Slate Legal Group

There communication is non existent. They say they will settle your debt for 60% of the balance but that is far from the truth. You pay excessive amounts of fees, they get their money first, even if you want to end the program early you have to pay them out their fees. Along with your monthly payments every time there is a settlement they request an additional 7 to 10 thousand dollars in a lump sum to pay the debt. Trust me you can do better yourself. Problem once you sign that contract you are sucked in and they will suck you dry.

As many of the consumers above, Slate Legal Group committed legally to assist in resolving accumulated debt that I, unfortunately, could not continue paying minimum payments to creditors. There were several guarantees to resolve the debt in a timely manner while saving me 55%-60%. I lost my position in a 20 year career during Covid, and Slate took full advantage of the situation. They continued to receive my monthly payments for almost two years accumulating over $26,000. With credit card debt submitted, they resolved less than $3,000. I was also unfortunate to receive Garnishment from a creditor and was approved by the courts. Slate did not respond in a timely manner. They were notified of this notification in May 2022 which they never responded, so my bank account was garnished which took the funds for my house payment. I called literally everyday, and emailed. I could never get a straight answer "wasn't there job", while my bank account continued to be charged with overcharge fees. I was told that a supervisor would be refunding me. I have yet to receive a reimbursement or response to any of my request. In my contract, it states that they will proved an attorney in a timely manner to assist your legal questions. I never got an email response or returned phone call. This company should not be legally in business as they continue to profit from consumers that are desperate to resolve an unfortunate situation. After two months of no responses with continued call and emails, I had to contact an attorney myself and made the decision to file Bankruptcy. I have to pay this attorney and filing fees myself. This is just the beginning of the complaints that will be filed against Slate Legal Group and Global Holdings. The comments above are minimal compared to the true harm they have caused myself and my family financially and emotionally.

You will pay more money in fees than they will pay off your creditors. Additionally, your credit will be destroyed. Calling and talking to someone will get you a different story each time and they outright lie to you about things like "settling for monthly payments rather than a single payment is better for your credit" it is definitely NOT it just gets them more months of fees. Do yourself a favor and reach out directly to your creditors being open and honest about what you can afford to pay and set up a payment directly with them you will save a ton of money stress and dealing with terrible incompetence.

Here is my review of Slate Legal Group. You will se a pattern when compared to all the other complaints. SCAM

Do Not use Slate Legal group! These individuals are liars and scam artists. I was enrolled in the "program" 14 months and only about 1000 was paid out over a year plus. No debt was settled or even negotiated even though I paid in nearly $14,000. I had 3 accounts take legal action against me and the full amount I owed was awarded and now I have to pay the original amount owed and 1 of them plus interest!
I sent them the court papers and collection agency notices and gave them phone numbers of the lawyers suing me, but no call back. I have called about 15 times because no one would ev ver call me back. In fact they hung up on me one time (I guess they were tired of me calling.)
They told me a lawyer would call me to represent me and every time I called them to tell them I still had not heard from lawyer and I needed to respond to court papers and I did not know what to do, they had some excuse and said well we called the lawyer and they accepted the case so………… I never did hear from the lawyer who turned out was Kevin Wong, another scam con artist. Then one day I did hear from him but was by voicemail and email. And the only thing he said how was my account going and if I need assistance call the customer service (who I was dealing with and was no help) I emailed him and called him back and let him know about the court papers and court action but he did not return my call
I have stopped them from debiting my account and sent them an email on my “www.myslategroup. com account and told them they were fired and I was going to file a grievance with BBB. and I want my money back
I could have had some debts settled with the amount of money I've paid them. DO NOT USE them.
I am researching a lawyer to sue them for my money PLUS damages and interest that I have pay and the grief they put me through and ruining my credit. I knew my credit would take a hit but now it is even worse since I have been sued

A series of multiple clerical errors and misscommunications lead to my departure from their services. However we have reached a amicable agreement to end our dispute

I have paid almost $1000 per month since Nov 2020 and now it's June 10, and no debt has been settled. They claimed they might have 2 debts that will be negotiated in January 2022. Are you kidding? I paid $7000 for 7 months and when I check my account, there's only $700 for debt settlement. 1% goes to debt settlement? I hope people read this first before they sign up with them. What a waste of time, money and not to mention my credit score is ruined. I might have done bankruptcy and be done with it.

