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RSH & Associates, LLC

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Reviews RSH & Associates, LLC

RSH & Associates, LLC Reviews (24)

Our file #[redacted]We record all inbound and outbound phone calls.  We do this for quality control as well as to document every consumer phone call.We've done an extensive search in our call logs between 12/1/15 and 12/9/15 for the phone number provided, as well as to any RSH phone numbers that...

may have received the initial call.  We do not show any phone call to or from ###-###-#### during this time-frame.  In fact, we do not reflect any conversation after 9/21/15, the day that the consumer authorized the payment arrangement which we have on a recorded line, as well.Unless there is another number to search, we have no record of this call from the consumer's phone number on 12/1/15.As per the consumers request for balance due, we show a total of $164.12.  For her convenience, we accept MC/VA or check by phone.  She can call ###-###-#### and take care of her balance today.

RESPONDED TO [redacted] ABOUT ACCT PER THEIR Revdex.com NOTIFICATION.  [redacted] HAD          DISPUTED ACCT BECAUSE IT WAS ON HER [redacted]. HER DISPUTE STATES THAT THIS       ACCT WAS NEVER LATE, ACCT WAS PAID AS AGREED.  MS ADMITTED THAT...

SHE         PUT THIS ON HER BANKRUPTCY, I TOLD HER THAT WE WILL REFLECT THIS            BANKRUPTCY THE NEXT TIME WE REPORT TO [redacted], BUT IF SHE KEEPS DISPUTING       IT WILL REFLECT AS A DISPUTE NOT A BANKRUPTCY.

Ms [redacted] notified RSH&Associates on 12/01/16 not to communicate with her at her place of employment.  RSH&Associates did not try to communicate with Ms [redacted] at her place of employment until 04/27/17, which was done in accordance with FDCPA Sec 805(c), which states exceptions to ceasing communication in paragraph (2) "to notify the consumer that the debt collector or creditor may invoke specified remedies, which are ordinarily invoked by such debt collector or creditor".  Since Ms [redacted]'s debt has gone unaddressed, and with no attempt to show good faith for the services rendered to her, involuntary arrangements have become necessary.  RSH&Associates followed FDCPA guidelines, and has made every effort to resolve the debt with Ms [redacted].  To demonstrate our good faith, we are still happy to work with Ms [redacted] on a voluntary arrangement on either of the accounts we have for her in our office.

Per the Federal Doctrine of Necessaries, both spouses are liable for debt incurred while they're married.  Missouri adheres to this: Missouri   Rule applies equally to both spouses  RSH has sent multiple notices to the couple about their debts due, as have both our...

clients.  These folks owe two bills to two different clients from a DOS 3 1/2 years ago, 2/11/13.  Neither one of these are hospital bills that they suggested they may already be paying on.  One is for the physician charges and the other is for lab charges.  The total that is owed is $795.40.While there is no disputing that this debt is owed by both folks, if consumers call in by 4PM on Wednesday, 9/28/16, and pay-by-phone the $795.40 in full, RSH will remove these debts from both spouses' credit bureau reports.  RSH takes MC, VA or Discover for their convenience.  They can call ###-###-#### or ###-###-####.If they do not pay the balance in full by 9/28/16, payments will be applied to their past due balances.  Their credit bureau reports will be kept updated with each payment made, however, Federal Law allows the continued reporting to their credit bureau reports, even if they do eventually get paid in full.If the consumers wish to have these removed from their credit bureau reports, they need to choose to pay these balances in full by 9/28/16 by calling ###-###-#### or ###-###-####.

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