Commonwealth Financial Systems, Incorporated

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Please beadvised Commonwealth Financial Systems has mailed [redacted] validation of debt on multiple accounts that are listed with our agency.In addition itemized...

bills will also be mailed on 12-20-2016 for each account.  Commonwealth Financial Systems also sent a deletion request to the three major credit reporting agencies while the accounts are under investigation by [redacted].  [redacted] can reach our office by calling ###-###-####.  Correspondence can be mailed to Commonwealth Financial Systems, Inc. 245 Main St Dickson City, PA 18519 OR faxed to ###-###-####.  Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Please be advised Commonwealth Financial Systems has closed and returned all accounts to our client.A deletion update will be sent to the three major credit reporting agencies.  [redacted] should no longerhear from Commonwealth or any of its representatives.Please do not hesitate to contact my office should you need further assistance.Thank You. Sincerely,Stephanie D[redacted]Client Relations

RE #[redacted] $1698.00Dear [redacted],This letter is confirmation that a complaint was received from your office on behalf of [redacted].  Commonwealth Financial Systems has closed and returned the above referenced account to our client.  A deletion request will also be sent to...

the three major credit reporting agencies.  Please feel free to contact my office should you need further assistance.Thank you.Sincerely,Stephanie D[redacted]Client Relations

Dear [redacted]: Can you please provide account numbers or amounts to help identify the account?  We have several accountsunder same name.Thank You.Stephanie D[redacted]Client Relations

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Please be advised that the accounts [redacted] is referring to was placed with our agency by our client[redacted], in September of 2015.  The...

dates of service are 7-3-2009.  Validation letters have beenmailed to [redacted].  I will also send a copy of this complaint to our client and request additional validationIn the meantime the accounts will be placed on hold and collection activity will cease during the investigationperiod.Also if this response is forwarded to the consumer she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank you.Sincerely,Stephanie D[redacted]Client Relations

Re #[redacted]Dear [redacted]:Commonwealth Financial Systems will mail [redacted] an itemized billing statement which will explain the charges.  At this time a deletionrequest will be sent to the three major credit reporting agencies.  [redacted] can reach our office by calling our toll free...

number, [redacted]should she have any questions.Please do not hesitate to contact my office should you need further assistance.Thank You.Stephanie D[redacted]Client RelationsThis is an attempt to collect a debt and any information obtained will be used for that purpose.   This is communication from a debt collector.

RE #[redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  CommonwealthFinancial Systems will mail [redacted] validation of debt to the address that is listed in this complaint.  While the account is under...

investigation collection activity will cease, and a deletion request will be sent to the three major credit reporting agencies.[redacted] can reach our office at ###-###-#### if she should have any questions.  She can also send  any documentation to either our mailing address, [redacted] Dickson City, PA [redacted] or our fax ###-###-####.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]This is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.  I will await a response from the business to see if they remove this from my record. If they do not I will be back in touch. Thank you for your assistance.
Regards,
[redacted]

Dear [redacted],
This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  I have
requested itemized statements from our client, [redacted].  The accounts have been placed in a disputed
status.  As soon as I receive...

the statements I will mail them to the address listed in this complaint. 
If this response is forwarded to the consumer he should be aware that this is communication from a debt collector.  This is an attempt
to collect a debt and any information obtained will be used for that purpose.
Sincerely,
Stephanie D[redacted]
Client Relations

RE #[redacted]Dear [redacted]:Please be advised the above account has been closed and returned to our client.  Commonwealth Financial Systems will send a deletionrequest to the three major credit reporting agencies. Please feel free to contact my office should you need further assistance.Thank...

You.Sincerely,Stephanie D[redacted]Client Services

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].  Commonwealth Financial Systems has removed the telephone number listed in this complaint, ###-###-#### as a active number.  [redacted] should no longer...

receive calls from our agency.  On behalf of our company I apologize for any inconvenience our calls may have caused [redacted]. In addition I have notified our client, [redacted], of this complaint and requested that they also remove the telephone number from their records.Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client Relations

RE #[redacted]Dear [redacted]This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].The above referenced account was assigned to our office on June 17, 2016.  Commonwealth FinancialSystems will mail [redacted] validation of debt.  In addition send a deletion request to the three majorcredit reporting agencies.  Collection activity will cease during the investigation period.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any informationobtained will be used for that purpose.

