Richmond Capital Trust

Review: I apply for a loan for my daughter collage they call me and told me I approve me for 5,000 dollars loan officer [redacted] told me because of my credit score was low I have to make three months payment I did make payment for 487.00 dollars the sent all the paper work I sign all the paper work and sent it back the told me that money will be in my bank in one week one week past I call them they said the need another 487.00 for insurance I told them that I did not have any more money because I borrow the first set a money from m sister ok they said that they would refund my full 487.00 by 01/**/15 today is the 01/**/15 I did not reactive any refund as yet I am calling the number is out of service