Schechtman, Halperin & Savage

Shechtman Halperin Savage is in receipt of the complaint that was made to the Revdex.com on January 25, An investigation has been completed concerning your complaint stating: that because the loan was discharged in bankruptcy, no further communication to you about the loan should occurOn January 18th our office responded to your January 12th, inquiry in writing In that correspondence it was explained that while you are correct that you had this loan discharged in bankruptcy, and you are no longer personally liable/responsible for the debt, the lender still has the legal right to foreclose on/against the collateral property to collect the monies owedIn the State of New Hampshire, foreclosure it is governed by statuteThat statute, NH RSA 479:25, requires by law that certain notices of the foreclosure sale be sent to the borrowerThe Lender and this office understand that you have received a discharge of this debt/obligation in bankruptcy and the lender is only exercising its in rem rights against the property as allowed under applicable law and is not attempting to collect or recover the discharged debt as your personal liabilityThe Bankruptcy courts understand that these notices are required and they are not considered a violation of the discharge injunction Furthermore all such notices will have very clear language that the notices are being sent for informational purposes about the sale and are not an attempt to collect a debt In closing; the lender and this office understand that you have received a discharge in bankruptcy and are not personally liable for this debt Notwithstanding, the notice that you received or will receive from this office are statutorily required (even when a discharge in bankruptcy has been received) to provide you information about any foreclosure sale of the property We anticipate that this fully explains the correspondence you have received from our office

Shechtman Halperin Savage is in receipt of the complaint that was made to the Revdex.com on January 25, 2017.  An investigation has been completed concerning your complaint stating: that because the loan was discharged in bankruptcy, no further communication to you about the loan...

should occur. On January 18th our office responded to your January 12th, 2017 inquiry in writing.  In that correspondence it was explained that while you are correct that you had this loan discharged in bankruptcy, and you are no longer personally liable/responsible for the debt, the lender still has the legal right to foreclose on/against the collateral property to collect the monies owed. In the State of New Hampshire, foreclosure it is governed by statute. That statute, NH RSA 479:25, requires by law that certain notices of the foreclosure sale be sent to the borrower. The Lender and this office understand that you have received a discharge of this debt/obligation in bankruptcy and the lender is only exercising its in rem rights against the property as allowed under applicable law and is not attempting to collect or recover the discharged debt as your personal liability. The Bankruptcy courts understand that these notices are required and they are not considered a violation of the discharge injunction.  Furthermore all such notices will have very clear language that the notices are being sent for informational purposes about the sale and are not an attempt to collect a debt.  In closing; the lender and this office understand that you have received a discharge in bankruptcy and are not personally liable for this debt.  Notwithstanding, the notice that you received or will receive from this office are statutorily required (even when a discharge in bankruptcy has been received) to provide you information about any foreclosure sale of the property..  We anticipate that this fully explains the correspondence you have received from our office.

Revdex.com:
I have reviewed the response submitted by the business and have determined that the response does satisfy my issues and/or concerns in reference to complaint #[redacted]. I understand that by choosing to accept the business response that my complaint will be closed as resolved. 
Regards,
[redacted] / [redacted]