AR Resources Incorporated

November 23, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] ***: ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) an account from our client, [redacted] Emergency Physicians, on August 25, regarding services provided by our client for [redacted] *** On August 26, 2016, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter On August 29, 2016, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On August 30, 2016, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On August 31, 2016, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On October 13, 2016, AR Resources, Increceived a telephone call from [redacted] *** At this time, she refused to verify her information On October 13, 2016, AR Resources, Increceived another telephone call from [redacted] *** At this time, she verified her information after numerous requests Ms [redacted] stated the outstanding balance was due to an insurance issue On October 17, 2016, AR Resources, Incupdated the insurance information on the account and resubmitted a claim to the insurance company On November 17, 2016, AR Resources, Increceived a telephone call from [redacted] *** Ms [redacted] was upset the account reflected negatively on her credit report Our manager spoke with Ms [redacted] and informed her that a request will be submitted to have the account removed from her credit history On November 18, 2016, AR Resources, IncAR Resources, Increceived a telephone call from [redacted] *** Ms [redacted] stated her credit score had reduced and she wanted the account removed from her credit report Our manager advised Ms [redacted] that a request to have the account removed from her credit history was submitted On November 18, 2016, AR Resources, Incsubmitted a request to all three major credit bureaus to have the account removed from [redacted] ***’s credit history AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts AR Resources, Incsubmitted a request to have the account removed from [redacted] ***’s credit history At this time, the account is considered closed with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at ###-###-#### Sincerely, AR Resources, Inc

800x December 28, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] : ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN# [redacted] (an agency located in Blue Bell, PA) received six accounts from our client, [redacted] , on November 24, 2009, regarding services provided by our client On November 25, 2009, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter On December 3, 2009, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On December 23, 2009, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On November 25, 2015, AR Resources, Increceived a telephone call from [redacted] stating he saw the accounts on his credit history At this time, he advised our representative that he needed to speak with his mom and call back.On December 9, 2015, AR Resources, Increceived a telephone call from [redacted] stating he never received a notice from AR Resources, Inc Our representative verified [redacted] ’ current address On December 10, 2015, AR Resources, Incmailed a notice via USPS to [redacted] at the address he provided our representative AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts At this time, the account is considered open with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at ###-###-#### Sincerely, AR Resources, Inc / [redacted] Style Definitions */

April 7, Revdex.com >Of Metropolitan Washington DC and Eastern PA [redacted] REF: H [redacted] [redacted] To Whom It May Concern: AR Resources, Inc, EIN#:06-(an agency located in Blue Bell, PA) received two accounts from our client, [redacted] on December 11, 2013, regarding services provided by our client On December 11, 2013, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter On December 30, 2013, AR Resources, Incattempted to contact [redacted] via telephone At this time, AR Resources, Incwas informed the telephone number on file was no longer in service and could not locate a good telephone number to contact [redacted] On February 28, 2014, AR Resources, Increceived incoming correspondence from [redacted] requesting a copy of the bill for both accounts on file AR Resources, Inccould not provide a copy of the bill The account was closed with our office and notification was sent to all three major credit bureaus On April 3, 2014, AR Resources, Increceived an official complaint from the Revdex.com On April 7, 2014, AR Resources, Incsubmitted another request to have the accounts removed from [redacted] credit history AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts At this time, the accounts are considered closed with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at [redacted] Sincerely, Craig V [redacted] Compliance Officer

May 6, RevDex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] : ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) received two accounts from our client, [redacted] , on January 30, regarding services provided by our client On January 30, 2009, AR Resources, Increceived two accounts from [redacted] in the amounts of $and $ On January 30, 2009, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter Between February 17, and March 12, 2009, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On March 19, 2009, AR Resources, Inccontacted [redacted] via telephone [redacted] stated she was going through a divorce and was not employed [redacted] could not commit to any type of payment plan to resolve the outstanding balances On August 24, 2009, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On July 29, 2013, AR Resources, Increceived a telephone call from [redacted] [redacted] agreed to pay $per month via credit/debit card [redacted] gave authorization to AR Resources, Incto process her monthly payments via postdated credit/debit card On July 31, 2013, AR Resources, Incprocessed and posted a $credit/debit payment to [redacted] ’s account On August 21, 2013, AR Resources, Incmailed a postdated payment notification letter via USPS to [redacted] On August 31, 2013, AR Resources, Incprocessed [redacted] ’s postdated payment in the amount of $and the payment was declined On September 3, 2013, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On September 4, 2013, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On September 11, 2013, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On May 4, 2015, AR Resources, Increceived an official complaint from the Revdex.com On May 4, 2015, AR Resources, Inccommunicated with our client, [redacted] , to verify [redacted] ’s accounts are only placed with one collection agency Our client verified the accounts have only been placed in collections with AR Resources, Inc AR Resources, Incdoes not have an account in the amount of $on file for [redacted] The accounts balances on file are $and $which reflect the $payment posted on July 31, AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts At this time, the account is considered open with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at ###-###-#### Sincerely, Craig V [redacted]

