Peoples National Bank

Initial Business Response /* (1000, 5, 2015/10/08) */
Contact Name and Title: [redacted] VP Compli
Contact Phone: XXXXXXXXXX
Contact Email: [redacted]@peoplesnationalbank.com
A review of the activity on your account shows that the check, #[redacted] written for $12.00, was not negotiated by...

Peoples National Bank. The check was cashed on 9/23/15 at [redacted] Bank. The check cleared your account on 9/24/15 leaving a balance of $13.10. However, on 9/24/15, a preauthorized withdrawal for $25.00 also cleared your account, creating a negative balance of $11.90. The overdraft fee of $33.00 was the result of the preauthorized withdrawal. Since Peoples National Bank was not responsible for cashing the check, the $33.00 overdraft fee will not be refunded.