Follow up - Signed up in October, with 4 creditors to be addressed.
First money transfer to global holdings, their banking partner, was in November for a sum of 979.61. December was same sum of 979.61, but after deposit of the money I dropped one of the creditors from the program. In January thru May my new deposit to their bank was now 608.15.
Slate was to take their fees out of the account and leave the rest in to build up money to pay creditors.
My total deposits added up to 4999.97 from November 2020 to May 2021.
Slate has taken all of the money from my account with exception of 19.52 they refunded.
I contacted slate to have them stop and refund my money when I found they had taken all but 30.47 out of account.
At first I was told they would put back 979.61 but if I wanted my refund I would have to try and get it from a supervisor once the 979.61 was in bank.
But then that did not happen so I called again and was told my refund would be in the mail.
Nothing happened again so I called again.
Was told then I get zero refund except 19.52 out of the 4999.97 I put in.
Was told because I cancelled with them they were keeping all as additional fees. Each month they were to take SOME of deposit for fees and leave SOME to build up for creditor payout. Because THEY did not change information and billing when I dropped one creditor they took out more fees than they were suppose to. When I pointed out their error they kept saying they would correct it and put back money they were not suppose to take. I got tired of what no became lies to me and cancelled and was told they would return portion they were not supposed to take out.
I contacted them again and this time they were keeping all of the 4999.97 ( except the 19.52) as additional fees because I cancelled.

WARN EVERYONE YOU CAN OF THESE SCAMMERS - Any one know of were they can be reported to? I am James Johnson / exbublhed in Facebook

From J. Johnson

Signed up in October, with 4 creditors to be addressed.
First money transfer to global holdings, their banking partner, was in November for a sum of 979.61. December was same sum of 979.61, but after deposit of the money I dropped one of the creditors from the program. In January thru May my new deposit to their bank was now 608.15.
Slate was to take their fees out of the account and leave the rest in to build up money to pay creditors.
My total deposits added up to 4999.97 from November 2020 to May 2021.
Slate has taken all of the money from my account with exception of 10.95 as of today. I contacted slate to have them stop and refund my money when I found they had taken all but 30.47 out of account. Yet they still took 19.52 more to leave me with the 10.95. I was told they would put back 979.61 but if I wanted my refund I would have to try and get it from a supervisor once the 979.61 was put back.

This company preys on people who are in a bad situation and only makes things worse! I paid in almost $16,000 and they never settled a single account. They did not bother to respond to legal correspondence which put us in default. Their fees are hidden behind other legal content and are completely exorbitant. When trying to get my money back, they tell you to either sign the waiver and take what you get or get nothing at all. The only work that was ever done with my accounts was for them to send our POA's. Complete scam artists who should be forced to cease these type of business practices. They are definitely not even worth one star. Consumers beware!

Incompetent Business! Wish I would have read the reviews before enrolling....

This company is nothing but. A scam. I pay 1015. A month for credit card debt relief and NOTHING NOTHING has been Done. These people should be in jail.

This company doesn't even deserve 1 star. I've paid thousand of dollars to this company and haven't had any results. My credit is worse than ever because of them. They are a total scam and you will lose thousands of dollars if you go with this company. I cancelled with my representative, only to find out he never put the cancellation in. I had to call Global Solutions which is the firm that handles the money, another thing that doesn't make sense. I get several emails about what name will show up on bank statement of who pulls the money, but never any communication on what is going on with my creditors.
TOTAL SCAM!!!! Run don't walk away from them.

