Commonwealth Financial Systems, Incorporated

[redacted]
I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution is satisfactory to me. 
[redacted]
[redacted]

RE #[redacted] and #[redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Commonwealth Financial Systems has mailed [redacted] both validation of debt and itemized billing statement for both accounts.  The...

accounts have been placed in disputed status.  If [redacted] has documentation to provide that verifies she is not responsible for the debt she can either mail it to Commonwealth at [redacted] Dickson City, PA [redacted] or fax it to the Client Relations Department [redacted] at which time our agency will notify our client, [redacted].  Also Commonwealth Financial Systems has an executed Business Associate Agreement in file with our client which covers the transfer of PHI.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Dear [redacted],This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Please be advised CommonwealthFinancial Systems closed and returned both accounts to our client, [redacted].  In November of 2014 CFS sent the three...

majorcredit reporting agencies an update to delete the accounts.  However we have no control over how long it can take the Bureaus to removethe trade line.   I would suggest that [redacted] file a complaint with the credit reporting agencies.  If she has further questions conceringthe accounts she should contact [redacted], ###-###-#### option *.  Please feel free to contact my office with additional questions.Thank you.Sincerely,Stephanie D[redacted]Client Relations Also this is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Dear [redacted],Itemized statements have been mailed to [redacted] giving a breakdown of information needed.Thank You.SincerelyStephanie D[redacted]Client Relations

RE #[redacted], and [redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].Please be advised that Commonwealth Financial Systems did receive certified mail from [redacted] in Juneof 2016 and itemized billing...

statements were mailed to [redacted] to the address listed in this complaint.Also validation letters were mailed to [redacted] in May of this year.  The accounts are all noted asbeing in dispute.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtainedwill be used for that purpose.

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].Please be advised the account in the amount of $572.00 was recalled by our client and CFS did send a deletion update to the three major credit reporting agencies.  I have...

requested that another deletion update to be sent.If the account is still remaining open on [redacted]'s credit history I would recommend that she file a dispute with the credit reporting agencies.   The account however in the amount of $22.00 still does appear to be open and I have sent validation to [redacted].If this response is forwarded to [redacted] she should be aware that this is communication from a debt collector.  This isan attempt to collect a debt and any information obtained will be used for that purpose.Thank You.SincerelyStephanie D[redacted]Client Relations?

Interesting phrase,  "sufficient evidence".  A bill by spmeone 5 years after the fact is weak of any "evidence".  A court, which is the next step if you dont back off, will see in about two seconds that no attempt has been made to mitigate any damages, the identification of the alleged patient is incorrect and my ability to respond has been severely prejudiced by the 5 year delay.  Drop this now or waste more of my time and spend $10000 in attorney fees.  You have not been diligent and you are entitled to nothing. 
 Complaint: [redacted]
I am rejecting this response because:
Regards,
[redacted]

#[redacted], #[redacted], and #[redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Pleasebe advised Commonwealth Financial Systems will mail consumer validation of debt and in addition will send thethree major credit...

reporting agencies a deletion update.  Collection activity will cease during the investigation period.[redacted] can contact our office at ###-###-#### to discuss the accounts.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be usedfor that purpose.

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

RE #[redacted]Dear [redacted],This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Please be advised this account has beenclosed and returned to our client.  Commonwealth Financial Systems will send a deletion request to the three major...

credit reporting agencies.Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client Services

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  The accounts in question (Under [redacted]) have been closed and returned to our client, [redacted].  They can be reached at ###-###-####...

option 4.  Commonwealth Financial Systems sent the CRA's deletion updates 1-2-2016, however, we have no control over how long it may take the Bureaus to remove the trade lines.Please do not hesitate to contact my office with further questions.Thank You.Sincerely,Stephanie D[redacted]Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
 Complaint: [redacted]
I am rejecting this response because:
Regards,
[redacted]
I have attached a police report I am a female not a male I have disputed this with the credit report and have and have reported this to the Attorney Generals Office

RE: [redacted], [redacted], [redacted], [redacted], [redacted]Dear [redacted]:This letter is acknowledgment that a compliant was received from your office on behalf of [redacted].The above referenced accounts have been placed with our agency from our clients, [redacted] and [redacted]...

on 5-24-16 and 6-8-16.  On 6-23-16 consumers mother called in and we were given permission from consumer to speak to her and then consumer stated accounts are over the statues of limitation and will not be paying on accounts.  At this time I have placed the accounts in a dispute status and will notify the three major credit reporting agencies to delete the tradeline from [redacted]'s credit.  However I would suggest that [redacted] provide proof that he is not liable for the debts so that I may forward the information to our clients.Please feel free to contact my office should you need further assistance.Thank you.Sincerely,Laura L[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any further information obtained will be used for that purpose.

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  The address of [redacted] Columbus Ohio [redacted] has been removed from our files.  I have also notified our client.  [redacted] should no longer hear...

from Commonwealth Financial Systems.  I apologize for any inconvenience our mail has caused.Please feel free to contact with me any other concernsThank You.  Stephanie D[redacted]Client Relations

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

Dear [redacted]:Thank you for sending this information, however, the only account that I am able to locate based off of the information provided is a balance of $1527.00.Can you please provide an account number or perhaps the account is under a different name? Thank You.Stephanie D[redacted]Client Services

[redacted]
[redacted]This account was closed and returned to our client, [redacted].  A deletion update was sent to the threemajor credit reporting agencies.  [redacted] can reach [redacted] by calling their toll free number [redacted]
[redacted]Sincerely,Stephanie D[redacted]
[redacted]This is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

RE: #[redacted] and #[redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  The above accounts were listed with our agency under the last name of Carter in January 11, 2016.  Certified mail was received from...

[redacted] regarding # [redacted] and validation of debt was mailed on May 12,2016.A deletion update was also sent to the three major CRA's.  I will mail [redacted] an itemized statement.  She cancontact our office at ###-###-#### to discuss the account.Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Dear [redacted] I am not able to locate an account with the information that has been provided in this complaint.  Can you please providean account number?Thank You.Stephanie D[redacted]Client Relations