May 17, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] : ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) an account from our client, [redacted] of Tampa Bay, on November 14, regarding services provided by our client AR Resources, Incis licensed in Florida under “Accounts Receivable Resources, Inc.” and License# [redacted] On November 14, 2013, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter Between November 15, and December 12, 2013, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On April 8, 2016, AR Resources, Increceived a certified letter from [redacted] stating he would pay the balance in full if the account was removed from his credit history and no further contact via telephone AR Resources, Inchandled Mr [redacted] ’s request as a letter of dispute AR Resources, Incremoved all telephone numbers on file for [redacted] On April 9, 2016, AR Resources, Incsubmitted a request for validation from our client On April 26, 2016, AR Resources, Incsubmitted a second request for validation from our client On April 27, 2016, AR Resources, Increceived an email from [redacted] stating he will either pay the balance in full to have the account removed from his credit history or he will dispute the accounts through the credit bureaus Mr [redacted] again reiterated that he will not speak with any representative over the telephone On May 9, at 12AM, AR Resources, Incclosed [redacted] ’s account in accordance to the FDCPA and FCRA At this time, the account was requested to be removed from all three major credit bureaus On May 13, 2016, AR Resources, Increceived an official complaint from the Revdex.com AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts AR Resources, Incwill submit another request all three major credit bureaus to ensure the account is removed from [redacted] ’s credit history At this time, the account is considered closed with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at ###-###-#### Sincerely, AR Resources, Inc

800x October 12, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] : ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) received an account from our client, [redacted] , on February 15, 2012, regarding services provided by our client On February 15, 2012, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter Between February 16, and March 11, 2012, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On March 9, 2015, AR Resources, Incclosed the account with our office At this time, a request was made to all three major credit bureaus to update [redacted] ’s credit history On August 20, 2015, AR Resources, Increceived a letter from [redacted] disputing the account At this time, a request was made to all three major credit bureaus to update [redacted] ’s credit history On October 12, 2015, AR Resources, Incsubmitted a request to the credit bureaus to ensure the account is removed from [redacted] ’s credit history AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts AR Resources, Inchas submitted a request to have the account removed from [redacted] ’s credit history A letter will be mailed to [redacted] stating the account has been closed with our office and removed from his credit history At this time, the account is considered closed with our office Thank you for providing us the chance to respond to this issue / [redacted] Style Definitions */

Please be advised that AR Resources, Incdoes show this account to be paid in fullWe have re-requested that the credit bureaus delete this balance from the consumer's credit report and we have sent a notice to the consumer stating that the balance is a zero and the credit report deletion has been requestedThank You

February 15, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] : ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) three accounts from our client, [redacted] , on June 5, and July 10, 2014, regarding services provided by our client On June 5, 2014, AR Resources, Increceived two accounts from our client, [redacted] , with balances of $and $On June 6, 2014, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter The address provided to us by our client was: [redacted] , Atlanta, TX *** AR Resources, Incdid not receive any return mail from [redacted] , Atlanta, TX ***On June 23, 2014, AR Resources, Incattempted to contact [redacted] via telephone without any return contactOn July 2, 2014, AR Resources, Incattempted to contact [redacted] via telephone without any return contactOn July 10, 2014, AR Resources, Increceived an account from our client, [redacted] , with a balance of $On July 11, 2014, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter The address provided to us by our client was: [redacted] , Atlanta, TX *** AR Resources, Incdid not receive any return mail from [redacted] , Atlanta, TX ***On February 14, 2017, AR Resources, Increceived an official complaint from the Revdex.comOn February 15, 2017, AR Resources, Incsubmitted requests to all three major credit bureaus to have the three accounts removed from [redacted] ’s credit historyOn February 15, 2017, AR Resources, Incclosed the three accounts within our office AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts AR Resources, Incdid not receive any return mail from the initial notice mailed to the address provided by our client AR Resources, Inchas submitted a request to all three major credit bureaus to have the account removed from MsAntwine’s credit history At this time, the accounts are considered closed with our officeThank you for providing us the chance to respond to this issueShould you have any further questions or need additional information, please contact me at ###-###-####Sincerely, AR Resources, Inc

