Predators. Very nice as sales men but typical corporate capitalist sm for everyone else. This is a for profit corporation, they are in business to make money not help you.
The fine print the sales person doesn’t tell you:
-Monthly service fees $50
-Settlements fees are 25% of ORIGINAL debt amount.
-$400 enrollment fee nonrefundable
-you can’t access statements on mobile devices view on pc only
For example if you have $4000 in debt you’ll be paying Optimum a 25% settlement fee of $1000 regardless of settlement amount. Add the $400 enrollment fee and the monthly $50 service fees for an 18 month program ($900). $1000+$400+$900 = $2300 going into the predators pockets for help with $4000 in debt.
This is a company that exploits people who lack financial discipline or knowledge. You don’t always need to negotiate with debtors. Most of them will send you a settlement for a much lower amount willingly. If you call a debtor they will always settle for less. If you lack financial discipline your banking company offers free short term savings accounts with automated deposits that can be locked until a certain time or amount is achieved. Don’t fall victim to debt relief companies. They only exist to make money, that is all.
The fine print the sales person doesn’t tell you:
-Monthly service fees $50
-Settlements fees are 25% of ORIGINAL debt amount.
-$400 enrollment fee nonrefundable
-you can’t access statements on mobile devices view on pc only
For example if you have $4000 in debt you’ll be paying Optimum a 25% settlement fee of $1000 regardless of settlement amount. Add the $400 enrollment fee and the monthly $50 service fees for an 18 month program ($900). $1000+$400+$900 = $2300 going into the predators pockets for help with $4000 in debt.
This is a company that exploits people who lack financial discipline or knowledge. You don’t always need to negotiate with debtors. Most of them will send you a settlement for a much lower amount willingly. If you call a debtor they will always settle for less. If you lack financial discipline your banking company offers free short term savings accounts with automated deposits that can be locked until a certain time or amount is achieved. Don’t fall victim to debt relief companies. They only exist to make money, that is all.