123 Credit Restoration

Revdex.com spoke to Joseph at business and the following was relayed: We do regularly remove bankruptcy items and tax liensThe bankruptcy was removed on of the credit reporting agenciesWe are willing to refund the consumer the $and continue to attempt to remove the bankruptcy and tax lien or refund the $and sever the relationship, whichever the consumer decides

We removed almost every negative account from her three reports since she started we send updates monthly on the accounts we are working on removing we have always had a cordial relationship wioth this client and she has been to our office numerous times a letter stating that we
were working on the remaining files was submitted to her they wanted a detailed breakdown unlike the breakdowns on our updates and she was told there was a $for such a detailed listing to be submitted to a third party we tried to contact her via phone and email numerous times regarding this matter with no responsedue to a few files remaining on her credit that we are working on removing the government may have according to her, terminated her position I hope that is not true for her sake and I am very sympathetic but we are here to do anything we can like always for her and everyones situation

Please check the picture out!

Great service!

I didn’t even know that this was possible. This service is not only for bad credit. My credit was fair and is jumping higher and higher. Everyone should do this!

I have been working with Joe for a little while now and he is amazing! Very personable and professional. I would highly recommend him and his company! Very pleased with his services so far looking forward to finishing working with him.

Excellent. Helped me with my credit score. Was always there to answer any questions I may have had

They were extremely helpful. Joe was very helpful and understandable. My problems were resolved within a few months. I’m satisfied with them and happy with the results. I’m now debt free!!

I had a great experience.. very professional staff .. I would recommend this company to anyone with credit issues

I have asked for a refund based on their 100% money back guarantee, as I have seen no change in my credit report as promised. I have attempted to contact the company multiple times with no response.

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

[redacted] signed a contract which has a money back guaranteed after one year. The year is not up yet. Furthermore we did have his negative accounts removed. [redacted] is now ccompletely clear. His score is not as high as he wants because now after removing the negative accounts he needs to open a...

Small credit card or secured card and that will boost the score immediately because he has no positive accounts after we removed his negative accounts. He also paid a reduced rate of $300 not $500 per person. If after the year is up we will gladly assess and pro rate a refund per his signed contract, however we did remove negative items and it is unlikely he is entitled to much ie anything because we did delete neagtive accounts on all items as we promised. Only a couple updates are included as most were mailed directly to him from the credit bureaus and he is not brining them in as he is supposed to. Any furhter documentation requested will be gladly provided as we are abiding by the contract and will gladly refund any money under our 12 month refund policy when that time is here. Sincerely, j h., j.D.

We removed almost all of his 63 negative accounts including repossessions and still have more updates pending.  he has not answer any of our letters to him or calls.  we would be more than happy to have him come to the office to go over his files and abide by our money back guarantee...

Policy he signed.  we can also provide proof of his accounts removed and his signed intake upone request.  please let us know when he would like to come to the office.  thank you.

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.  Revdex.com spoke to the consumer and it was relayed to Revdex.com that he is requesting the $60 refund and to sever the relationship.
Regards,
[redacted]

I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below. This does not solve the problem . Hes never there to give intake to in person.  My mother sent intake report via picture text 6 times. Im done waisting my time witg these lies. I will mail intake report 3 times. But I still want my money back.  He has all our information since the first hour . Oct 14 2015 at 330 pm. He has only removed two accounts off one credit report out of three.  I still havent received a phone call from about what hes going to do. Its obvious hes wasting time.  Theres no option I will settle for other than my full refund. If not we can go to court. I have all copys of texts and all reports sent to him via picture text as he requested. I am not thw only obe hes done this too. Ove talked to a few people and some are going to complain through Revdex.com . Please refund my money to my credit card. There is no other resolution. You wont do the work you advertise. Thanks 
Regards,
[redacted]

Business contacted Revdex.com and the following was relayed: The customer was refunded in full. This has been resolved.

We removed mostn of her negative accounts and she has not responded to our letters or phone calls.  we would be more than happy to set up an appointment to have her come into our office to settle the issues satisfactorily. Please let us know a day and time.  thank you.

[redacted] signed a contract which has a money back guaranteed after one year. We did have a lot of his negative accounts removed. His score is not as high as he wants because now after removing the negative accounts he continues to not make payments until 30, 60 and 90 days late on his open accounts....

We will gladly assess and pro rate a refund per his signed contract. However we did remove negative hems and it is unlikely he is entitled to much if anything because we did delete neagtive accounts on all items as we promised. Only a couple updates are included as most were mailed directly to him from the credit bureaus and lie is not brining them in as he is supposed to. With nust the paperwork we included he has 8 deleted accounts which at $55 per deletion per our refund policy the value is $440 and that is not a complete breakdown of all deletions. So even as we stand he would only be entitled to $60 which we will mail a check if that will satisfy this complaint. We ask he submit all updates he did not give to us so we can pro rate a refund amount under the contract. Any furhter documentation requested will be gladly provided as we are abiding by the contract and will gladly refund any money under our 12 month refund policy. Sincerely, j h., j.D.

Paying off a collection account doesn't remove the debt from the credit reports.  We make calls, validate information and dispute information using various methods to put the burden on the creditor to prove they can place it on the reports.  The customer also states we only contacted him 3 times in 8 months, this is untrue the start date was December of 2016 and the complaint was filed 3 months into the work in which we removed many accounts as shown in our previous reply.  We also contacted him more than 3 times in the first two weeks alone to go over his account.  We welcome Mr. [redacted] to come into the office for an appointment to go over his files.

Revdex.com has spoken with Joseph at business and the following was relayed: I need the 3rd contract signed and submitted and agree to the $900, $300 each for each of the 3 individuals. As stated to consumer, we need the first 3 pages with the report numbers of the updated credit reports. If the consumer is unable to bring to us, we have offered and are willing to arrange to pick up. The consumer has been shown results and still has results pending. See attached for Intake Packet to be filled out and returned.