April 3, Revdex.com Of Metropolitan Washington DC and Eastern PA [redacted] *** [redacted] [redacted] To Whom It May Concern: AR Resources, Inc, [redacted] (an agency located in [redacted] **) received two accounts from our client, [redacted] Emergency Medicine, on July 3, and October 29, 2014, regarding services provided by our client On July 3, 2013, AR Resources, Increceived an account from [redacted] Emergency Medicine in the amount of $ On July 3, 2013, AR Resources, Incmailed a letter via [redacted] to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter Between July 5, and July 23, 2013, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On October 29, 2014, AR Resources, Increceived another account from [redacted] Emergency Medicine in the amount of $ On October 30, 2014, AR Resources, Incmailed a letter via [redacted] to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter On November 3, 2014, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On November 14, 2014, AR Resources, Incattempted to contact [redacted] via telephone without any return contact On February 4, 2015, AR Resources, Increceived a credit bureau dispute via [redacted] AR Resources, Incverified all the information on file as being accurate On February 5, 2015, AR Resources, Increceived a credit bureau dispute via [redacted] AR Resources, Incverified all the information on file as being accurate On February 12, 2015, AR Resources, Increceived a letter from [redacted] requesting validation of the outstanding balance due to [redacted] Emergency Medicine AR Resources, Inccould not provide the necessary validation The accounts were closed and returned to our client A request was submitted to all three major credit bureaus to have the accounts removed from [redacted] ’s credit history On April 2, 2015, AR Resources, Increceived an official complaint from the Revdex.com On April 3, 2015, AR Resources, Incsubmitted a request to all three major credit bureaus to ensure the accounts are removed from [redacted] ’s credit history On April 3, 2015, AR Resources, Incmailed a letter via [redacted] stating that both accounts have been closed with our office AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts At this time, the account is considered closed with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at [redacted] Sincerely, Craig V [redacted]

August 13, RevDex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: [redacted] ***: ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#: [redacted] (an agency located in Blue Bell, PA) received an account from our client, [redacted] , on August 19, 2013, regarding services provided by our client On August 19, 2013, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter On August 7, 2015, AR Resources, Increceived a complaint from the Revdex.com On August 10, 2015, AR Resources, Incattempted to contact [redacted] via telephone A voicemail was left for [redacted] *** On August 11, 2015, AR Resources, Inccontacted [redacted] via telephone [redacted] agreed to pay the balance in full on the account via credit card Our representative advised [redacted] that a request would be submitted to all three major credit bureaus to have the account removed from his credit history On August 12, 2015, AR Resources, Incposted the credit card payment in the amount of $to [redacted] ***’s account AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts AR Resources, Inchas submitted a request to have the account removed from [redacted] ***’s credit history A letter will be mailed to [redacted] stating the account has been paid in full and removed from his credit history At this time, the account is considered closed with our office Thank you for providing us the chance to respond to this issue Should you have any further questions or need additional information, please contact me at ###-###-#### Sincerely, Craig V [redacted]

November 10,
Revdex.com
Of Metropolitan Washington DC
and
Eastern PA
JFK Boulevard, Suite
Philadelphia PA
REF: *** *** ***: ID
***
To Whom It May Concern:
AR Resources, Inc,
EIN#:*** (an agency located in *** ***, PA) received an account from
our client, *** *** ***, on April 25, 2012, regarding services
provided by our client.
On April 25, 2012, AR
Resources, Incmailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter.
April 27, 2012, AR Resources,
Incattempted to contact *** *** *** via telephone without any return
contact
On November 10, 2014, AR
Resources, Increceived an official complaint from the Revdex.com
On November 10, 2014, AR
Resources, Incsubmitted a request to all three credit bureaus to have the
account removed from MrPetry’s credit history
AR
Resources, Incintent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts.
At this time, the account is considered closed with our office
Thank you for providing us the
chance to respond to this issue
Should you have any further
questions or need additional information, please contact me at ###-###-####
Sincerely,
Craig V***
Compliance Officer

