Skin Adorable

I was charged $99.98 on my bank statement by Skin Adorable and this was not an authorized charge. I request a full refund.
I was charged $99.98 on my bank statement from Skin Adorable that was not authorized. It claims to be a trial offer of something that I never agreed to. The transaction date was January 21st 2018 according to my bank statement.

On October 24, 2017 I was reviewing my bank statement when a survey popped up. I took the survey and at the end I was offered a red purse. I paid
On October 24, 2017 I was reviewing my bank statement when a survey popped up. I took the survey and at the end I was offered a red purse. I paid for the postage only, as follows:

10/24/2017
RECURRING DEBIT CARD XXXXXXXX SKINADORABLEXXXXXXXXX XXXXXXXXX FL
$6.99

Then on November 7, 2017 my bank account was charged the following:

1/07/2017
RECURRING DEBIT CARD XXXXXXXXX SKINADORABLEXXXXXXXXX XXXXXXXXX FL
$99.98

This was not an approved charged and I demand a full refund of $99.98 to be credited to my account immediately.
No charges are approved and will proceed with legal action..

Please contact me immediately at XXX-XXX-XXXX.

Thank you
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This outfit, DBA SKINADORABLE, purports online to be conducting surveys for Amazon.com and ebay.com. Surveys are 5 questions. They offer a choice of "premiums" and ask payment for shipping via credit card. They then later use the credit card information to charge the account a "membership fee" for SKINADORABLE. I selected a watch which was purported to entail no further fee. A couple of weeks later I noticed a charge of $6.98 by SKINADORABLE on my checking account. I then emailed my credit union to block further charges from SKINADORABLE. Two days later, today, November 1, I noticed a charge of $99.98 to my account. I then called my credit union and was told that I had to first request a refund and block charges outright. I then called SKINADORABLE and was told told that all charges were non-refundable and to cover a monhly membership. They said that even if I canceled the account, they would apply the funds to the cost of the watch. I requested complete cancellation. It appears that this operation is just simply using a fake survey without knowledge of Amazon or eBay. Heaven knows if their skin care products are legit.