RE #[redacted]Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].Per [redacted]'s request Commonwealth Financial Systems has closed and returned the account to ourclient, [redacted].  [redacted] should...

no longer hear from Commonwealth regarding thisaccount.  A deletion update will be electronically sent to the three major credit reporting agencies, and a copyof this complaint will also be forwarded to our client.Please do not hesitate to contact my office should you need further assistance.Thank You.Stephanie D[redacted]Client RelationsThis is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will beused for that purpose.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me as long as they honor their intentions to delete from my credit profile NEVER to return again under CFSI or any subsidiary. 
Regards,
[redacted]

[redacted] In response to the consumer's complaint that no validation was received for CFSI account # [redacted], please be advised that this information is scheduled to be mailed out to [redacted] at the address listed in this complaint.  Our validation letter provides the name of the...

original creditor, the amount of the debt, the name of our client for whom we are servicing the account, our business name and contact information, and all other disclosures as required under the [redacted].This account was received new in our office on 6/7/17.  Having just scheduled the validation letter the account has been put into a temporary dispute status, meaning that it will be removed from credit reporting by the 3 major credit bureaus for a period of at least 30 days from today's date to allow [redacted] time to research the debt.  If during that time we receive documentation supporting a valid reason for dispute,(such as account was paid prior, insurance should have covered, identity theft resulted in the debt, there is proof that the information in the account does not belong to this consumer) we will close the account and return it to our client together with all such information.  All information pertaining to dispute may be sent to us either by fax to: [redacted] OR to our email address, [redacted] We hope this response has satisfied the consumer's request for validation of this debt and for removal from credit bureau reporting.  As stated, permanent removal from collections and reporting requires documentation supporting why the debt should not be collected.Thank you,Kathleen M[redacted]

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted].#[redacted] in the amount of $339.00 was closed and returned to our client, Cascade Capital LLC.  A deletionupdate was sent to the credit reporting agencies in October of...

2015.  If the account is still being reported on[redacted]'s credit history he should file a dispute with the CRA's as this is the most efficient way to remove thetrade line.  With regards to #[redacted] $773.00, a validation letter and an itemized statement was mailed to [redacted]
[redacted] in October of 2015.  Also our surety bond number for the state of Texas is #[redacted].Please do not hesitate to contact my office with additional questions.Thank You.This is communication from a debt collector.  This is an attempt to collect a debt and any information obtained will beused for that purpose.Thank You. Sincerely,Stephanie D[redacted]Client RelationsSincerel

DEAR ALLISON,THIS LETTER IS ACKNOWLEDGMENT THAT A COMPLAINT WAS RECEIVED FROM YOUR OFFICE ON BEHALF OF[redacted].  ON 5-5-2015 AN ITEMIZED STATEMENT WAS EMAILED TO [redacted] AT [redacted].PLEASE FEEL FREE TO CONTACT ME WITH ANY ADDITIONAL QUESTIONS OR CONCERNS.ALSO IF THIS...

RESPONSE IS FORWARDED TO [redacted] HE SHOULD BE AWARE THAT THIS IS COMMUNICATIONFROM A DEBT COLLECTOR.  THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THANK YOU.SINCERELY,STEPHANIE D[redacted]CLIENT RELATIONS

Dear [redacted]:This letter is acknowledgment that a complaint was received from your office on behalf of Mr. [redacted].  Thetelephone number, ###-###-####, has been placed in a do not call status.  Can you please find out if there anyany other numbers we are calling?Thank...

You.Sincerely,Stephanie D[redacted]Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
 Complaint: [redacted]
I am rejecting this response because: Again... I have proven to the past 3 debt collectors that this debt has been rectified. I have proof from 2 of the 3 on [redacted].com, and one through [redacted]. If they refuse to remove it just because they were stupid enough to purchase an erroneous collection, then it is incumbent upon  me to seek defamation, slander, and liable compensation for the vilification , and money in increased loan rates, and fees they may cause me, and my spouse. 
Regards,
[redacted]

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]