This company has not done a darn thing for me. I have spend over 4000 dollars and they have not settled any credit card debt or have taken care of my creditors. I have cancelled payment with them and have asked for my money back - good luck to me!! All they do is ask for more money and they wont even give their client a written documentation showing where this money has gone to...they are a sham!

They never contacted any of my creditors except for a credit card that only had $1000 on the balance. I continued to get calls from creditors because they never received the power of attorney from them. My credit score went from 630 to 400 in a matter of two months. 6 months later nothing changed, they did absolutely nothing for me. I canceled the program and still have not received the 6 months of payments I sent them.

Slate Legal group promised to pay my creditors to help me lower my debts,they will pay my credit card payment while I pay them 534.83 twice a month
I made 7 payments of $534.83 when the Covid-19 pandemic didn't allow me to continue to pay that payment. I spoke to a representative of Slate three months after I signed with them because I did not see any payments to my accounts, They said that it wiould take six onths to see a result and in the meantime I should stop making payments and allow the account to go into non-payment status. I did not think that was wise for me to have missed payments on my credit report when I need my scores to go up, after another month, I couldn't afford to make payments because my financial status had changed. I called them to explaint he situation and the representative told me they would reimburse me the money I had put in the program, At this point I had put in $3743.81 into the program. I was very happy to get that money back, which I taught meant that I would have enough money to pay my electrical bill and other essentials for my home. I received a check for $467.17 only as a refund. I called them to asked what happened, they said that $3276.64 was for their fee. I was shock to hear that this large sum of money was just for fees, they did not pay any of my bill, they did not do anything to help me with my payments or credit, yet they took all that money from me for nothing? So many people are struggling to make ends meet, struggling to make payments on their creddit cards and paying household bills, while Slate legal group is taking money away from desperate people to enrich themselves, that is not fair and that is cruel.

these folks filed a phony power of attorney on several credit cards that my wife has , but my wife's cards are in good standing and she never contacted anybody to give power o attorney or to help her with any kind of collections, so my wife has been arguing with the Credit Card Company, OK I will give the name , *** and she has been arguing with them for two hours now, about freeing her accounts, remove this power of attorney and investigate or give it to somebody that can investigate, because this is plain fraud , they provide a phony toll free number on the letter , with the so called power of attorney, *** cannot produce a signed power of attorney letter with my wife's signature and yet they are struggling about helping my wife out, I am not only *** of this company which I need to report somewhere and I am also *** at *** and I personally have two accounts with

This company preys on people who are against a wall financially and feel they have no way out.
Several months ago I was a victim of a huge fraud which put me into a huge debt. I applied for what I thought was a loan to get out of it and this company responded. They agreed to help me get reduction of a certain percentage of my debt which they said would cost me 18% of the total debt ONCE A SETTLEMENT WAS REACHED. I paid them $1200 pm every month until the Covid crash and my wife lost her job, and my income was cut by half. I emailed them to explain and to ask to cancel and refund since I could not afford to continue. A week later I had no response. I went onto the web site to see what I could do to cancel. There was no way to do that. I tried to stop the latest auto draft and there was no way to do that either so we waited for it to post and disputed it with our bank.
Today I was able to call the company to find out why they had not responded to my email, and to cancel and request a refund. I was told that I could cancel and that out of the approximately $5000 I had paid them they will refund me $612. The rest of the funds are up front fees.
I might add that as of today no settlement service has been provided and the calls from my creditors have escalated. BE VERY CAREFUL! READ ALL THE SMALL PRINT AND DON'T BE CONNED WITH A FALSE SENSE OF SECURITY AS I WAS!
After paying $1200 per month

Scam! Put $1,300 in per month for debt resolutions, after there "fees" were taken out left us with $200 a month to negotiate debt. What? Questioned company where money was going, they said it was put into another account, that we knew nothing about. Called to quit after 4 months, and now they won't reimburse us our money + now our credit card companies are *** off because we ignored their calls (slate told us to do), and slate never gave these credit card companies proper information for getting a hold of them. Bad deal when company scams you when you're trying to debt settled.