March 11, Revdex.com Re: Case # [redacted] Crescent Bank (Crescent) is in receipt of [redacted] ’ rejection of our answer to her original complaint regarding an account with CrescentA copy of the contract, assignment and payment history was sent to Ms [redacted] on 3/2/The account is not closed; it is an open valid debtOur records indicate the account is reporting complete and accurate information to the credit reporting agenciesSincerely,Compliance Department
P.OBox New Orleans, LA ###-###-#### or ###-###-#### Fax ###-###-#### March 18, Revdex.com Complaint: 11195907, [redacted] I am in receipt of [redacted] ’ complaint regarding an account with Crescent Bank (Crescent) The contract is based on the simple interest method of calculating interestThe amount of $that was quoted to Ms [redacted] was the per diem interest rate, not a late chargeLate charges are assessed according to the provision in the contract Crescent’s policy is to not allow a payment date change if the contract allowed for days from the contract date to the first payment dateIndependent Dealers Advantage, LLC (IDA) was the original owner of the contractIt was later assigned to Crescent A copy of the contract, assignment and payment history will be sent to Ms [redacted] Sincerely, Compliance Department
March 11, Revdex.com Re: Case # [redacted] Crescent Bank (Crescent) is in receipt of [redacted] ’ rejection of our answer to her original complaint regarding an account with CrescentA copy of the contract, assignment and payment history was sent to Ms [redacted] on 3/2/The account is not closed; it is an open valid debtOur records indicate the account is reporting complete and accurate information to the credit reporting agenciesSincerely,Compliance Department
P.OBox New Orleans, LA ###-###-#### or ###-###-#### Fax ###-###-#### March 18, Revdex.com Complaint: 11195907, [redacted] I am in receipt of [redacted] ’ complaint regarding an account with Crescent Bank (Crescent) The contract is based on the simple interest method of calculating interestThe amount of $that was quoted to Ms [redacted] was the per diem interest rate, not a late chargeLate charges are assessed according to the provision in the contract Crescent’s policy is to not allow a payment date change if the contract allowed for days from the contract date to the first payment dateIndependent Dealers Advantage, LLC (IDA) was the original owner of the contractIt was later assigned to Crescent A copy of the contract, assignment and payment history will be sent to Ms [redacted] Sincerely, Compliance Department