November 30,
Revdex.com
Of Metropolitan Washington DC
and Eastern PA
JFK
Boulevard, Suite
Philadelphia PA
REF: *** ***: ID
***
To Whom It May Concern:
AR Resources, Inc,
EIN#:*** (an agency located in Blue Bell, PA) received an account from
our client, *** *** ***, on September 4, 2013, regarding
services provided by our client.
On September 4, 2013, AR
Resources, Incmailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter
Between September 25, and
December 11, 2013, AR Resources, Incattempted to contact *** *** via
telephone without any return contact.
On September 17, 2015, AR
Resources, Increceived a letter of dispute from *** ***. At this time, the account was placed into a
dispute status
On September 24, 2015, AR
Resources, Inccontacted our client requesting validation of the outstanding
balance
On October 6, 2015, AR
Resources, Increceived validation of the debt from our client
On October 6, 2015, AR
Resources, Incmailed the validation of the debt to *** *** via USPS
to the address on file with our office
AR Resources, Incintent is
not to harass or annoy, but merely assisting consumers to resolve our client’s
accounts. AR Resources, Inchas submitted
a request to have the account removed from *** ***’s credit
history. A letter will be mailed to *** *** stating the account has been closed with our office and removed from his credit
history. At this time, the account is
considered closed with our office
Thank you for providing us the
chance to respond to this issue

July 12, Revdex.com Of Metropolitan Washington DC and Eastern PA JFK Boulevard, Suite Philadelphia PA REF: *** ***: ID *** To Whom It May Concern: AR Resources, Inc, EIN#:*** (an
agency located in Blue Bell, PA) received an account from our client, *** ** *** ***, on December 2, 2015, regarding services provided by our client. On December 3, 2015, AR Resources, Incmailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter. On January 18, 2016, AR Resources, Incattempted to contact *** *** via telephone without any return contactOn March 27, 2017, AR Resources, Increceived a notification from e-Oscar. AR Resources, Incverified the identity and account informationOn April 19, 2017, AR Resources, Increceived a letter of dispute from *** *** requesting validation of the debt. AR Resources, Incinitiated the internal dispute investigation processOn April 19, 2017, AR Resources, Increceived another notification from e-Oscar. AR Resources, Incverified the identity account informationOn April 24, 2017, AR Resources, Increquested validation from *** ** *** ***On April 25, 2017, AR Resources, Increceived validation from *** ** *** ***On May 1, 2017, AR Resources, Incmailed the requested validation to *** *** via USPSOn May 8, 2017, AR Resources, Increceived a complaint from *** *** via the CFPBOn May 12, 2017, AR Resources, Increceived another notification from e-Oscar. AR Resources, Incverified the identity account informationOn July 10, 2017, AR Resources, Increceived an official complaint from the Revdex.comOn July 11, 2017, AR Resources, Incclosed the account within our office. On July 12, 2017, AR Resources, Incsubmitted a request to all three major credit bureaus to have the account removed from *** ***’ credit historyAR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts. At this time, the account is considered closed with our officeThank you for providing us the chance to respond to this issueShould you have any further questions or need additional information, please contact me at ###-###-####Sincerely, AR Resources, Inc

June 3, 2014
Revdex.com
">Of Metropolitan Washington DC
and Eastern PA
JFK Boulevard, Suite
Philadelphia PA
REF: *** ** ***: ID
***
To Whom It May Concern:
AR Resources, Inc,
EIN#:*** (an agency located in *** *** PA) received an account from
our client, *** County Community College, on April 10, 2013, regarding
services provided by our client.
On April 10, AR
Resources, Incmailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the accounts and to contact
our office to resolve the matter.
On April 18, 2013, AR
Resources, Inca payment schedule for $on the first of each month was
svia checks by telephone
On April 28, 2014, AR Resources,
Increceived a telephone call from *** ***.
*** *** wanted to pay the remaining balance in full. Our representative accepted the payment in
full via check by telephone. At that
time, our representative agreed to waive the $fee. The $fee was unknowingly processed
along with the payment in full
On May 12, 2014, AR Resources,
Increceived a telephone call from *** *** inquiring about the $
fee. Our representatives advised *** *** that a request would be submitted for a refund of the $fee
On May 28, 2014, AR Resources,
Increceived an official complaint from the Revdex.com
On June 2, 2014, AR Resources,
Incwas in the process of refunding *** *** the $processing fee when a
notification from *** ***’ bank was received stating the payment dated 05/02/
was not authorized and was denied by *** ***’ bank. Therefore, AR Resources, Inchas not
refunded any monies due to the fact payment was never actually received. The balance remains $
AR
Resources, Incintent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts.
At this time, the account is considered open with our office
Thank you for providing us the
chance to respond to this issue
Should you have any further
questions or need additional information, please contact me at ###-###-####
Sincerely,
*** ***
Compliance Officer

