First $ource Mortgage Inc

This letter is in response.to subject ID [redacted].The subject property, located at [redacted] was assigned to PEMCO LTD on 12.18.2016 and subsequently listed oil the [redacted] on 12.30.2016 (Uninsured). Per the appraisal and BPO the subject property was listed...

as a 4 bedroom 3 bathroom single family detached property, the non-permitted addition was not disclosed on the PCR or Listing disclosure.  The appraisal report was completed in accordance with4000.1 paragraph iii page 441. Disclosure of a non-permitted addition is not required nor is it considered in the appraiser's scope of work.Mr. [redacted] with [redacted] submitted bid #8 (Investor) on behalf of the complainant on 2.24.2016 during the extended bidding period.The contract was received and executed on 2.29.2016, all required documents including the condition of sale and the forfeiture and extension policy were signed by the investor purchaser.Mr. [redacted] with [redacted] submitted a signed cancelation form on 3.11.2016 requesting the [redacted] be return to the complainant due to misrepresentation and failure to disclose a non-permitted conversation of the garage.In accordance with the condition of sale and the forfeiture and extension policy, the request to return the complainants [redacted] .was ·denied on 3.11.2016. The complainant submitted an appeal dated 3.11.2016, a Work Order Notification was created in P260 and submitted to [redacted] for review which was denied by [redacted] on 3.14.2016.Thank you for your [redacted]e and assistance with this matter.

Complaint: [redacted]
I am rejecting this response because PEMCO had written notice of the illegal garage conversion but violated its duty to disclose this material fact. A detailed explanation is attached.:
Sincerely,
[redacted]