Jefferson Capital Systems, LLC

January 13, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** account and balance of $6,on or around August 4, 2015. Although a balance remains on the account, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit bureau file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Direct Marketing Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on October 11, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 4, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 4, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 4, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on June 4, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 31, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account Jefferson Capital Systems, LLC acquired Mr***’ *** *** *** account and balance of $3,on or about March 12, Although we disagree with the merits of Mr***’ dispute, we have terminated further collection efforts and closed our file. This letter will also confirm that the bureaus have deleted our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau / Case Number: ***

Initial Business Response /* (1000, 5, 2016/01/07) */
January 7,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the *** account and balance of $in October The account information reflects the same last four digits of his social security number as well as the email address provided on his complaintThe account was placed with Diversified Consultants, Inc., on November 6th and they sent the Right to Dispute letter on November 12thBased on Mr***'s telephone call with a representative on December 29th, the account was recalled from Diversified Consultants, IncIn response to Mr***'s stated dispute, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from his credit bureau file
We appreciate the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

April 3, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Consumer Financial Protection Bureau case number: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau (“CFPB”) Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or about December 1, 2015. Enclosed is a copy of the final billing statement. Please note that the address reflected on the statement is the same address Ms*** notated on her correspondence to the Revdex.com and CFPB. Although we disagree with the merits of Ms***’s dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure: C: Consumer Financial Protection Bureau

Initial Business Response /* (1000, 5, 2015/06/26) */
June 26,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
Jefferson Capital Systems, LLC, purchased the *** account and balance of $1,in March According to our records, the Right to Dispute letter was sent to Ms*** on April 7, Prior to June 22, 2015, we show no record of receiving any communications from herIn response to her communication, we researched the matter with ***To resolve Ms***' dispute, we have closed our file and terminated collection effortsWe have also notified the credit bureaus to delete our trade line from Ms***' credit bureau filePlease allow the credit bureaus days to update their recordsIn the meantime, Ms*** can present this letter to her creditors as proof of the actions being taken
We appreciate the opportunity to be of service
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/06/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)

June 5, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence sent
on behalf of Ms*** This letter will confirm that on June 5, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Initial Business Response /* (1000, 5, 2015/10/02) */
October 2,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
According to the information provided, the *** account was opened in November and charged off in May Jefferson Capital Systems, LLC, purchased the account in August with a balance of $1,Based on Ms***'s stated dispute we have ceased collection of this account until such time as verification of the debt is providedIn addition, as a courtesy, we have requested that the consumer reporting agencies delete the account from her credit file
We appreciate the opportunity to be of service
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/10/02) */
(The consumer indicated he/she ACCEPTED the response from the business.)

March 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Mr*** concerning the above-referenced account This letter will confirm that on March 23, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Revdex.com:I would like to have a hard copy of this letter sent out to my adress for my recordsAlso when will this reflect on the credit bureas as deleted?
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me

Initial Business Response /* (1000, 5, 2015/06/01) */
June 1,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
Jefferson Capital Systems, LLC, acquired the *** account and balance of $1,in March Based on the information provided, the account was opened in May and charged off in February According to our records, the Right to Dispute Notice was sent to Mr*** in June Although we disagree with the merits of Mr***'s dispute, we have closed our file and terminated collection actionThis letter confirms the account will not be sold and that the credit bureaus are being notified to delete our trade line from Mr***'s credit bureau filePlease allow days for the credit bureaus to update their files
We appreciate the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/06/02) */
(The consumer indicated he/she ACCEPTED the response from the business.)

December 8, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on December 8, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 15, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on December 15, 2017. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meAS LONG AS THIS IS REMOVED FROM MY CREDIT REPORT I AM SATISFIED

December 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on December 26, 2017. Mrs*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 27, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** We regret Mr*** feels he received unsatisfactory service with *** *** ***Jefferson Capital Systems, LLC acquired the two above-referenced student loan accounts on or about October 31, with a combined outstanding balance of $7,235.63. The account ending in *** is being handles internally by our firm. The account ending in *** was placed with a collection law which firm for suit on our behalf. In order to resolve Mr***’ dispute, we have recalled the account and instructed the law firm to dismiss the pending lawsuit. This letter will also confirm Jefferson Capital Systems, LLC is not reporting the accounts to the credit bureaus. Additionally, to address Mr***’ dissatisfaction with the underlying services he received from the prior creditor, we are willing to accept $1,(50% of the principle balance) in as full and final satisfaction on the accounts, payable in monthly payments of $91.90, with the first payment being due February 27, 2017. Subsequent payments would be due on the 27th of each month following. Mr*** may contact us at the telephone number listed below to schedule payment arrangements. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 30, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 30, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 20, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around August 1, 2016. Based on Ms***’s stated dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####