initial Business Response /* (1000, 5, 2015/05/20) */
May 20, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] regarding the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $16,794.30 in August 2013 and subsequently placed the account with [redacted] Alliance. The current balance is $15,249.17. As we no longer are doing business with [redacted] Alliance, please advise Mrs. [redacted] to provide a copy of the settlement agreement letter she received from [redacted] Alliance. Once the documentation is received, we will update our records accordingly.
We look forward to resolution of the matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/05/22) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Jefferson Capital put sent this collection to the credit bureaus in 2013 in the middle of a settlement with [redacted]. They never once contacted me. I didnt even know who this company was. Nothing on the tradeline was correct. The act no looked the same as the one I was paying off with [redacted]. I contacted [redacted] and they told me not to worry about it. Said I could call and ask to be removed when settlement was reached. Unfortunatley I believed this person. I made last payment in 2014 on our settlement. Pd 150. a month till paid in full. My settlement letter was on my laptop which crashed. In a panic I called [redacted] to get copied and they said they had sent to Jefferson Capital and had gone out of business and now have another name and do not have copies of my files. Thats when I got suspicious. J Capital has since gave this act to [redacted] and [redacted] who are also trying to collect this act and refuse to validate. I need this off my credit report asap as Jefferson Capital is in violation of the fdcp for reporting this without ever contacting me and reporting on a debt that is paid. I asked Jefferson Capital to validate this debt and they will not. I am in need of of a car and this is hurting my credit. need it removed asap. Jefferson hired [redacted] to collect this act and now say they have no records of it being paid!!!
Final Business Response /* (4000, 10, 2015/06/12) */
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mrs. [redacted] regarding the account referenced above.
In Mrs. [redacted]' reply, she states she has no documentation to support the claim the account was settled with [redacted]. In our efforts to determine the status of the account, [redacted] did reply to our communication regarding the matter and we were advised this account was not settled in their office. Although our records reflect an outstanding balance owed, as a courtesy, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mrs. [redacted]' credit file. Please allow the credit bureaus 30 days to update their records. In the meantime, Mrs. [redacted] can present this letter to her creditor as proof of the actions being taken.
Thank you for the opportunity to be of service.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]