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

June 30,
Revdex.com
Of Metropolitan Washington DC
and Eastern PA
JFK Boulevard, Suite
Philadelphia PA
REF: *** *** ***: ID
***
To Whom It May Concern:
AR Resources, Inc,
EIN#:*** (an agency located in *** *** PA) received an account from
our client, *** University, on February 28, 2014, regarding services
provided by our client.
The remaining balance of
$is collection fees added on by *** University. *** *** *** signed an agreement when
she registered for classes stating she would be responsible for any fees added
on to her original balance if the account was forwarded to collections. Our client, *** University, is well aware
of the agreement and the collection fees added to the original balance
At this time, AR Resources,
Incsubmitted a request to have the account removed from ***’ credit
history. The outstanding balance is
still due to our client.
AR
Resources, Incintent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts.
At this time, the account is considered open with our office
Thank you for providing us the
chance to respond to this issue
Should you have any further
questions or need additional information, please contact me at ###-###-####
Sincerely,
*** ***
Compliance Officer

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

To Whom It May Concern: AR Resources, Inc* *** (an agency located in Blue Bell, PA) received an account from our client* *** *** ***, on July 23, 2014, regarding services provided by our client. On July 24, 2014, AR Resources, Incmailed a letter via *** to the
address provided to us by our client stating that there was an outstanding issue on the accounts and to contact our office to resolve the matter. The address provided to us by our client was: *** ** *** *** *** ** ***. AR Resources, Incdid not receive any return mail from *** ** *** *** *** ** ***On June 7, 2017, AR Resources, Increceived an official complaint from the Revdex.comOn June 7, 2017, AR Resources, Incsubmitted requests to all three major credit bureaus to have the account removed from *** ***’s credit historyOn June 7, 2017, AR Resources, Incclosed the account within our office AR Resources, Incintent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts. AR Resources, Incdid not receive any return mail from the initial notice mailed to the address provided by our client. AR Resources, Inchas submitted a request to all three major credit bureaus to have the account removed from *** ***’s credit history. At this time, the account is considered closed with our officeThank you for providing us the chance to respond to this issueShould you have any further questions or need additional information, please contact me at ***Sincerely, AR Resources, Inc

From: Revdex.com of Metro Washington DCDate: Wed, May 18, at 9:AMSubject: Fwd: Complaint ID: ***To: *** ***
---------- Forwarded message ----------From: *** Date: Tue, May 17, at 6:PMSubject: Complaint ID: ***To: ***Thank you Revdex.comThis collection agency agreed to delete all items on my reportComplaint #***

Collection Agent Gary S*** called for me at my place of business and when asked what the call is in reference to, he just kept saying my name, and was extremely rude to our administrative personnel After calling my place of business he immediately called my mother-in-law and was rude to her and worried her as she is going through stage cancer with my father-in-law She was extremely upset and worried and called me as soon as she hung up with Gary S*** Not once was my husband or my cell phone called, nor did they leave a message on either of our cell phones This would be the first numbers on any emergency form for either of us Not my place of business or my mother in law's house I returned his call and was quite angry with the fact that now my place of business was upset and my mother in law was now worried about our financial situation Something I cannot undo in either situation myself The damage is already there They just received my account a few days ago so imagine the damage that would be done by Gary S*** with AR Resources had I not called back and paid my account in full with another agent With so many hospital and emergency bills, and my HSA meeting the deductible, the bills in hand were not necessarily what was owed, and in the past it is far harder to get reimbursed, after the fact, then just wait and make sure I owed it In any case a place of business should be the last resort for a collection call, after attempts at least one attempt made to the person or the spouse I am investigating my options for harassment for this date, as nobody should have to have other people outside of their immediate family involved in their finances without their wishing it so Also, now my place of business is concerned about my finances and a shadow is placed on my character there