Plattsburgh Ford

To Whom It May Concern:Unfortunately [redacted] refused to give Piattsburgh Ford or TD Bank the opportunity to satisfy hisconcernsAlthough he wasn't entitled to it TD Bank granted [redacted] a substitution of collateral.This would have afforded [redacted] the opportunity to substitute a different truck under hisfinancial agreement with TD BankFor reasons only [redacted] can explain he refused to givePiattsburgh Ford or TD Bank the opportunity to institute the substitution of collateralRather as wehave explained and gained understanding of the same from [redacted] 's attorney [redacted] Mr[redacted] elected to voluntarily surrender the vehicleWe attempted to notify [redacted] of theramifications of his action but he was unwilling to listenAt this point [redacted] has decided toplace himself in violation of a valid financial agreement.William FP***President