Jefferson Capital Systems, LLC

September 2, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID# *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the *** *** account and balance of $on or around April 14, 2015. The open date reflected on Ms***’s credit report is the date Jefferson Capital Systems, LLC started reporting the account to the credit bureaus. We have no record on receiving prior contacts from Ms***. To resolve this matter, we have terminated collection efforts and requested the credit bureaus to delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred We appreciate the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because: This is still stated on my Experian credit report as of 01/13/I apologize, I am not comfortable attaching my experian report; however it has been removed from the other 2, equifax and transunionI contacted experian and was told on 01/13/that to date they have not received any notification that this is to be deletedPlease requested that they notify experian. Thank you, *** ***

October 27, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on October 27, 2017. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 8, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Dear Mr***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account This letter will confirm that on March 8, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

February 17, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** A payment of $4,was received on August 15, which resulted in the account being updated as settled in full. To resolve this matter, we are requesting the credit bureaus delete our trade line from Mr***’s credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 21, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: Connor *** / ID ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account This letter will confirm that on February 21, we responded directly to Mr***. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 4, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / *** Dear Mr***: We acknowledge receipt of your correspondence sent
on behalf of Ms*** This letter will confirm that on May 4, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

December 8, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the above-referenced account Jefferson Capital Systems, LLC acquired Mr***’ *** Wireless account and balance of $1,on or about February 1, 2016. Although we disagree with the merits of Mr***’ dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from his credit file. The account will not be sold or forwarded for further collection efforts Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

June 30, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced accounts Jefferson Capital Systems, LLC acquired the *** Wireless account ending in *** and balance of $1,on or around February 1, and the *** Wireless account ending in *** and balance of $on or around April 4, 2016. According to our records, letters were sent to Ms*** on both accounts which offered her the right to dispute. Enclosed are copies of the final *** Wireless statements for both accounts reflecting the respective balances. Although balances remain on the accounts, to resolve this matter, we have terminated collection efforts and have requested the credit bureaus to delete our trade lines from her credit file We appreciate the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosures:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me Yes, I believed this account to be fraudulent Thank you for your courtesy on closing and deleting this trade line from my reports

Initial Business Response /* (1000, 6, 2016/03/03) */
March 3,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
The ***, account was placed with us by our client in September and we subsequently sent Mr*** the Payment Rewards Program offerOn February 16, 2014, Mr*** spoke with a representative and accepted the offer, making payment in the amount of $with information from his checking accountHowever, the payment was returned on February 22nd indicating the bank account could not be locatedWe attempted to contact Mr*** via the telephone to get the correct bank information but were unsuccessful as the telephone number was incorrectThe account was subsequently placed with four different agencies for collections, most recently Alpha Recovery CorporationTo resolve this matter and as a courtesy, we have recalled the account, closed our file, and terminated collection action
Thank you for the opportunity to clarify the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 8, 2016/03/03) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the clarification and will be checking to ensure compliance with the resolutionThank you

December 22, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Colleges Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. Jefferson Capital Systems, LLC acquired the *** Colleges account and balance of $2,on or around July 21, 2014. Pursuant to Ms*** request for validation of this debt, we have enclosed a copy of the Application/Enrollment Agreement Based on Ms***’ stated dispute, and to resolve this matter, we have terminated collection efforts. Additionally we have requested the credit bureaus delete our trade line from her credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

September 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on September 26, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 19, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #’s: *** and *** Debt Description: *** *** *** *** ***
*** *** *** *** *** *** ***
*** *** *** Dear Ms***: We are in receipt of your correspondence sent on behalf of Ms*** concerning the accounts referenced above Jefferson Capital Systems, LLC, acquired the *** *** *** *** *** *** *** *** *** *** on or around October 31, with a balance of $27,967.46. The account was placed for collections with *** * *** and they filed suit on our behalf. We regret the suit inadvertently described Ms*** as a student; rather she is listed on the Promissory Note as the borrower for a daughter. The firm handling the account for us is also handling the second account with a balance of $24,which is listed aboveEnclosed please find copies of both Promissory Notes reflecting Ms*** as the borrower as well as statements showing the balances. To resolve this matter, we have instructed the law firm to dismiss the suit for the *** *** *** account. With regard to payment for the accounts, we are willing to accept $10,in monthly paymentsMs*** should contact *** * *** by calling ###-###-#### and requesting to speak with Allen *** or writing to him at the address of *** * *** *** *** ***, Phoenix, AZ to set up the payment arrangements Thank you for the opportunity to address this matter Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2016/03/14) */
March 14,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
The *** account was opened in July and charged off in March Jefferson Capital Systems, LLC purchased the account and balance of $3,in April and subsequently placed the account with several agencies, with the most recent being *** for collections and they have filed suit on our behalf
Mrs*** states she was contacted by Jefferson Capital Systems, LLC and requested we cease telephonic collection effortsUpon further research, we have no record of contacting Mrs*** by telephone or of receiving a written request to cease collectionsAlthough we disagree with the merits of her dispute, in consideration of the hardship circumstances noted in her correspondence, we have instructed *** to dismiss the suit and are awaiting confirmation of the dismissalOur file will be closed and collection action will be terminated
This letter will confirm that Jefferson Capital Systems, LLC is not reporting the account to the credit reporting agencies
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2016/03/14) */
(The consumer indicated he/she ACCEPTED the response from the business.)

October 5, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** & *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on October 5, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/05/27) */
*** 27,
Mr*** ***
Revdex.com
*** S *** *** ***
*** ** XXXXX
Re: *** ***
Jefferson Capital Systems, LLC, Account #XXXXXXXXXX
Debt Description: ***
Case
#XXXXXXXX
Dear Mr***
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the account referenced aboveWe are committed to maintaining a high degree of customer satisfaction and we regret that Mr***'s experience did not meet with our mutual expectations
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in April According to the information provided, the account was opened in March and charged off in February Based on Mr***'s claim he has no knowledge of the account, we have closed our file and terminated collection efforts
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus and that the account will not be sold
Thank you for the opportunity to respond
Sincerely,
*** ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
XXX-XXX-XXXX
Initial Consumer Rebuttal /* (2000, 7, 2015/05/28) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Thank you so very much for quickly coming to a resolution in this situation

April 19, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on April 19, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

July 7, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Numbers: *** & *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** and correspondence we received directly from her. Jefferson Capital Systems, LLC acquired the *** Wireless account ending in *** and balance of $on or around June 5, 2015. We purchased the account ending in *** with a balance of $on or around December 5, 2016. Based on Ms***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureau to delete our trade lines from her credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 7, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the account on or about October 7, with a balance of $1,418.50. In order to resolve Ms***’ dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line. This letter will also confirm that this account will not be sold or transferred. Thank you for the opportunity to respond Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####