Credited

I applied for what was advertised as a payday loan...was approved for $200 no one ever said it was a subscr service. I have never used this product and no one is helpful over the phone. I want to cancel this "subscription " the original $200 has been well paid off.

I had contacted this company for a $200 loan, they made the approval easy. I was told that I could pay back $289 and that would satisfy the loan. I have had 3 payments of $88 taken out, which adds up to $264, which leaves a balance of $25. I called today to pay the balance of $25. I was told by the sales department that the confirmation department was having technical difficulties, so couldn't answer the phone, this is after I called back 4 times after being disconnected every time after being on hold for 30 mins each time. So the last time I spoke to a supervisor in the sales department, Dan Romis, and that is when he claimed that I am paying for a subscription to their website, not for a loan. Then after sometime he admitted it was a loan. I tried to get a clear answer and he wouldn't give me one. Then I called back to cancel my "subscription" but was told to do that I had to pay $288? I specifically asked if there was a cancellation fee for the subscription and was told no. Why can't I cancel it then? They said I had to pay back the loan. What loan, I thought it was a subscription? This is a fraudulent company. I am willing to pay what I agreed to, I did not agree to a subscription. The address teh supervisor gave was 130 West Pleasant Ave. Maywood, NJ 07607. He would not give me a direct phone number to the correct department, said they can only transfer me, but are unable because they are having problems with their phones, by the way when I asked when the phone problems started happening, he informed me that it had been for a little while, when asked what that meant, he continued to say a little while. Very shady, and unprofessional, total scam.

I been trying to call the company to find out more information on my loan. Just come to find it’s not a loan but a subscription that I never sign for. I feel as tho they are false advertising . I don’t wanna keep paying for a wolf in sheep’s clothing.

I applied for a pay day loan. I paid well over the $200 that I borrowed and was NOT told this was a subscription. I tried calling. No answers. I just want to cancel the subscription. Im refusing to pay any more!

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted]

Our response is attached

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me I have reviewed the response and I am very satisfied that this debt is paid in full, however as my original complaint stated, Credited did not orally explain or advise me of any subscription for an education or entertainment servicesI applied for a Payday loan in the amount of $200, in which I was approved for and the funds of ($200) were deposited into my accountIt was explained to me of the terms and fees of $for renewing this Payday loan in which I did several times, and they were withdrawn from my accountEssentially, Credited is saying they paid me ($200) upfront to utilize their service, and then I paid them bi-weekly fee of $for services that were never rendered or utilized by meI feel this company is trying to cover themselves for offering illegal Payday loans in PA and charging excessive annual fees exceeding 6% for unlicensed lenders to PA borrowersAgain, I am very gratefully this debt is paid in full, and I would like to make it clear I did not make any misstatements in my complaint, as this Payday Loan lender proclaims

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards,

Credit Ed is a subscription based web service and not a payday loan company*** *** *** was enrolled in our services as a customer on December 10, At that time, we did explain the terms and conditionsOn February 17, 2015, Jessica requested to cancel her subscription
Her account was then closed and considered paid in fullNo collection activity will be pursued We do not report to the credit agencies

Credit Ed is a subscription based web service and not a payday loan company.*** *** was enrolled inour services as a customer on March 17, At that time, we did explain the terms and conditionsWe did not receive any request to cancel her subscriptionHer account has been closed and
considered paid in fullNo collection activity will be pursued We do not report to the credit agenciesBecause we receive few complaints, our customer service department will be contacting *** *** and will issue a refund of $

Credit Ed is a subscription based web service and not a payday loan company.*** *** was enrolled inour services as a customer on June 19, At that time, we did explain the terms and conditionsOn August 8, 2014, Glenda requested to cancel her subscriptionHer account was then closed
and considered paid in fullNo collection activity will be pursuedWe do not report to the credit agencies

We have attached our response!
Thank you!

Revdex.com:
I have reviewed the response made
by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Revdex.com:
I have
reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Our response has been attached
Thank you!

I've used them over yrs ago for a little loan I have been paying $every two weeks for the past yrs I've called numerous times to resolve & have been told they can't stop because of membership & I cannot cancel

Revdex.com:
I have reviewed the response made by the...

business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
However, it's worth noting that this company is part of a payday loan network and markets itself with payday loan internet requests  
Regards,
[redacted]

Revdex.com:
I have reviewed the response made...

by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.   
 
I have reviewed the response and I am very satisfied that this debt is paid in full, however as my original complaint stated, Credited did not orally explain or advise me of any
 subscription for an education or entertainment services. I applied for a Payday loan in the amount of $200, in which I was approved for and the funds of ($200) were deposited into my account. It was explained to me of the terms and fees of $79 for renewing this Payday loan in which I did several times, and they were withdrawn from my account. Essentially, Credited is saying they paid me ($200) upfront to utilize their service, and then I paid them bi-weekly fee of $79 for services that were never rendered or utilized by me. I feel this company is trying to cover themselves for offering illegal Payday loans in PA and charging excessive annual fees exceeding 6% for unlicensed lenders to PA borrowers. Again, I am very gratefully this debt is paid in full, and I would like to make it clear I did not make any misstatements in my complaint, as this Payday Loan lender proclaims.

Our response is attached.