M & M Foreclosure Prevention Services

I met with *** the owner of M & M Foreclosure Prevention Services, LLC on September 27, 2019 to discuss my foreclosure situation, but had spoken to her several times prior by phone about my case to see if she could do anything to resolve the issue prior to meeting her and was assured she could. During our face to face meeting we went over how should could help and the process that was involved and was told of the many clients she has helped and her vast amount of qualifications to include teaching financial classes at her church. I decided to hire her and was told she doesn't do contracts so I wasn't obligated to pay her fee of $250 x 4 on time. She wanted to everything through the US mail and I told her I would do it all by email, she tried several times to do it by US mail but I insisted on email and I paid the first payment of $250 at that time using "Cash App". I sent her all the required paperwork on Sept 27 and final paperwork on Oct 4th. I called, text and emailed her several times since Oct 4th and Nov 13th requesting all paperwork that she had submitted to my mortgage company. The only responses I received were, could I get income statements, my scanner is broken, then came I never received any paperwork from you. I resent the paper work and by email stated "So what you are telling me is that from a month ago you have yet to look at these documents, yet to fill out any paperwork, yet to file anything with Carrington? You kept hum hauling about other documents, telling me the people that you work with in your clientele instead of getting this stuff done! Is this correct?" To date I have not received an answer back. Absolutely no services have been performed to date and I want refunded my $250. If she would have performed any work she would have requested the next payment of $250. Since this time I have obtained an attorney to proceed with my foreclosure case as her lack of service has put my foreclosure in serious jeopardy.

Yesterday I received a letter in the US mail from M&M Foreclosure Prevention Services LLC. The letter starts with my name and my wife's names, the address of our home, and then gives a court case number. The letter was supposedly written by Michele ***, who claims to have created this business "to properly assist homeowners like you navigate through the loan modification process with your mortgage company, as well as the court proceedings that you are now facing". Of course that got our attention, since I am not aware of any court proceedings against us, and our home has no mortgage, being paid off years ago free and clear. As I continued to read the letter, my first thoughts were that this was a phishing scam. Today I looked up the referenced court case number, and the only similarity to me is a common last name with the defendant, who also lives in Oklahoma, but is being foreclosed on by his bank. Since obviously the owners names were wrong, the address was wrong, etc. I can only conclude that M&M Foreclosure Prevention Services LLC and Michele *** are totally incompetent, since even a cursory look would tell anyone that we are not the same people as those being foreclosed. My wife was upset over this letter and the hint of us being pulled into court proceedings. Sending such a letter is NOT appropriate business behavior and is not fitting of an establishment that advertises that they are Revdex.com accredited with an A+ rating. I would not recommend, use or even contact this business.