Credit Bureau Data, Inc.

The following is Credit Bureau Oata, Inc.'s ("CBO") response to the complaint received from ***
* *** through the Revdex.com ("Revdex.com") on 09/28/CBO conducted athorough investigation of Ms***'s complaint and the applicable accounts.When account *** was listed with
CBO on 03/26/2015, the creditor provided Michael***'s name as the spouse to the guarantor, *** ***As a result, CBO included*** *** on the notice referenced in Ms***'s complaintCBO has since confirmedthe divorce of *** * and *** *** and verified *** *** is not responsible for thebalance referenced in the notice received by Ms***CBO has removed *** ***'sname from *** ***'s account(s)The account(s) was not reported to *** ***'scredit history.CBO investigated Ms***'s reference to speaking to someone that told her "nothing could bedone," but could not find record of any such conversation with a representative of CBOCBO caninvestigate this matter further, at Ms***'s request, if Ms*** can provide a date of theconversation and name of the individual to whom she spoke.In summary, CBO has removed *** ***'s name from the account(s) of *** * ***.The account(s) was not reported to *** ***'s credit historyCBO apologizes for anyinconvenience this incident has caused.If you have any further questions or concerns, please contact me at ###-###-####

The following is Credit Bureau Oata, Inc.'s ("[redacted]") response to the complaint received from [redacted] through the Revdex.com ("Revdex.com") on 1 0/30/15. [redacted] conducted a thoroughinvestigation of Mr. [redacted]'s complaint and the applicable accounts.[redacted] apologizes for an oversight leading to the...

lack of response to Mr. [redacted] regarding thesettlement offer for an unpaid judgment. On 11/03/15, [redacted] spoke to Mr. [redacted] and is providing asettlement offer in writing per his request.In regards to the paid judgment Mr. [redacted] referenced in his complaint, [redacted] mailed the satisfactionof judgment to Mr. [redacted] on 03/15/06. The satisfaction of judgment included a cover letterinstructing Mr. [redacted] to file the satisfaction with the appropriate court to update court records aspaid. [redacted] mailed Mr. [redacted] a second satisfaction of judgment for this case on 11/03/15 to assist inMr. [redacted]'s request to have this judgment updated as satisfied in court records.In summary, [redacted] is working with Mr. [redacted] regarding the requested settlement. In addition, [redacted]mailed Mr. [redacted] an additional satisfaction of judgment for the judgment paid 03/14/06.If you have any further questions or concerns, please contact me at ###-###-####.

Review: I had asked for a settle in full statement from this business months ago and they have not sent one out. They have not even called me back with one either. They also still have one of the account listed on my court record as unsatisfied knowing that it has been paid for 10 years now. every month that goes by the interest on this debt keeps accumulating. this is preventing me from obtaining a home loan and I want to get this done and over with.Desired Settlement: I want them to have that debt marked as satisfied on my court record, and I would like to get an offer to settle this debt in full.

Business

Response:

The following is Credit Bureau Oata, Inc.'s ("[redacted]") response to the complaint received from [redacted] through the Revdex.com ("Revdex.com") on 1 0/30/15. [redacted] conducted a thoroughinvestigation of Mr. [redacted]'s complaint and the applicable accounts.[redacted] apologizes for an oversight leading to the lack of response to Mr. [redacted] regarding thesettlement offer for an unpaid judgment. On 11/03/15, [redacted] spoke to Mr. [redacted] and is providing asettlement offer in writing per his request.In regards to the paid judgment Mr. [redacted] referenced in his complaint, [redacted] mailed the satisfactionof judgment to Mr. [redacted] on 03/15/06. The satisfaction of judgment included a cover letterinstructing Mr. [redacted] to file the satisfaction with the appropriate court to update court records aspaid. [redacted] mailed Mr. [redacted] a second satisfaction of judgment for this case on 11/03/15 to assist inMr. [redacted]'s request to have this judgment updated as satisfied in court records.In summary, [redacted] is working with Mr. [redacted] regarding the requested settlement. In addition, [redacted]mailed Mr. [redacted] an additional satisfaction of judgment for the judgment paid 03/14/06.If you have any further questions or concerns, please contact me at ###-###-####.

Review: tHIS COMPANY SENT OUT A PAST DUE NOTICE TO: [redacted] and [redacted] ON ACCOUNT [redacted] AND ENTRY CODE [redacted].

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WE WERE DIVORCED IN [redacted] has excelleni credit and has worked hard to maintain it. This debt is not his in an manner. This absolutely better be adjusted and in no way refleceed on his credit. The person I spsoke with said nothing could be done. LET ME RESTATE=WE HAVE BEEN DIVORCED 14 YE ARS. THIS BETTER GET REMOVED FROM HIS NAME AND BETTER NOT BE REFLECTED ON HIS CREDIT'/CREDIT SCORE.Desired Settlement: REMOVE EX HUSBAND FROM ANYTHING ASSOCIATED WITH [redacted] SINCE OCTOBER, 2001. INSURE THIS HAS NO NEGATIVE IMAPCE ON [redacted]. GET YOUR RECORDS CORRECTED.

Business

Response:

The following is Credit Bureau Oata, Inc.'s ("CBO") response to the complaint received from [redacted] through the Revdex.com ("Revdex.com") on 09/28/2015. CBO conducted athorough investigation of Ms. [redacted]'s complaint and the applicable accounts.When account [redacted] was listed with CBO on 03/26/2015, the creditor provided Michael[redacted]'s name as the spouse to the guarantor, [redacted]. As a result, CBO included[redacted] on the notice referenced in Ms. [redacted]'s complaint. CBO has since confirmedthe divorce of [redacted] and [redacted] and verified [redacted] is not responsible for thebalance referenced in the notice received by Ms. [redacted]. CBO has removed [redacted]'sname from [redacted]'s account(s). The account(s) was not reported to [redacted]'scredit history.CBO investigated Ms. [redacted]'s reference to speaking to someone that told her "nothing could bedone," but could not find record of any such conversation with a representative of CBO. CBO caninvestigate this matter further, at Ms. [redacted]'s request, if Ms. [redacted] can provide a date of theconversation and name of the individual to whom she spoke.In summary, CBO has removed [redacted]'s name from the account(s) of [redacted].The account(s) was not reported to [redacted]'s credit history. CBO apologizes for anyinconvenience this incident has caused.If you have any further questions or concerns, please contact me at ###-###-####.