Federal Mortgage Marketplace/FDC

Review: In January of 2014 this company sent me an email stating that was approved for a federal mortgage relief that would lower my mortgage payment to $898.06. Also a debt relief that would lower my credit card payments to 209.23. I changed my mind and asked for my money back. James B[redacted] told me it would be 60 days. That was in February Then I was told I had to send them $279.00 as a cancellation fee. I have not gotten my money back. I am mentally disabled and not supposed to handle money Also my husband is the primary borrower on the mortgage. He knew nothing of this. Mr. B[redacted] knew all this.Desired Settlement: I don't want anything to do with them.