NIIWIN, LLC d/b/a Lendgreen

Avoid them at all costs. If I could give them 0 stars if I could. They charge 718% interest on their loans. The $800 I borrowed cost me $1,814. They are definitely predators that take advantage of those in need. I reported them to the Revdex.com, The Consumer Protection Bureau, and the Attorney General in my state. They are actually illegal in my state.

If you can wait or go someplace else please do. You'll end up paying back over 5x the amount financed. I took out an emergency loan for $900, paying ~$250/biweekly and 6 months later less than $75 of the principle was paid off. This is the definition of predatory loan, taking advantage of those that need help the most.

When I signed up for a $300 dollar check loan, it was not explained well that there is nothing that comes off the principal balance unless it is requested. I had $90 dollars coming out every other week on my payday and decided I wanted to get a pay off amount and called the company. I was then informed that they only take off the principal amount if I request it, so I had an extra $20 taken out that following pay period. I told the rep that it was not explained well that nothing would be getting applied to my principal amount. I then called my bank, my bank added up that 290 dollars was taken out in less that one month but I still technically owe $280 dollars because only that extra $20 went towards my principal. I am willing to pay them 110 dollars which would be my loan amount and their initial interest rate. I did have them stopped from withdrawing money from my account because they weren't willing to work with me and should have explained better that nothing would be applied to my principal balance.