PARTNERS FINANCIAL SERVICES

Initial Business Response / [redacted] (1000, 6, 2015/05/26) */ Contact Name and Title: [redacted] , Admin Dir Contact Phone: XXXXXXXXXX Contact Email: ***@partners-mo.com We have reviewed the referenced account and verified with the original creditor that no payments have been received on the balance since 3/22/ We no longer service this account for the original creditor, [redacted] The account was closed and returned to the original creditor in March, and the credit report was updated to "closed" and returned to the original creditor Should Ms [redacted] have questions regarding this contract, she may contact [redacted] at XXX-XXX-XXXX Initial Consumer Rebuttal / [redacted] (3000, 8, 2015/05/27) */ (The consumer indicated he/she DID NOT accept the response from the business.) They are correct the account was changed to closed March 22nd....the problem is that after the account was closed they reported again to show 120+ days late in april and may...after they closed the account and returned it to [redacted] ....the debt can not be claimed by two parties at once and once it is closed and sent back Partners can no longer report on my credit because it would cause "double jeopardy" as soon as the new company starts falsely reporting it is my debt again

We have reviewed the above referenced complaint and have attached a copy of the same validation documents as were sent to Mr [redacted] on 6/1/ We have spoken with Mr [redacted] since that time on 1/7/16, 1/21/16, 1/28/16, 2/2/16, and on 1/25/with Mrs*** There have been several discussions regarding payment arrangements and we believed their confirmation of agreement to send in payments included their understanding of the debt owed If Mror Mrs [redacted] would like to review the attached documents and contact us if they have further questions, we are certainly here to help them We do not own this debt It is owned by the original creditor, [redacted] Transportation, we are merely their collection agency partner On Mr***'s credit report [redacted] Transportation should appear as the creditor and Partners Financial as the data furnisherPartners Financial Services is a collection agency and any information obtained may be used for that purpose

We have received not only this Revdex.com compliant, but additionally a [redacted] complaint and a written complaint in our office; all stating the same information We have sent [redacted] documentation verifying his signature and the terms of his education loan to his address on file, which is also on the original contract, the police report, and the complaints Additionally we have updated his cbr through [redacted] *** that he is disputing his debt

We have reviewed the account and complaint for the above referenced consumer [redacted] Transportation (our client) placed an account for collection of truck driver training in the name and matching address of this consumer We did receive a dispute from the consumer and validated the debt with our client, and forwarded all documentation and signed agreements between [redacted] and Mr [redacted] to his home address At this point, the debt has been forwarded to our attorney in Mr [redacted] 's state, [redacted] P [redacted] and Associates; a representative of the firm can be reached at [redacted] if Mr [redacted] would like to discuss the debt and repayment options If we can be of additional services, don't hesitate contacting us